.mtgfi-native-1031exchangedscrloan{
      --navy:#0D1B3D;
      --navy-2:#07142F;
      --blue:#0057D9;
      --blue-2:#0C6BFF;
      --steel:#6B7280;
      --ink:#111827;
      --muted:#5D6778;
      --line:#D8E2F0;
      --ice:#EFF5FF;
      --ice-2:#F7FAFF;
      --white:#FFFFFF;
      --success:#16794C;
      --warning:#A46006;
      --shadow:0 22px 70px rgba(7,20,47,.15);
      --shadow-sm:0 12px 34px rgba(7,20,47,.10);
      --radius:24px;
      --radius-sm:16px;
      --container:1220px;
      --focus:0 0 0 4px rgba(0,87,217,.24);
    }
    .mtgfi-native-1031exchangedscrloan *{box-sizing:border-box}
    .mtgfi-native-1031exchangedscrloan{scroll-behavior:smooth}
    .mtgfi-native-1031exchangedscrloan{
      margin:0;
      color:var(--ink);
      background:var(--white);
      font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
      font-size:16px;
      line-height:1.6;
      text-rendering:optimizeLegibility;
      -webkit-font-smoothing:antialiased;
    }
    .mtgfi-native-1031exchangedscrloan.dialog-open{overflow:hidden}
    .mtgfi-native-1031exchangedscrloan img,.mtgfi-native-1031exchangedscrloan svg{display:block;max-width:100%}
    .mtgfi-native-1031exchangedscrloan button,.mtgfi-native-1031exchangedscrloan input,.mtgfi-native-1031exchangedscrloan select,.mtgfi-native-1031exchangedscrloan textarea{font:inherit}
    .mtgfi-native-1031exchangedscrloan button,.mtgfi-native-1031exchangedscrloan a{touch-action:manipulation}
    .mtgfi-native-1031exchangedscrloan a{color:inherit}
    .mtgfi-native-1031exchangedscrloan button{cursor:pointer}
    .mtgfi-native-1031exchangedscrloan :focus-visible{outline:none;box-shadow:var(--focus)}
    .mtgfi-native-1031exchangedscrloan .skip-link{
      position:fixed;left:16px;top:-80px;z-index:9999;
      background:var(--white);color:var(--navy);padding:12px 16px;border-radius:10px;
      font-weight:800;box-shadow:var(--shadow-sm)
    }
    .mtgfi-native-1031exchangedscrloan .skip-link:focus{top:16px}
    .mtgfi-native-1031exchangedscrloan .container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}
    .mtgfi-native-1031exchangedscrloan .section{padding:100px 0}
    .mtgfi-native-1031exchangedscrloan .section-tight{padding:72px 0}
    .mtgfi-native-1031exchangedscrloan .eyebrow{
      display:inline-flex;align-items:center;gap:9px;
      font-size:.76rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase
    }
    .mtgfi-native-1031exchangedscrloan .eyebrow::before{content:"";width:28px;height:3px;border-radius:10px;background:currentColor}
    .mtgfi-native-1031exchangedscrloan .section-heading{max-width:760px;margin:0 0 44px}
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    .mtgfi-native-1031exchangedscrloan .section-heading h2{
      margin:9px 0 15px;font-size:clamp(2rem,4vw,3.5rem);line-height:1.04;letter-spacing:-.045em;color:var(--navy)
    }
    .mtgfi-native-1031exchangedscrloan .section-heading p{margin:0;color:var(--muted);font-size:1.08rem}
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      border:0;border-radius:14px;min-height:52px;padding:13px 20px;
      display:inline-flex;align-items:center;justify-content:center;gap:10px;
      font-weight:900;text-decoration:none;transition:.2s ease;
      letter-spacing:-.01em
    }
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    .mtgfi-native-1031exchangedscrloan .btn-primary:hover{background:#004CBD}
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    .mtgfi-native-1031exchangedscrloan .btn-outline{background:transparent;color:var(--navy);border:1px solid #BBC9DC}
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    .mtgfi-native-1031exchangedscrloan .btn svg{width:18px;height:18px}
    .mtgfi-native-1031exchangedscrloan .topbar{
      background:var(--blue);color:var(--white);font-size:.77rem;font-weight:800;letter-spacing:.035em
    }
    .mtgfi-native-1031exchangedscrloan .topbar-inner{
      min-height:34px;display:flex;align-items:center;justify-content:center;gap:10px;text-align:center
    }
    .mtgfi-native-1031exchangedscrloan .topbar-dot{width:6px;height:6px;border-radius:50%;background:#A7CDFF;flex:0 0 auto}
    .mtgfi-native-1031exchangedscrloan .site-header{
      position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);
      border-bottom:1px solid rgba(13,27,61,.09);backdrop-filter:blur(15px)
    }
    .mtgfi-native-1031exchangedscrloan .header-inner{height:86px;display:flex;align-items:center;justify-content:space-between;gap:24px}
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    .mtgfi-native-1031exchangedscrloan .brand-mobile img{width:45px;height:45px}
    .mtgfi-native-1031exchangedscrloan .brand-mobile strong{display:block;font-size:.89rem;line-height:1.05;color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .brand-mobile span{display:block;color:var(--blue);font-size:.75rem;font-weight:900;line-height:1.1;margin-top:3px}
    .mtgfi-native-1031exchangedscrloan .main-nav{display:flex;align-items:center;gap:25px}
    .mtgfi-native-1031exchangedscrloan .main-nav a{
      text-decoration:none;color:#344056;font-weight:800;font-size:.88rem;white-space:nowrap;
      transition:.2s ease
    }
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    .mtgfi-native-1031exchangedscrloan .header-actions .btn{min-height:46px;padding:11px 16px;font-size:.88rem}
    .mtgfi-native-1031exchangedscrloan .menu-toggle{
      display:none;width:46px;height:46px;border:1px solid var(--line);background:var(--white);
      border-radius:13px;align-items:center;justify-content:center;color:var(--navy)
    }
    .mtgfi-native-1031exchangedscrloan .menu-toggle svg{width:24px;height:24px}
    .mtgfi-native-1031exchangedscrloan .mobile-nav{display:none}
    .mtgfi-native-1031exchangedscrloan .hero{
      position:relative;overflow:hidden;background:
        radial-gradient(circle at 82% 18%,rgba(12,107,255,.28),transparent 26%),
        radial-gradient(circle at 8% 88%,rgba(0,87,217,.18),transparent 26%),
        linear-gradient(135deg,var(--navy-2),var(--navy));
      color:var(--white)
    }
    .mtgfi-native-1031exchangedscrloan .hero::before{
      content:"";position:absolute;inset:0;pointer-events:none;opacity:.15;
      background-image:linear-gradient(rgba(255,255,255,.14) 1px,transparent 1px),
      linear-gradient(90deg,rgba(255,255,255,.14) 1px,transparent 1px);
      background-size:44px 44px;
      mask-image:linear-gradient(to bottom,black,transparent 88%)
    }
    .mtgfi-native-1031exchangedscrloan .hero::after{
      content:"";position:absolute;width:530px;height:530px;border-radius:50%;
      border:1px solid rgba(255,255,255,.08);right:-200px;bottom:-300px;
      box-shadow:0 0 0 70px rgba(255,255,255,.025),0 0 0 150px rgba(255,255,255,.018)
    }
    .mtgfi-native-1031exchangedscrloan .hero-inner{
      position:relative;z-index:2;min-height:720px;padding:76px 0 72px;
      display:grid;grid-template-columns:minmax(0,1.03fr) minmax(470px,.97fr);
      gap:58px;align-items:center
    }
    .mtgfi-native-1031exchangedscrloan .hero-copy{max-width:690px}
    .mtgfi-native-1031exchangedscrloan .hero .eyebrow{color:#9CC6FF}
    .mtgfi-native-1031exchangedscrloan .hero-kicker{
      margin:18px 0 14px;color:#A9CBFA;font-size:clamp(.76rem,1.3vw,.92rem);
      font-weight:950;letter-spacing:.16em;text-transform:uppercase
    }
    .mtgfi-native-1031exchangedscrloan .hero h1{
      margin:0;font-size:clamp(3rem,6.1vw,5.55rem);line-height:.94;letter-spacing:-.064em;
      max-width:760px
    }
    .mtgfi-native-1031exchangedscrloan .hero h1 span{color:#5FA1FF}
    .mtgfi-native-1031exchangedscrloan .hero-lead{
      margin:24px 0 0;max-width:650px;color:#D5E0F1;font-size:clamp(1.04rem,1.55vw,1.23rem);
      line-height:1.68
    }
    .mtgfi-native-1031exchangedscrloan .hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:31px}
    .mtgfi-native-1031exchangedscrloan .hero-note{margin:12px 0 0;color:#AFC0D8;font-size:.79rem;font-weight:700}
    .mtgfi-native-1031exchangedscrloan .hero-chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
    .mtgfi-native-1031exchangedscrloan .hero-chip{
      display:inline-flex;align-items:center;gap:8px;padding:9px 12px;border-radius:999px;
      border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06);
      color:#E7EFFA;font-size:.76rem;font-weight:800
    }
    .mtgfi-native-1031exchangedscrloan .hero-chip svg{width:15px;height:15px;color:#75B2FF}
    .mtgfi-native-1031exchangedscrloan .strategy-console{
      position:relative;background:rgba(255,255,255,.985);color:var(--ink);
      border:1px solid rgba(255,255,255,.42);border-radius:28px;padding:25px;
      box-shadow:0 30px 100px rgba(0,0,0,.35)
    }
    .mtgfi-native-1031exchangedscrloan .console-top{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;margin-bottom:16px}
    .mtgfi-native-1031exchangedscrloan .console-top small{display:block;color:var(--blue);font-weight:950;letter-spacing:.12em;text-transform:uppercase}
    .mtgfi-native-1031exchangedscrloan .console-top h2{margin:4px 0 0;color:var(--navy);font-size:1.42rem;letter-spacing:-.025em;line-height:1.15}
    .mtgfi-native-1031exchangedscrloan .console-badge{
      flex:0 0 auto;background:var(--ice);color:var(--blue);border:1px solid #CFE0FC;
      padding:8px 10px;border-radius:11px;font-size:.67rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em
    }
    .mtgfi-native-1031exchangedscrloan .strategy-tabs{
      display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:6px;
      background:#EEF2F7;border-radius:15px
    }
    .mtgfi-native-1031exchangedscrloan .strategy-tab{
      min-height:54px;border:0;border-radius:11px;background:transparent;color:#566174;
      padding:9px 10px;font-size:.77rem;font-weight:950;letter-spacing:.06em;text-transform:uppercase
    }
    .mtgfi-native-1031exchangedscrloan .strategy-tab.active{background:var(--navy);color:var(--white);box-shadow:0 8px 18px rgba(13,27,61,.18)}
    .mtgfi-native-1031exchangedscrloan .strategy-visual{
      min-height:225px;margin:17px 0 14px;border:1px solid #DCE5F1;border-radius:20px;
      background:linear-gradient(180deg,#FBFDFF,#EFF5FF);position:relative;overflow:hidden;padding:20px
    }
    .mtgfi-native-1031exchangedscrloan .strategy-visual::before{
      content:"";position:absolute;inset:0;opacity:.5;
      background-image:radial-gradient(#C9D8EC 1px,transparent 1px);background-size:18px 18px
    }
    .mtgfi-native-1031exchangedscrloan .flow{
      position:relative;z-index:2;height:185px;display:grid;grid-template-columns:1fr .7fr 1.3fr;
      gap:12px;align-items:center
    }
    .mtgfi-native-1031exchangedscrloan .flow-node{
      background:var(--white);border:1px solid #D7E1EE;border-radius:17px;padding:13px;
      box-shadow:0 10px 25px rgba(13,27,61,.08);text-align:center
    }
    .mtgfi-native-1031exchangedscrloan .flow-node strong{display:block;color:var(--navy);font-size:.83rem;line-height:1.2}
    .mtgfi-native-1031exchangedscrloan .flow-node span{display:block;margin-top:4px;color:var(--muted);font-size:.67rem;font-weight:700}
    .mtgfi-native-1031exchangedscrloan .building-icon{
      width:62px;height:62px;margin:0 auto 9px;position:relative;display:flex;align-items:flex-end;justify-content:center;gap:3px
    }
    .mtgfi-native-1031exchangedscrloan .building-icon i{display:block;background:linear-gradient(180deg,var(--blue-2),var(--navy));border-radius:3px 3px 0 0}
    .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(1){width:15px;height:36px}
    .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(2){width:20px;height:58px}
    .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(3){width:15px;height:45px;background:linear-gradient(180deg,#8893A4,#4D586B)}
    .mtgfi-native-1031exchangedscrloan .flow-arrow{text-align:center;color:var(--blue)}
    .mtgfi-native-1031exchangedscrloan .flow-arrow .circle{
      width:55px;height:55px;border-radius:50%;border:2px solid #AFCBF3;margin:0 auto 8px;
      display:grid;place-items:center;background:rgba(255,255,255,.7)
    }
    .mtgfi-native-1031exchangedscrloan .flow-arrow svg{width:28px;height:28px}
    .mtgfi-native-1031exchangedscrloan .flow-arrow strong{display:block;color:var(--navy);font-size:.69rem;line-height:1.1}
    .mtgfi-native-1031exchangedscrloan .target-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:6px}
    .mtgfi-native-1031exchangedscrloan .mini-property{
      min-height:100px;background:var(--white);border:1px solid #D7E1EE;border-radius:12px;padding:9px 6px;
      display:flex;flex-direction:column;align-items:center;justify-content:center;
      box-shadow:0 7px 15px rgba(13,27,61,.06)
    }
    .mtgfi-native-1031exchangedscrloan .mini-house{width:32px;height:26px;background:var(--blue);position:relative;margin:11px 0 8px;border-radius:2px}
    .mtgfi-native-1031exchangedscrloan .mini-house::before{
      content:"";position:absolute;left:3px;top:-12px;width:23px;height:23px;background:var(--blue);
      transform:rotate(45deg);border-radius:2px
    }
    .mtgfi-native-1031exchangedscrloan .mini-house::after{
      content:"";position:absolute;left:12px;bottom:0;width:8px;height:13px;background:var(--white);z-index:2
    }
    .mtgfi-native-1031exchangedscrloan .mini-property b{font-size:.62rem;color:var(--navy);position:relative}
    .mtgfi-native-1031exchangedscrloan .large-target{
      display:none;min-height:132px;background:var(--white);border:1px solid #D7E1EE;border-radius:15px;
      padding:13px;align-items:center;gap:13px;box-shadow:0 9px 20px rgba(13,27,61,.07)
    }
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon{margin:0;flex:0 0 auto;width:76px;height:80px}
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon i:nth-child(1){height:50px;width:18px}
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon i:nth-child(2){height:78px;width:24px}
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon i:nth-child(3){height:61px;width:18px}
    .mtgfi-native-1031exchangedscrloan .large-target strong{display:block;color:var(--navy);font-size:.9rem}
    .mtgfi-native-1031exchangedscrloan .large-target span{display:block;color:var(--muted);font-size:.69rem;margin-top:5px}
    .mtgfi-native-1031exchangedscrloan .strategy-console[data-strategy="bigger"] .target-grid{display:none}
    .mtgfi-native-1031exchangedscrloan .strategy-console[data-strategy="bigger"] .large-target{display:flex}
    .mtgfi-native-1031exchangedscrloan .console-copy{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:15px}
    .mtgfi-native-1031exchangedscrloan .console-stat{border:1px solid #E1E8F1;border-radius:13px;padding:11px;background:#FBFCFE}
    .mtgfi-native-1031exchangedscrloan .console-stat span{display:block;color:var(--muted);font-size:.63rem;text-transform:uppercase;letter-spacing:.07em;font-weight:900}
    .mtgfi-native-1031exchangedscrloan .console-stat strong{display:block;color:var(--navy);font-size:.77rem;line-height:1.25;margin-top:4px}
    .mtgfi-native-1031exchangedscrloan .console-action{width:100%}
    .mtgfi-native-1031exchangedscrloan .identified-link{
      display:flex;justify-content:center;margin-top:12px;color:var(--blue);font-size:.76rem;
      font-weight:900;text-decoration:none
    }
    .mtgfi-native-1031exchangedscrloan .trust-strip{border-bottom:1px solid var(--line);background:var(--white)}
    .mtgfi-native-1031exchangedscrloan .trust-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);align-items:center}
    .mtgfi-native-1031exchangedscrloan .trust-item{padding:22px 24px;border-right:1px solid var(--line);min-height:88px;display:flex;align-items:center;gap:12px}
    .mtgfi-native-1031exchangedscrloan .trust-item:last-child{border-right:0}
    .mtgfi-native-1031exchangedscrloan .trust-item:first-child{padding-left:0}
    .mtgfi-native-1031exchangedscrloan .trust-item svg{width:24px;height:24px;color:var(--blue);flex:0 0 auto}
    .mtgfi-native-1031exchangedscrloan .trust-item small{display:block;color:var(--muted);font-size:.67rem;font-weight:850;text-transform:uppercase;letter-spacing:.08em}
    .mtgfi-native-1031exchangedscrloan .trust-item strong{display:block;color:var(--navy);font-size:.9rem;line-height:1.25}
    .mtgfi-native-1031exchangedscrloan .trust-brand{font-size:1rem;color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .trust-brand b{color:var(--blue)}
    .mtgfi-native-1031exchangedscrloan .strategy-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
    .mtgfi-native-1031exchangedscrloan .strategy-card{
      position:relative;overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);
      padding:28px;background:var(--white);box-shadow:var(--shadow-sm);transition:.25s ease
    }
    .mtgfi-native-1031exchangedscrloan .strategy-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
    .mtgfi-native-1031exchangedscrloan .strategy-card.featured{
      background:linear-gradient(145deg,var(--navy),#15346A);color:var(--white);border-color:transparent
    }
    .mtgfi-native-1031exchangedscrloan .strategy-number{
      position:absolute;right:20px;top:8px;font-size:5rem;line-height:1;color:rgba(13,27,61,.055);
      font-weight:950;letter-spacing:-.08em
    }
    .mtgfi-native-1031exchangedscrloan .featured .strategy-number{color:rgba(255,255,255,.08)}
    .mtgfi-native-1031exchangedscrloan .card-icon{
      width:54px;height:54px;border-radius:16px;background:var(--ice);display:grid;place-items:center;color:var(--blue);
      margin-bottom:42px
    }
    .mtgfi-native-1031exchangedscrloan .featured .card-icon{background:rgba(255,255,255,.1);color:#8ABEFF}
    .mtgfi-native-1031exchangedscrloan .card-icon svg{width:27px;height:27px}
    .mtgfi-native-1031exchangedscrloan .strategy-card h3{margin:0;font-size:1.52rem;line-height:1.12;letter-spacing:-.035em;color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .featured h3{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .strategy-card p{margin:14px 0 23px;color:var(--muted)}
    .mtgfi-native-1031exchangedscrloan .featured p{color:#CCD8EA}
    .mtgfi-native-1031exchangedscrloan .strategy-card ul{margin:0 0 25px;padding:0;list-style:none;display:grid;gap:9px}
    .mtgfi-native-1031exchangedscrloan .strategy-card li{display:flex;gap:9px;color:#435066;font-size:.88rem;font-weight:700}
    .mtgfi-native-1031exchangedscrloan .featured li{color:#E4ECF8}
    .mtgfi-native-1031exchangedscrloan .strategy-card li::before{content:"✓";color:var(--blue);font-weight:950}
    .mtgfi-native-1031exchangedscrloan .featured li::before{color:#7DB4FF}
    .mtgfi-native-1031exchangedscrloan .text-link{
      display:inline-flex;align-items:center;gap:7px;color:var(--blue);font-weight:950;text-decoration:none
    }
    .mtgfi-native-1031exchangedscrloan .featured .text-link{color:#8FC1FF}
    .mtgfi-native-1031exchangedscrloan .text-link svg{width:17px;height:17px;transition:.2s}
    .mtgfi-native-1031exchangedscrloan .text-link:hover svg{transform:translateX(4px)}
    .mtgfi-native-1031exchangedscrloan .builder-section{background:var(--ice-2);border-top:1px solid #E3EBF6;border-bottom:1px solid #E3EBF6}
    .mtgfi-native-1031exchangedscrloan .builder-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:54px;align-items:start}
    .mtgfi-native-1031exchangedscrloan .builder-intro{position:sticky;top:130px}
    .mtgfi-native-1031exchangedscrloan .builder-intro h2{margin:10px 0 16px;color:var(--navy);font-size:clamp(2.3rem,4.5vw,4rem);line-height:1;letter-spacing:-.055em}
    .mtgfi-native-1031exchangedscrloan .builder-intro p{color:var(--muted);font-size:1.08rem;margin:0 0 24px}
    .mtgfi-native-1031exchangedscrloan .builder-benefits{display:grid;gap:12px;margin-top:28px}
    .mtgfi-native-1031exchangedscrloan .builder-benefit{display:flex;gap:12px;align-items:flex-start}
    .mtgfi-native-1031exchangedscrloan .benefit-check{
      width:27px;height:27px;border-radius:9px;background:#DCEAFF;color:var(--blue);display:grid;place-items:center;flex:0 0 auto;
      font-weight:950
    }
    .mtgfi-native-1031exchangedscrloan .builder-benefit strong{display:block;color:var(--navy);font-size:.92rem}
    .mtgfi-native-1031exchangedscrloan .builder-benefit span{display:block;color:var(--muted);font-size:.79rem;margin-top:2px}
    .mtgfi-native-1031exchangedscrloan .calculator{
      background:var(--white);border:1px solid #DCE5F0;border-radius:28px;box-shadow:var(--shadow);
      overflow:hidden
    }
    .mtgfi-native-1031exchangedscrloan .calc-head{
      padding:24px 26px;background:linear-gradient(135deg,var(--navy),#173567);color:var(--white);
      display:flex;align-items:center;justify-content:space-between;gap:20px
    }
    .mtgfi-native-1031exchangedscrloan .calc-head h3{margin:0;font-size:1.33rem;letter-spacing:-.025em}
    .mtgfi-native-1031exchangedscrloan .calc-head p{margin:3px 0 0;color:#BECBE0;font-size:.78rem}
    .mtgfi-native-1031exchangedscrloan .calc-strategy{display:flex;gap:7px}
    .mtgfi-native-1031exchangedscrloan .calc-strategy button{
      border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.08);color:var(--white);
      border-radius:10px;padding:8px 10px;font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.05em
    }
    .mtgfi-native-1031exchangedscrloan .calc-strategy button.active{background:var(--white);color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .calc-body{padding:26px}
    .mtgfi-native-1031exchangedscrloan .form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}
    .mtgfi-native-1031exchangedscrloan .field{display:grid;gap:7px}
    .mtgfi-native-1031exchangedscrloan .field.full{grid-column:1/-1}
    .mtgfi-native-1031exchangedscrloan .field label{font-size:.76rem;color:#39465A;font-weight:900}
    .mtgfi-native-1031exchangedscrloan .field small{font-size:.67rem;color:var(--muted)}
    .mtgfi-native-1031exchangedscrloan .input-wrap{position:relative}
    .mtgfi-native-1031exchangedscrloan .input-prefix,.mtgfi-native-1031exchangedscrloan .input-suffix{
      position:absolute;top:50%;transform:translateY(-50%);color:#778195;font-weight:850;font-size:.83rem;
      pointer-events:none
    }
    .mtgfi-native-1031exchangedscrloan .input-prefix{left:13px}.mtgfi-native-1031exchangedscrloan .input-suffix{right:13px}
    .mtgfi-native-1031exchangedscrloan .field input,.mtgfi-native-1031exchangedscrloan .field select,.mtgfi-native-1031exchangedscrloan .field textarea{
      width:100%;min-height:49px;border:1px solid #C9D5E4;border-radius:12px;background:var(--white);
      padding:11px 13px;color:var(--navy);font-size:16px;font-weight:750;transition:.2s
    }
    .mtgfi-native-1031exchangedscrloan .field input.has-prefix{padding-left:29px}
    .mtgfi-native-1031exchangedscrloan .field input.has-suffix{padding-right:42px}
    .mtgfi-native-1031exchangedscrloan .field input:focus,.mtgfi-native-1031exchangedscrloan .field select:focus,.mtgfi-native-1031exchangedscrloan .field textarea:focus{border-color:var(--blue);box-shadow:var(--focus);outline:none}
    .mtgfi-native-1031exchangedscrloan .range-meta{display:flex;justify-content:space-between;color:var(--muted);font-size:.67rem;font-weight:800}
    .mtgfi-native-1031exchangedscrloan input[type="range"]{min-height:24px;padding:0;border:0;accent-color:var(--blue);box-shadow:none}
    .mtgfi-native-1031exchangedscrloan .calc-divider{height:1px;background:#E3EAF3;margin:24px 0}
    .mtgfi-native-1031exchangedscrloan .results-title{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:14px}
    .mtgfi-native-1031exchangedscrloan .results-title h4{margin:0;color:var(--navy);font-size:1.15rem}
    .mtgfi-native-1031exchangedscrloan .results-title span{font-size:.68rem;color:var(--blue);font-weight:950;text-transform:uppercase;letter-spacing:.08em}
    .mtgfi-native-1031exchangedscrloan .result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
    .mtgfi-native-1031exchangedscrloan .result-card{background:var(--ice-2);border:1px solid #DCE7F4;border-radius:14px;padding:14px}
    .mtgfi-native-1031exchangedscrloan .result-card.primary{background:var(--navy);border-color:var(--navy);color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .result-card span{display:block;color:var(--muted);font-size:.62rem;font-weight:900;text-transform:uppercase;letter-spacing:.07em}
    .mtgfi-native-1031exchangedscrloan .result-card.primary span{color:#AEC1DD}
    .mtgfi-native-1031exchangedscrloan .result-card strong{display:block;color:var(--navy);font-size:1.15rem;line-height:1.15;margin-top:5px;letter-spacing:-.025em}
    .mtgfi-native-1031exchangedscrloan .result-card.primary strong{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .result-card small{display:block;color:var(--muted);font-size:.63rem;margin-top:4px}
    .mtgfi-native-1031exchangedscrloan .result-card.primary small{color:#B8C8E0}
    .mtgfi-native-1031exchangedscrloan .dscr-meter{grid-column:1/-1;background:#F8FAFD;border:1px solid #DCE7F4;border-radius:14px;padding:15px}
    .mtgfi-native-1031exchangedscrloan .meter-top{display:flex;justify-content:space-between;gap:12px;align-items:center}
    .mtgfi-native-1031exchangedscrloan .meter-top strong{color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .meter-top b{color:var(--blue);font-size:1.2rem}
    .mtgfi-native-1031exchangedscrloan .meter-track{height:9px;background:#DCE5F1;border-radius:99px;overflow:hidden;margin-top:10px}
    .mtgfi-native-1031exchangedscrloan .meter-fill{height:100%;width:50%;background:linear-gradient(90deg,#5B8FE5,var(--blue));border-radius:99px;transition:.3s ease}
    .mtgfi-native-1031exchangedscrloan .calc-disclaimer{margin:15px 0 0;color:#6E7888;font-size:.68rem;line-height:1.55}
    .mtgfi-native-1031exchangedscrloan .finance-layer{
      background:linear-gradient(135deg,var(--navy-2),var(--navy));color:var(--white);position:relative;overflow:hidden
    }
    .mtgfi-native-1031exchangedscrloan .finance-layer::after{
      content:"";position:absolute;width:560px;height:560px;border-radius:50%;border:1px solid rgba(255,255,255,.07);
      right:-240px;top:-160px;box-shadow:0 0 0 90px rgba(255,255,255,.018)
    }
    .mtgfi-native-1031exchangedscrloan .finance-layer .section-heading h2{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .finance-layer .section-heading p{color:#BFCCE0}
    .mtgfi-native-1031exchangedscrloan .layer-steps{position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
    .mtgfi-native-1031exchangedscrloan .layer-step{border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.055);border-radius:20px;padding:25px}
    .mtgfi-native-1031exchangedscrloan .layer-step-num{
      width:41px;height:41px;border-radius:13px;background:var(--blue);display:grid;place-items:center;
      font-weight:950;margin-bottom:38px
    }
    .mtgfi-native-1031exchangedscrloan .layer-step h3{margin:0;font-size:1.22rem;letter-spacing:-.025em}
    .mtgfi-native-1031exchangedscrloan .layer-step p{margin:11px 0 0;color:#C6D2E4;font-size:.9rem}
    .mtgfi-native-1031exchangedscrloan .layer-note{
      position:relative;z-index:2;margin-top:24px;padding:18px 20px;border-radius:16px;
      background:rgba(255,255,255,.065);border:1px solid rgba(255,255,255,.13);
      display:flex;gap:12px;align-items:flex-start;color:#D7E2F2;font-size:.82rem
    }
    .mtgfi-native-1031exchangedscrloan .layer-note svg{width:21px;height:21px;color:#7BB5FF;flex:0 0 auto;margin-top:2px}
    .mtgfi-native-1031exchangedscrloan .timeline-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:55px;align-items:start}
    .mtgfi-native-1031exchangedscrloan .date-planner{
      background:var(--ice-2);border:1px solid #DCE7F3;border-radius:24px;padding:25px;box-shadow:var(--shadow-sm)
    }
    .mtgfi-native-1031exchangedscrloan .date-planner h3{margin:0;color:var(--navy);font-size:1.25rem}
    .mtgfi-native-1031exchangedscrloan .date-planner p{margin:5px 0 18px;color:var(--muted);font-size:.81rem}
    .mtgfi-native-1031exchangedscrloan .deadline-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:15px}
    .mtgfi-native-1031exchangedscrloan .deadline-card{background:var(--white);border:1px solid #DDE6F1;border-radius:14px;padding:14px}
    .mtgfi-native-1031exchangedscrloan .deadline-card span{display:block;color:var(--muted);font-size:.63rem;font-weight:900;text-transform:uppercase;letter-spacing:.07em}
    .mtgfi-native-1031exchangedscrloan .deadline-card strong{display:block;color:var(--navy);font-size:1rem;margin-top:5px}
    .mtgfi-native-1031exchangedscrloan .deadline-card b{display:block;color:var(--blue);font-size:.71rem;margin-top:3px}
    .mtgfi-native-1031exchangedscrloan .source-note{font-size:.67rem;color:#6E7888;margin-top:13px;line-height:1.5}
    .mtgfi-native-1031exchangedscrloan .source-note a{color:var(--blue);font-weight:900}
    .mtgfi-native-1031exchangedscrloan .timeline-list{position:relative;display:grid;gap:0}
    .mtgfi-native-1031exchangedscrloan .timeline-list::before{content:"";position:absolute;left:23px;top:25px;bottom:25px;width:2px;background:#C8D7EA}
    .mtgfi-native-1031exchangedscrloan .timeline-item{position:relative;display:grid;grid-template-columns:48px 1fr;gap:17px;padding:0 0 25px}
    .mtgfi-native-1031exchangedscrloan .timeline-item:last-child{padding-bottom:0}
    .mtgfi-native-1031exchangedscrloan .timeline-dot{
      position:relative;z-index:2;width:48px;height:48px;border-radius:16px;background:var(--white);border:2px solid #BCD0E9;
      display:grid;place-items:center;color:var(--blue);font-weight:950
    }
    .mtgfi-native-1031exchangedscrloan .timeline-item.active .timeline-dot{background:var(--blue);color:var(--white);border-color:var(--blue)}
    .mtgfi-native-1031exchangedscrloan .timeline-content{padding-top:2px}
    .mtgfi-native-1031exchangedscrloan .timeline-content h3{margin:0;color:var(--navy);font-size:1.06rem}
    .mtgfi-native-1031exchangedscrloan .timeline-content p{margin:6px 0 0;color:var(--muted);font-size:.87rem}
    .mtgfi-native-1031exchangedscrloan .compare-wrap{overflow:hidden;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow-sm)}
    .mtgfi-native-1031exchangedscrloan .compare-head,.mtgfi-native-1031exchangedscrloan .compare-row{display:grid;grid-template-columns:1.05fr 1fr 1fr}
    .mtgfi-native-1031exchangedscrloan .compare-head>div{padding:20px 22px;background:var(--navy);color:var(--white);font-weight:950}
    .mtgfi-native-1031exchangedscrloan .compare-head>div:first-child{color:#A8BAD4}
    .mtgfi-native-1031exchangedscrloan .compare-head>div:nth-child(2){background:#102A5B}
    .mtgfi-native-1031exchangedscrloan .compare-row>div{padding:18px 22px;border-top:1px solid var(--line);background:var(--white)}
    .mtgfi-native-1031exchangedscrloan .compare-row>div:nth-child(2){background:#F7FAFF}
    .mtgfi-native-1031exchangedscrloan .compare-row strong{color:var(--navy);font-size:.85rem}
    .mtgfi-native-1031exchangedscrloan .compare-row span{color:var(--muted);font-size:.83rem}
    .mtgfi-native-1031exchangedscrloan .property-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:13px}
    .mtgfi-native-1031exchangedscrloan .property-card{border:1px solid var(--line);border-radius:17px;padding:19px;background:var(--white);text-align:center}
    .mtgfi-native-1031exchangedscrloan .property-card .card-icon{margin:0 auto 14px;width:47px;height:47px;border-radius:14px}
    .mtgfi-native-1031exchangedscrloan .property-card strong{display:block;color:var(--navy);font-size:.86rem}
    .mtgfi-native-1031exchangedscrloan .property-card span{display:block;color:var(--muted);font-size:.7rem;margin-top:3px}
    .mtgfi-native-1031exchangedscrloan .process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
    .mtgfi-native-1031exchangedscrloan .process-card{position:relative;border:1px solid var(--line);border-radius:20px;padding:23px;background:var(--white)}
    .mtgfi-native-1031exchangedscrloan .process-card:not(:last-child)::after{
      content:"";position:absolute;right:-17px;top:50%;width:17px;height:2px;background:#C7D6E9
    }
    .mtgfi-native-1031exchangedscrloan .process-card b{display:block;color:var(--blue);font-size:.7rem;text-transform:uppercase;letter-spacing:.09em}
    .mtgfi-native-1031exchangedscrloan .process-card h3{margin:8px 0 8px;color:var(--navy);font-size:1rem}
    .mtgfi-native-1031exchangedscrloan .process-card p{margin:0;color:var(--muted);font-size:.78rem}
    .mtgfi-native-1031exchangedscrloan .faq-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:55px;align-items:start}
    .mtgfi-native-1031exchangedscrloan .faq-intro h2{margin:10px 0 14px;color:var(--navy);font-size:clamp(2.2rem,4vw,3.7rem);line-height:1;letter-spacing:-.05em}
    .mtgfi-native-1031exchangedscrloan .faq-intro p{color:var(--muted)}
    .mtgfi-native-1031exchangedscrloan .faq-list{border-top:1px solid var(--line)}
    .mtgfi-native-1031exchangedscrloan .faq-item{border-bottom:1px solid var(--line)}
    .mtgfi-native-1031exchangedscrloan .faq-question{
      width:100%;border:0;background:transparent;padding:20px 0;display:flex;align-items:center;justify-content:space-between;
      gap:18px;text-align:left;color:var(--navy);font-weight:900
    }
    .mtgfi-native-1031exchangedscrloan .faq-question svg{width:21px;height:21px;transition:.25s;color:var(--blue);flex:0 0 auto}
    .mtgfi-native-1031exchangedscrloan .faq-item.open .faq-question svg{transform:rotate(45deg)}
    .mtgfi-native-1031exchangedscrloan .faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .25s ease}
    .mtgfi-native-1031exchangedscrloan .faq-answer>div{overflow:hidden}
    .mtgfi-native-1031exchangedscrloan .faq-answer p{margin:0;padding:0 42px 20px 0;color:var(--muted);font-size:.88rem}
    .mtgfi-native-1031exchangedscrloan .faq-item.open .faq-answer{grid-template-rows:1fr}
    .mtgfi-native-1031exchangedscrloan .cta-section{padding:0 0 100px}
    .mtgfi-native-1031exchangedscrloan .cta-card{
      position:relative;overflow:hidden;border-radius:30px;padding:55px;
      background:linear-gradient(135deg,#0A1734,var(--navy) 55%,#124795);color:var(--white);
      display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center;box-shadow:var(--shadow)
    }
    .mtgfi-native-1031exchangedscrloan .cta-card::before{
      content:"";position:absolute;inset:0;opacity:.13;background-image:radial-gradient(#fff 1px,transparent 1px);
      background-size:22px 22px;mask-image:linear-gradient(90deg,black,transparent 80%)
    }
    .mtgfi-native-1031exchangedscrloan .cta-content,.mtgfi-native-1031exchangedscrloan .cta-side{position:relative;z-index:2}
    .mtgfi-native-1031exchangedscrloan .cta-card h2{margin:0;font-size:clamp(2.25rem,4.4vw,4rem);line-height:.98;letter-spacing:-.055em}
    .mtgfi-native-1031exchangedscrloan .cta-card p{margin:17px 0 0;color:#C9D6E8;max-width:700px}
    .mtgfi-native-1031exchangedscrloan .cta-side{
      background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);border-radius:21px;padding:20px
    }
    .mtgfi-native-1031exchangedscrloan .cta-side strong{display:block;font-size:1.05rem}
    .mtgfi-native-1031exchangedscrloan .cta-side ul{list-style:none;padding:0;margin:13px 0 20px;display:grid;gap:8px;color:#D7E3F2;font-size:.8rem}
    .mtgfi-native-1031exchangedscrloan .cta-side li::before{content:"✓";color:#75B2FF;font-weight:950;margin-right:8px}
    .mtgfi-native-1031exchangedscrloan .cta-side .btn{width:100%}
    .mtgfi-native-1031exchangedscrloan .site-footer{background:#07132C;color:#D2DCEB;padding:58px 0 28px}
    .mtgfi-native-1031exchangedscrloan .footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr 1fr;gap:40px}
    .mtgfi-native-1031exchangedscrloan .footer-brand{display:flex;align-items:center;gap:13px;margin-bottom:16px}
    .mtgfi-native-1031exchangedscrloan .footer-brand img{width:58px;height:58px}
    .mtgfi-native-1031exchangedscrloan .footer-brand strong{display:block;color:var(--white);font-size:1.1rem;line-height:1.1}
    .mtgfi-native-1031exchangedscrloan .footer-brand span{display:block;color:#77B1FF;font-size:.78rem;font-weight:900}
    .mtgfi-native-1031exchangedscrloan .footer-about{margin:0;color:#98A8C1;font-size:.8rem;max-width:400px}
    .mtgfi-native-1031exchangedscrloan .footer-col h3{margin:0 0 14px;color:var(--white);font-size:.8rem;text-transform:uppercase;letter-spacing:.09em}
    .mtgfi-native-1031exchangedscrloan .footer-col a{display:block;color:#AEBBD0;text-decoration:none;font-size:.8rem;margin:8px 0}
    .mtgfi-native-1031exchangedscrloan .footer-col a:hover{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .footer-seal{
      border:1px solid rgba(255,255,255,.12);border-radius:17px;padding:17px;background:rgba(255,255,255,.035)
    }
    .mtgfi-native-1031exchangedscrloan .footer-seal b{display:block;color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .footer-seal span{display:block;color:#A7B6CC;font-size:.75rem;margin-top:4px}
    .mtgfi-native-1031exchangedscrloan .footer-legal{border-top:1px solid rgba(255,255,255,.1);margin-top:38px;padding-top:24px}
    .mtgfi-native-1031exchangedscrloan .footer-legal p{margin:0 0 10px;color:#899AB4;font-size:.66rem;line-height:1.65}
    .mtgfi-native-1031exchangedscrloan .footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:18px;color:#7F91AD;font-size:.68rem}
    .mtgfi-native-1031exchangedscrloan .dialog-backdrop{
      position:fixed;inset:0;z-index:200;background:rgba(3,10,24,.74);backdrop-filter:blur(8px);
      display:none;padding:20px;align-items:center;justify-content:center
    }
    .mtgfi-native-1031exchangedscrloan .dialog-backdrop.open{display:flex}
    .mtgfi-native-1031exchangedscrloan .dialog{
      width:min(100%,780px);max-height:min(92vh,840px);overflow:auto;background:var(--white);border-radius:26px;
      box-shadow:0 40px 130px rgba(0,0,0,.55);position:relative
    }
    .mtgfi-native-1031exchangedscrloan .dialog-header{
      position:sticky;top:0;z-index:4;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);
      border-bottom:1px solid var(--line);padding:20px 24px 15px
    }
    .mtgfi-native-1031exchangedscrloan .dialog-title-row{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}
    .mtgfi-native-1031exchangedscrloan .dialog-title-row small{display:block;color:var(--blue);font-weight:950;text-transform:uppercase;letter-spacing:.1em}
    .mtgfi-native-1031exchangedscrloan .dialog-title-row h2{margin:3px 0 0;color:var(--navy);font-size:1.42rem;letter-spacing:-.03em}
    .mtgfi-native-1031exchangedscrloan .dialog-close{border:0;background:var(--ice);color:var(--navy);width:40px;height:40px;border-radius:12px;display:grid;place-items:center}
    .mtgfi-native-1031exchangedscrloan .dialog-close svg{width:21px;height:21px}
    .mtgfi-native-1031exchangedscrloan .progress-wrap{margin-top:15px}
    .mtgfi-native-1031exchangedscrloan .progress-meta{display:flex;justify-content:space-between;color:var(--muted);font-size:.68rem;font-weight:850}
    .mtgfi-native-1031exchangedscrloan .progress-track{height:6px;border-radius:99px;background:#E4EBF4;overflow:hidden;margin-top:7px}
    .mtgfi-native-1031exchangedscrloan .progress-bar{height:100%;width:25%;background:var(--blue);transition:.3s}
    .mtgfi-native-1031exchangedscrloan .dialog-body{padding:25px}
    .mtgfi-native-1031exchangedscrloan .form-step{display:none}
    .mtgfi-native-1031exchangedscrloan .form-step.active{display:block}
    .mtgfi-native-1031exchangedscrloan .step-heading h3{margin:0;color:var(--navy);font-size:1.45rem;letter-spacing:-.03em}
    .mtgfi-native-1031exchangedscrloan .step-heading p{margin:7px 0 20px;color:var(--muted);font-size:.87rem}
    .mtgfi-native-1031exchangedscrloan .choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px}
    .mtgfi-native-1031exchangedscrloan .choice{position:relative}
    .mtgfi-native-1031exchangedscrloan .choice input{position:absolute;opacity:0;pointer-events:none}
    .mtgfi-native-1031exchangedscrloan .choice label{
      display:block;height:100%;border:1px solid #CCD8E7;border-radius:15px;padding:15px;background:var(--white);
      transition:.2s;color:#3F4B5F;font-size:.84rem;font-weight:800
    }
    .mtgfi-native-1031exchangedscrloan .choice label strong{display:block;color:var(--navy);font-size:.93rem;margin-bottom:3px}
    .mtgfi-native-1031exchangedscrloan .choice input:checked+label{border-color:var(--blue);background:var(--ice);box-shadow:0 0 0 3px rgba(0,87,217,.1)}
    .mtgfi-native-1031exchangedscrloan .dialog-actions{display:flex;justify-content:space-between;gap:10px;margin-top:25px}
    .mtgfi-native-1031exchangedscrloan .dialog-actions .btn{min-width:120px}
    .mtgfi-native-1031exchangedscrloan .consent{
      display:flex;gap:10px;align-items:flex-start;margin-top:15px;color:var(--muted);font-size:.69rem;line-height:1.5
    }
    .mtgfi-native-1031exchangedscrloan .consent input{margin-top:4px;accent-color:var(--blue)}
    .mtgfi-native-1031exchangedscrloan .success-state{text-align:center;padding:30px 10px 20px}
    .mtgfi-native-1031exchangedscrloan .success-icon{
      width:74px;height:74px;border-radius:25px;background:#E5F6EE;color:var(--success);display:grid;place-items:center;
      margin:0 auto 19px
    }
    .mtgfi-native-1031exchangedscrloan .success-icon svg{width:38px;height:38px}
    .mtgfi-native-1031exchangedscrloan .success-state h3{margin:0;color:var(--navy);font-size:1.7rem;letter-spacing:-.035em}
    .mtgfi-native-1031exchangedscrloan .success-state p{color:var(--muted);max-width:520px;margin:10px auto 22px}
    .mtgfi-native-1031exchangedscrloan .no-script{padding:14px;background:#FFF4E5;color:#7A4100;text-align:center;font-weight:700}
    @media (max-width:1120px){
      .mtgfi-native-1031exchangedscrloan .brand img{width:270px}
      .mtgfi-native-1031exchangedscrloan .main-nav{gap:16px}
      .mtgfi-native-1031exchangedscrloan .main-nav a{font-size:.81rem}
      .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:minmax(0,1fr) minmax(430px,.94fr);gap:36px}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:repeat(3,1fr)}
    }
    @media (max-width:980px){
      .mtgfi-native-1031exchangedscrloan .header-inner{height:76px}
      .mtgfi-native-1031exchangedscrloan .brand img{width:268px}
      .mtgfi-native-1031exchangedscrloan .main-nav,.mtgfi-native-1031exchangedscrloan .header-actions .btn-outline{display:none}
      .mtgfi-native-1031exchangedscrloan .menu-toggle{display:flex}
      .mtgfi-native-1031exchangedscrloan .mobile-nav{
        position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--line);
        padding:16px 20px 22px;box-shadow:var(--shadow-sm)
      }
      .mtgfi-native-1031exchangedscrloan .mobile-nav.open{display:grid}
      .mtgfi-native-1031exchangedscrloan .mobile-nav a{padding:11px 5px;text-decoration:none;color:var(--navy);font-weight:850;border-bottom:1px solid #EDF1F6}
      .mtgfi-native-1031exchangedscrloan .mobile-nav .btn{margin-top:13px;color:var(--white)}
      .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:1fr;padding:62px 0 65px;gap:38px}
      .mtgfi-native-1031exchangedscrloan .hero-copy{max-width:760px}
      .mtgfi-native-1031exchangedscrloan .strategy-console{max-width:720px;width:100%;margin:auto}
      .mtgfi-native-1031exchangedscrloan .trust-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .trust-item{border-bottom:1px solid var(--line)}
      .mtgfi-native-1031exchangedscrloan .trust-item:nth-child(2){border-right:0}
      .mtgfi-native-1031exchangedscrloan .trust-item:first-child{padding-left:24px}
      .mtgfi-native-1031exchangedscrloan .strategy-cards{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .strategy-card:last-child{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .builder-layout,.mtgfi-native-1031exchangedscrloan .timeline-layout,.mtgfi-native-1031exchangedscrloan .faq-layout{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .builder-intro{position:static}
      .mtgfi-native-1031exchangedscrloan .layer-steps{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .layer-step{display:grid;grid-template-columns:45px 1fr;column-gap:15px}
      .mtgfi-native-1031exchangedscrloan .layer-step-num{margin:0;grid-row:1/3}
      .mtgfi-native-1031exchangedscrloan .process-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .process-card:nth-child(2)::after{display:none}
      .mtgfi-native-1031exchangedscrloan .footer-grid{grid-template-columns:1.2fr 1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid .footer-col:last-child{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .cta-card{grid-template-columns:1fr}
    }
    @media (max-width:720px){
      .mtgfi-native-1031exchangedscrloan .container{width:min(calc(100% - 28px),var(--container))}
      .mtgfi-native-1031exchangedscrloan .section{padding:76px 0}.mtgfi-native-1031exchangedscrloan .section-tight{padding:58px 0}
      .mtgfi-native-1031exchangedscrloan .topbar-inner{min-height:32px;font-size:.68rem}
      .mtgfi-native-1031exchangedscrloan .header-inner{height:70px}
      .mtgfi-native-1031exchangedscrloan .brand-desktop{display:none}.mtgfi-native-1031exchangedscrloan .brand-mobile{display:flex}
      .mtgfi-native-1031exchangedscrloan .brand-mobile img{width:45px!important;height:45px!important}
      .mtgfi-native-1031exchangedscrloan .header-actions .btn-primary{display:none}
      .mtgfi-native-1031exchangedscrloan .hero-inner{display:flex;flex-direction:column;align-items:stretch;padding:38px 0 52px;gap:0}
      .mtgfi-native-1031exchangedscrloan .hero-copy{display:contents}
      .mtgfi-native-1031exchangedscrloan .hero-copy .eyebrow{order:1;align-self:flex-start}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-kicker{order:2}
      .mtgfi-native-1031exchangedscrloan .hero-copy h1{order:3}
      .mtgfi-native-1031exchangedscrloan .strategy-console{order:4;margin-top:26px}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-lead{order:5}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-actions{order:6}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-note{order:7}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-chips{order:8}
      .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(2.65rem,13vw,4rem)}
      .mtgfi-native-1031exchangedscrloan .hero-lead{font-size:1rem;margin-top:24px}
      .mtgfi-native-1031exchangedscrloan .hero-actions{margin-top:24px}
      .mtgfi-native-1031exchangedscrloan .hero-actions .btn{flex:1 1 100%}
      .mtgfi-native-1031exchangedscrloan .hero-chips{display:none}
      .mtgfi-native-1031exchangedscrloan .strategy-console{padding:17px;border-radius:22px}
      .mtgfi-native-1031exchangedscrloan .console-top{margin-bottom:12px}
      .mtgfi-native-1031exchangedscrloan .console-top h2{font-size:1.18rem}
      .mtgfi-native-1031exchangedscrloan .console-badge{display:none}
      .mtgfi-native-1031exchangedscrloan .strategy-visual{min-height:192px;padding:13px}
      .mtgfi-native-1031exchangedscrloan .flow{height:165px;grid-template-columns:.9fr .58fr 1.25fr;gap:7px}
      .mtgfi-native-1031exchangedscrloan .flow-node{padding:10px 7px}
      .mtgfi-native-1031exchangedscrloan .building-icon{width:49px;height:52px}
      .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(1){width:12px;height:31px}
      .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(2){width:16px;height:48px}
      .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(3){width:12px;height:38px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow .circle{width:43px;height:43px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow .circle svg{width:22px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow strong{font-size:.58rem}
      .mtgfi-native-1031exchangedscrloan .target-grid{gap:4px}
      .mtgfi-native-1031exchangedscrloan .mini-property{min-height:88px;padding:6px 3px}
      .mtgfi-native-1031exchangedscrloan .mini-house{transform:scale(.82);margin:7px 0 4px}
      .mtgfi-native-1031exchangedscrloan .mini-property b{font-size:.52rem}
      .mtgfi-native-1031exchangedscrloan .console-copy{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .console-stat{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:9px 11px}
      .mtgfi-native-1031exchangedscrloan .console-stat strong{margin:0;text-align:right}
      .mtgfi-native-1031exchangedscrloan .trust-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .trust-item{border-right:0;padding:15px 4px!important;min-height:0}
      .mtgfi-native-1031exchangedscrloan .strategy-cards{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .strategy-card:last-child{grid-column:auto}
      .mtgfi-native-1031exchangedscrloan .strategy-card{padding:24px}
      .mtgfi-native-1031exchangedscrloan .card-icon{margin-bottom:28px}
      .mtgfi-native-1031exchangedscrloan .calc-head{display:block;padding:20px}
      .mtgfi-native-1031exchangedscrloan .calc-strategy{margin-top:13px}
      .mtgfi-native-1031exchangedscrloan .calc-strategy button{flex:1}
      .mtgfi-native-1031exchangedscrloan .calc-body{padding:20px}
      .mtgfi-native-1031exchangedscrloan .form-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .field.full{grid-column:auto}
      .mtgfi-native-1031exchangedscrloan .result-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .dscr-meter{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .deadline-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .compare-wrap{border:0;box-shadow:none;overflow:visible}
      .mtgfi-native-1031exchangedscrloan .compare-head{display:none}
      .mtgfi-native-1031exchangedscrloan .compare-row{display:grid;grid-template-columns:1fr;margin-bottom:14px;border:1px solid var(--line);border-radius:16px;overflow:hidden}
      .mtgfi-native-1031exchangedscrloan .compare-row>div{border-top:1px solid var(--line);padding:14px 16px}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:first-child{border-top:0;background:var(--navy);color:var(--white)}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:first-child strong{color:var(--white)}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:nth-child(2)::before{content:"More Doors";display:block;color:var(--blue);font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:nth-child(3)::before{content:"Bigger Deal";display:block;color:var(--blue);font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .process-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .process-card::after{display:none!important}
      .mtgfi-native-1031exchangedscrloan .cta-card{padding:33px 23px;border-radius:24px}
      .mtgfi-native-1031exchangedscrloan .footer-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid>div:first-child,.mtgfi-native-1031exchangedscrloan .footer-grid .footer-col:last-child{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .footer-bottom{display:block}
      .mtgfi-native-1031exchangedscrloan .choice-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .dialog-backdrop{padding:8px;align-items:flex-end}
      .mtgfi-native-1031exchangedscrloan .dialog{max-height:96vh;border-radius:22px 22px 0 0}
      .mtgfi-native-1031exchangedscrloan .dialog-header{padding:17px 18px 13px}
      .mtgfi-native-1031exchangedscrloan .dialog-body{padding:20px 18px}
    }
    @media (max-width:430px){
      .mtgfi-native-1031exchangedscrloan .hero-kicker{font-size:.66rem;letter-spacing:.12em}
      .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.8rem}
      .mtgfi-native-1031exchangedscrloan .strategy-tab{font-size:.66rem;padding:7px 5px}
      .mtgfi-native-1031exchangedscrloan .flow-node span{display:none}
      .mtgfi-native-1031exchangedscrloan .console-action{min-height:49px}
      .mtgfi-native-1031exchangedscrloan .result-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid>div,.mtgfi-native-1031exchangedscrloan .footer-grid>div:first-child,.mtgfi-native-1031exchangedscrloan .footer-grid .footer-col:last-child{grid-column:auto}
      .mtgfi-native-1031exchangedscrloan .dialog-actions .btn{min-width:0;flex:1}
    }
    @media (max-width:360px){
      .mtgfi-native-1031exchangedscrloan .container{width:min(calc(100% - 22px),var(--container))}
      .mtgfi-native-1031exchangedscrloan .brand-mobile strong{font-size:.78rem}
      .mtgfi-native-1031exchangedscrloan .brand-mobile span{font-size:.67rem}
      .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.52rem}
      .mtgfi-native-1031exchangedscrloan .strategy-console{padding:14px}
      .mtgfi-native-1031exchangedscrloan .strategy-visual{padding:8px}
      .mtgfi-native-1031exchangedscrloan .flow{gap:4px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow .circle{width:38px;height:38px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow strong{display:none}
      .mtgfi-native-1031exchangedscrloan .mini-property:nth-child(3){display:none}
      .mtgfi-native-1031exchangedscrloan .target-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .console-stat span{font-size:.56rem}
      .mtgfi-native-1031exchangedscrloan .console-stat strong{font-size:.69rem}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr}
    }
    @media (prefers-reduced-motion:reduce){
      .mtgfi-native-1031exchangedscrloan{scroll-behavior:auto}
      .mtgfi-native-1031exchangedscrloan *,.mtgfi-native-1031exchangedscrloan *::before,.mtgfi-native-1031exchangedscrloan *::after{animation:none!important;transition:none!important}
    }
  

/* ===== v1.0.1 REAL-WORLD PHOTO UPGRADE + RESPONSIVE QA ===== */
.mtgfi-native-1031exchangedscrloan .hero{
  color:var(--navy);background:
    radial-gradient(circle at 88% 7%,rgba(0,87,217,.10),transparent 25%),
    radial-gradient(circle at 6% 90%,rgba(74,169,246,.11),transparent 28%),
    linear-gradient(180deg,#FFFFFF 0%,#F5F9FF 100%);
  border-bottom:1px solid #DCE6F4;
}
.mtgfi-native-1031exchangedscrloan .hero::before{opacity:.32;background-image:linear-gradient(rgba(0,87,217,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(0,87,217,.055) 1px,transparent 1px);mask-image:linear-gradient(to bottom,black,transparent 93%)}
.mtgfi-native-1031exchangedscrloan .hero::after{border-color:rgba(0,87,217,.08);box-shadow:0 0 0 70px rgba(0,87,217,.025),0 0 0 150px rgba(0,87,217,.018)}
.mtgfi-native-1031exchangedscrloan .hero-inner{min-height:650px;padding:36px 0 42px;grid-template-columns:minmax(0,.91fr) minmax(530px,1.09fr);gap:42px}
.mtgfi-native-1031exchangedscrloan .hero-copy{max-width:645px}
.mtgfi-native-1031exchangedscrloan .hero .eyebrow{color:var(--blue)}
.mtgfi-native-1031exchangedscrloan .hero-kicker{margin:15px 0 13px;color:var(--blue);font-size:clamp(.72rem,1.1vw,.88rem)}
.mtgfi-native-1031exchangedscrloan .hero h1{color:var(--navy);font-size:clamp(3.15rem,5.35vw,5rem);line-height:.93;letter-spacing:-.062em}
.mtgfi-native-1031exchangedscrloan .hero h1 span{color:var(--blue)}
.mtgfi-native-1031exchangedscrloan .hero-lead{margin-top:21px;color:#536172;font-size:clamp(1rem,1.35vw,1.14rem);line-height:1.62}
.mtgfi-native-1031exchangedscrloan .hero-note{color:#68778D}
.mtgfi-native-1031exchangedscrloan .hero-chip{border-color:#CFDDF0;background:rgba(255,255,255,.85);color:#30415A;box-shadow:0 7px 20px rgba(13,27,61,.055)}
.mtgfi-native-1031exchangedscrloan .hero .btn-ghost-light{border:1px solid #AFC4E2;background:#fff;color:var(--navy);box-shadow:0 8px 22px rgba(13,27,61,.06)}
.mtgfi-native-1031exchangedscrloan .hero .btn-ghost-light:hover{border-color:var(--blue);color:var(--blue)}

.mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{padding:0;overflow:hidden;border:1px solid rgba(13,27,61,.12);border-radius:26px;background:#fff;box-shadow:0 28px 80px rgba(13,27,61,.20)}
.mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:332px;position:relative;overflow:hidden;background:#0A1734}
.mtgfi-native-1031exchangedscrloan .hero-photo-main{width:100%;height:100%;object-fit:cover;display:block;transform:scale(1.015)}
.mtgfi-native-1031exchangedscrloan .hero-photo-shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,19,44,.03) 32%,rgba(7,19,44,.72) 100%),linear-gradient(90deg,rgba(7,19,44,.18),transparent 55%)}
.mtgfi-native-1031exchangedscrloan .hero-inset-card{position:absolute;left:20px;bottom:22px;width:38%;min-width:185px;border:4px solid #fff;border-radius:17px;overflow:hidden;background:#fff;box-shadow:0 18px 45px rgba(0,0,0,.28)}
.mtgfi-native-1031exchangedscrloan .hero-inset-card img{display:block;width:100%;height:122px;object-fit:cover}
.mtgfi-native-1031exchangedscrloan .inset-caption{padding:8px 10px 9px;background:#fff}
.mtgfi-native-1031exchangedscrloan .inset-caption span,.mtgfi-native-1031exchangedscrloan .photo-mode span{display:block;color:var(--blue);font-size:.61rem;font-weight:950;letter-spacing:.1em;text-transform:uppercase}
.mtgfi-native-1031exchangedscrloan .inset-caption strong{display:block;color:var(--navy);font-size:.76rem;margin-top:2px;line-height:1.18}
.mtgfi-native-1031exchangedscrloan .exchange-arrow{position:absolute;left:37%;bottom:91px;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--blue);box-shadow:0 10px 30px rgba(0,0,0,.24);border:1px solid #D6E2F1}
.mtgfi-native-1031exchangedscrloan .exchange-arrow svg{width:25px;height:25px}
.mtgfi-native-1031exchangedscrloan .photo-mode{position:absolute;right:18px;bottom:22px;width:48%;padding:15px 16px;border:1px solid rgba(255,255,255,.24);border-radius:15px;background:rgba(5,17,42,.77);backdrop-filter:blur(8px);color:#fff;transition:opacity .25s ease,transform .25s ease}
.mtgfi-native-1031exchangedscrloan .photo-mode strong{display:block;margin-top:4px;font-size:.92rem;line-height:1.2}
.mtgfi-native-1031exchangedscrloan .photo-mode small{display:block;margin-top:4px;color:#D0DDF0;font-size:.66rem;font-weight:750}
.mtgfi-native-1031exchangedscrloan .photo-mode-bigger{opacity:0;transform:translateY(8px);pointer-events:none}
.mtgfi-native-1031exchangedscrloan .photo-console[data-strategy="bigger"] .photo-mode-doors{opacity:0;transform:translateY(8px);pointer-events:none}
.mtgfi-native-1031exchangedscrloan .photo-console[data-strategy="bigger"] .photo-mode-bigger{opacity:1;transform:none}
.mtgfi-native-1031exchangedscrloan .door-strip{position:absolute;right:19px;top:17px;display:flex;align-items:center;gap:5px;padding:8px 10px;border-radius:999px;background:rgba(255,255,255,.90);box-shadow:0 8px 24px rgba(0,0,0,.12)}
.mtgfi-native-1031exchangedscrloan .door-strip i{display:block;width:9px;height:15px;border-radius:2px 2px 0 0;background:var(--blue)}
.mtgfi-native-1031exchangedscrloan .door-strip i:nth-child(2){height:20px;background:#124795}.mtgfi-native-1031exchangedscrloan .door-strip i:nth-child(3){height:13px;background:#6B7280}
.mtgfi-native-1031exchangedscrloan .door-strip span{margin-left:3px;color:var(--navy);font-size:.58rem;font-weight:950;text-transform:uppercase;letter-spacing:.06em}
.mtgfi-native-1031exchangedscrloan .console-panel{padding:18px 20px 20px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top{margin-bottom:11px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top small{font-size:.66rem}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top h2{font-size:1.13rem;margin-top:3px}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tabs{gap:7px;padding:5px;margin-bottom:12px}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab{min-height:55px;text-transform:none;letter-spacing:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab span{font-size:.8rem;font-weight:950;text-transform:uppercase;letter-spacing:.055em}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab small{font-size:.61rem;font-weight:750;opacity:.78}
.mtgfi-native-1031exchangedscrloan .photo-console .console-copy{margin-bottom:12px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-stat{padding:9px 10px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-stat span{font-size:.56rem}
.mtgfi-native-1031exchangedscrloan .photo-console .console-stat strong{font-size:.7rem}
.mtgfi-native-1031exchangedscrloan .photo-console .console-action{min-height:49px}
.mtgfi-native-1031exchangedscrloan .photo-console .identified-link{margin-top:9px;font-size:.7rem}

.mtgfi-native-1031exchangedscrloan .investor-section{background:linear-gradient(180deg,#FFFFFF,#F5F9FF);border-top:1px solid #E0E8F3;border-bottom:1px solid #E0E8F3}
.mtgfi-native-1031exchangedscrloan .investor-layout{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:56px;align-items:center}
.mtgfi-native-1031exchangedscrloan .investor-photo-card{position:relative;overflow:hidden;min-height:515px;border-radius:26px;box-shadow:0 24px 70px rgba(13,27,61,.17);background:#DDE8F5}
.mtgfi-native-1031exchangedscrloan .investor-photo-card>img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;display:block}
.mtgfi-native-1031exchangedscrloan .investor-photo-card::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(7,19,44,.78) 100%)}
.mtgfi-native-1031exchangedscrloan .investor-photo-overlay{position:absolute;z-index:2;left:24px;right:24px;bottom:23px;color:#fff}
.mtgfi-native-1031exchangedscrloan .investor-photo-overlay span{display:block;color:#87B9FF;font-size:.67rem;font-weight:950;letter-spacing:.12em;text-transform:uppercase}
.mtgfi-native-1031exchangedscrloan .investor-photo-overlay strong{display:block;max-width:440px;margin-top:5px;font-size:1.35rem;line-height:1.15}
.mtgfi-native-1031exchangedscrloan .investor-copy h2{margin:10px 0 17px;color:var(--navy);font-size:clamp(2.25rem,4.1vw,3.8rem);line-height:.98;letter-spacing:-.052em}
.mtgfi-native-1031exchangedscrloan .investor-copy>p{margin:0;color:var(--muted);font-size:.98rem;line-height:1.72}
.mtgfi-native-1031exchangedscrloan .investor-points{display:grid;gap:10px;margin:25px 0}
.mtgfi-native-1031exchangedscrloan .investor-points>div{display:grid;grid-template-columns:42px 1fr;gap:12px;align-items:start;padding:13px 14px;border:1px solid #DCE6F2;border-radius:15px;background:#fff}
.mtgfi-native-1031exchangedscrloan .investor-points b{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;background:var(--ice);color:var(--blue);font-size:.72rem}
.mtgfi-native-1031exchangedscrloan .investor-points span{color:var(--muted);font-size:.79rem;line-height:1.45}
.mtgfi-native-1031exchangedscrloan .investor-points strong{display:block;color:var(--navy);font-size:.9rem;margin-bottom:2px}
.mtgfi-native-1031exchangedscrloan .investor-actions{display:flex;gap:11px;flex-wrap:wrap}

.mtgfi-native-1031exchangedscrloan #properties{background:#fff}
.mtgfi-native-1031exchangedscrloan #properties .section-heading{max-width:860px}
.mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;align-items:stretch}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card{padding:0;overflow:hidden;text-align:left;border-radius:19px;box-shadow:0 10px 28px rgba(13,27,61,.07);transition:transform .25s ease,box-shadow .25s ease}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card:hover{transform:translateY(-5px);box-shadow:0 20px 44px rgba(13,27,61,.13)}
.mtgfi-native-1031exchangedscrloan .property-photo{position:relative;aspect-ratio:1.33/1;overflow:hidden;background:#DDE6F2}
.mtgfi-native-1031exchangedscrloan .property-photo img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .45s ease}
.mtgfi-native-1031exchangedscrloan .photo-property-card:hover .property-photo img{transform:scale(1.045)}
.mtgfi-native-1031exchangedscrloan .property-badge{position:absolute;left:10px;top:10px!important;margin:0!important;padding:6px 8px;border-radius:999px;background:rgba(7,19,44,.80);backdrop-filter:blur(6px);color:#fff!important;font-size:.56rem!important;font-weight:950;text-transform:uppercase;letter-spacing:.06em}
.mtgfi-native-1031exchangedscrloan .property-card-body{padding:14px 14px 16px}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card strong{font-size:.85rem;line-height:1.2}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card .property-card-body span{font-size:.68rem;line-height:1.4;margin-top:5px}

.mtgfi-native-1031exchangedscrloan .cta-card{isolation:isolate;background:#07132C;min-height:390px}
.mtgfi-native-1031exchangedscrloan .cta-photo{position:absolute;z-index:-3;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;filter:saturate(.9) contrast(1.04)}
.mtgfi-native-1031exchangedscrloan .cta-card::after{content:"";position:absolute;z-index:-2;inset:0;background:linear-gradient(90deg,rgba(5,17,42,.97) 0%,rgba(5,17,42,.91) 47%,rgba(5,17,42,.60) 76%,rgba(5,17,42,.43) 100%)}
.mtgfi-native-1031exchangedscrloan .cta-card::before{z-index:-1;opacity:.12}
.mtgfi-native-1031exchangedscrloan .cta-side{background:rgba(7,19,44,.62);backdrop-filter:blur(11px)}

@media (max-width:1120px){
  .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:minmax(0,.88fr) minmax(480px,1.12fr);gap:28px}
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(3rem,5.5vw,4.55rem)}
  .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:repeat(3,1fr)}
  .mtgfi-native-1031exchangedscrloan .photo-property-card:nth-child(4),.mtgfi-native-1031exchangedscrloan .photo-property-card:nth-child(5){grid-column:span 1}
}
@media (max-width:980px){
  .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:1fr;gap:34px;padding:48px 0 58px}
  .mtgfi-native-1031exchangedscrloan .hero-copy{max-width:780px}
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{max-width:780px}
  .mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:390px}
  .mtgfi-native-1031exchangedscrloan .investor-layout{grid-template-columns:1fr;gap:35px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-card{min-height:470px}
}
@media (max-width:720px){
  .mtgfi-native-1031exchangedscrloan .hero-inner{padding:34px 0 48px;gap:0}
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(2.62rem,12.3vw,3.85rem)}
  .mtgfi-native-1031exchangedscrloan .hero-copy .strategy-console{margin-top:22px}
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{display:flex;flex-direction:column;padding:0;border-radius:21px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-panel{order:1;padding:15px}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{order:2;height:245px;border-top:1px solid #E1E8F2}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-top{margin-bottom:9px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-top h2{font-size:1.03rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tabs{margin-bottom:10px}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab{min-height:51px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-copy{display:none}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-action{min-height:46px}
  .mtgfi-native-1031exchangedscrloan .photo-console .identified-link{font-size:.66rem}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card{left:13px;bottom:13px;width:42%;min-width:145px;border-width:3px;border-radius:13px}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card img{height:86px}
  .mtgfi-native-1031exchangedscrloan .inset-caption{padding:6px 7px}
  .mtgfi-native-1031exchangedscrloan .inset-caption span{font-size:.5rem}.mtgfi-native-1031exchangedscrloan .inset-caption strong{font-size:.64rem}
  .mtgfi-native-1031exchangedscrloan .exchange-arrow{left:39%;bottom:64px;width:39px;height:39px}.mtgfi-native-1031exchangedscrloan .exchange-arrow svg{width:20px}
  .mtgfi-native-1031exchangedscrloan .photo-mode{right:12px;bottom:13px;width:47%;padding:10px 11px;border-radius:12px}
  .mtgfi-native-1031exchangedscrloan .photo-mode strong{font-size:.72rem}.mtgfi-native-1031exchangedscrloan .photo-mode small{display:none}.mtgfi-native-1031exchangedscrloan .photo-mode span{font-size:.51rem}
  .mtgfi-native-1031exchangedscrloan .door-strip{right:12px;top:11px;padding:6px 8px}.mtgfi-native-1031exchangedscrloan .door-strip span{display:none}
  .mtgfi-native-1031exchangedscrloan .hero-lead{margin-top:22px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-card{min-height:350px;border-radius:21px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-overlay{left:18px;right:18px;bottom:17px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-overlay strong{font-size:1.08rem}
  .mtgfi-native-1031exchangedscrloan .investor-copy h2{font-size:2.45rem}
  .mtgfi-native-1031exchangedscrloan .investor-actions .btn{flex:1 1 100%}
  .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr 1fr}
  .mtgfi-native-1031exchangedscrloan .property-photo{aspect-ratio:1.38/1}
  .mtgfi-native-1031exchangedscrloan .cta-card{min-height:0;padding:35px 25px}
  .mtgfi-native-1031exchangedscrloan .cta-card::after{background:linear-gradient(180deg,rgba(5,17,42,.94),rgba(5,17,42,.86))}
}
@media (max-width:430px){
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.72rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab span{font-size:.7rem}.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab small{font-size:.54rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{height:220px}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card{width:44%;min-width:132px}
  .mtgfi-native-1031exchangedscrloan .photo-mode{width:48%;padding:9px}
  .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr}
  .mtgfi-native-1031exchangedscrloan .property-photo{aspect-ratio:1.55/1}
  .mtgfi-native-1031exchangedscrloan .investor-photo-card{min-height:310px}
  .mtgfi-native-1031exchangedscrloan .investor-copy h2{font-size:2.25rem}
}
@media (max-width:360px){
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.48rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-panel{padding:13px}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{height:205px}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab small{display:none}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card{min-width:120px}
  .mtgfi-native-1031exchangedscrloan .photo-mode strong{font-size:.65rem}
}

/* ===== v1.0.1 DEVICE QA OVERRIDES ===== */
/* Keep the 1024px landscape header clean without forcing the hero into a stacked layout. */
@media (min-width:981px) and (max-width:1060px){
  .mtgfi-native-1031exchangedscrloan .main-nav,.mtgfi-native-1031exchangedscrloan .header-actions .btn-outline{display:none}
  .mtgfi-native-1031exchangedscrloan .menu-toggle{display:flex}
  .mtgfi-native-1031exchangedscrloan .mobile-nav{
    position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--line);
    padding:16px 20px 22px;box-shadow:var(--shadow-sm)
  }
  .mtgfi-native-1031exchangedscrloan .mobile-nav.open{display:grid}
  .mtgfi-native-1031exchangedscrloan .mobile-nav a{padding:11px 5px;text-decoration:none;color:var(--navy);font-weight:850;border-bottom:1px solid #EDF1F6}
  .mtgfi-native-1031exchangedscrloan .mobile-nav .btn{margin-top:13px;color:var(--white)}
}
/* On portrait tablets, put the actual More Doors / Bigger Deal decision ahead of the photo. */
@media (min-width:721px) and (max-width:820px){
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{display:flex;flex-direction:column}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-panel{order:1}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{order:2;height:350px;border-top:1px solid #E1E8F2}
}


.mtgfi-native-1031exchangedscrloan .topbar-inner{justify-content:space-between;text-align:left}
.mtgfi-native-1031exchangedscrloan .topbar-copy{display:flex;align-items:center;gap:10px}
.mtgfi-native-1031exchangedscrloan .topbar-phone{display:inline-flex;align-items:center;gap:8px;color:#fff;text-decoration:none;white-space:nowrap}
.mtgfi-native-1031exchangedscrloan .topbar-phone span{font-size:.64rem;font-weight:850;letter-spacing:.07em;text-transform:uppercase;color:#CFE2FF}
.mtgfi-native-1031exchangedscrloan .topbar-phone strong{font-size:.78rem;color:#fff}
.mtgfi-native-1031exchangedscrloan .header-phone{display:flex;flex-direction:column;align-items:flex-end;justify-content:center;color:var(--navy);text-decoration:none;line-height:1.05;white-space:nowrap}
.mtgfi-native-1031exchangedscrloan .header-phone span{font-size:.61rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.mtgfi-native-1031exchangedscrloan .header-phone strong{margin-top:4px;font-size:.88rem;color:var(--navy)}
.mtgfi-native-1031exchangedscrloan .header-phone:hover strong{color:var(--blue)}
.mtgfi-native-1031exchangedscrloan .footer-phone{display:flex;flex-direction:column;margin-top:14px;padding-top:13px;border-top:1px solid rgba(255,255,255,.12);color:#fff;text-decoration:none}
.mtgfi-native-1031exchangedscrloan .footer-phone small{font-size:.62rem;font-weight:850;letter-spacing:.06em;text-transform:uppercase;color:#AFC0D8}
.mtgfi-native-1031exchangedscrloan .footer-phone strong{margin-top:4px;font-size:1rem;color:#fff}
.mtgfi-native-1031exchangedscrloan .mobile-call-bar{display:none}
@media(max-width:1120px){.mtgfi-native-1031exchangedscrloan .header-phone{display:none}}
@media(max-width:720px){
  .mtgfi-native-1031exchangedscrloan{padding-bottom:calc(68px + env(safe-area-inset-bottom))}
  .mtgfi-native-1031exchangedscrloan .topbar-inner{justify-content:center}
  .mtgfi-native-1031exchangedscrloan .topbar-copy{display:none}
  .mtgfi-native-1031exchangedscrloan .topbar-phone span{display:none}
  .mtgfi-native-1031exchangedscrloan .topbar-phone strong{font-size:.75rem;letter-spacing:.02em}
  .mtgfi-native-1031exchangedscrloan .mobile-call-bar{position:fixed;z-index:150;left:12px;right:12px;bottom:calc(10px + env(safe-area-inset-bottom));min-height:54px;display:flex;align-items:center;justify-content:center;gap:10px;border:1px solid rgba(255,255,255,.2);border-radius:15px;background:var(--blue);color:#fff;text-decoration:none;font-weight:950;box-shadow:0 16px 38px rgba(0,47,124,.34)}
}


    .mtgfi-native-1031exchangedscrloan{
      --navy:#0D1B3D;
      --navy-2:#07142F;
      --blue:#0057D9;
      --blue-2:#0C6BFF;
      --steel:#6B7280;
      --ink:#111827;
      --muted:#5D6778;
      --line:#D8E2F0;
      --ice:#EFF5FF;
      --ice-2:#F7FAFF;
      --white:#FFFFFF;
      --success:#16794C;
      --warning:#A46006;
      --shadow:0 22px 70px rgba(7,20,47,.15);
      --shadow-sm:0 12px 34px rgba(7,20,47,.10);
      --radius:24px;
      --radius-sm:16px;
      --container:1220px;
      --focus:0 0 0 4px rgba(0,87,217,.24);
    }
    .mtgfi-native-1031exchangedscrloan *{box-sizing:border-box}
    .mtgfi-native-1031exchangedscrloan{scroll-behavior:smooth}
    .mtgfi-native-1031exchangedscrloan{
      margin:0;
      color:var(--ink);
      background:var(--white);
      font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
      font-size:16px;
      line-height:1.6;
      text-rendering:optimizeLegibility;
      -webkit-font-smoothing:antialiased;
    }
    .mtgfi-native-1031exchangedscrloan.dialog-open{overflow:hidden}
    .mtgfi-native-1031exchangedscrloan img,.mtgfi-native-1031exchangedscrloan svg{display:block;max-width:100%}
    .mtgfi-native-1031exchangedscrloan button,.mtgfi-native-1031exchangedscrloan input,.mtgfi-native-1031exchangedscrloan select,.mtgfi-native-1031exchangedscrloan textarea{font:inherit}
    .mtgfi-native-1031exchangedscrloan button,.mtgfi-native-1031exchangedscrloan a{touch-action:manipulation}
    .mtgfi-native-1031exchangedscrloan a{color:inherit}
    .mtgfi-native-1031exchangedscrloan button{cursor:pointer}
    .mtgfi-native-1031exchangedscrloan :focus-visible{outline:none;box-shadow:var(--focus)}
    .mtgfi-native-1031exchangedscrloan .skip-link{
      position:fixed;left:16px;top:-80px;z-index:9999;
      background:var(--white);color:var(--navy);padding:12px 16px;border-radius:10px;
      font-weight:800;box-shadow:var(--shadow-sm)
    }
    .mtgfi-native-1031exchangedscrloan .skip-link:focus{top:16px}
    .mtgfi-native-1031exchangedscrloan .container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}
    .mtgfi-native-1031exchangedscrloan .section{padding:100px 0}
    .mtgfi-native-1031exchangedscrloan .section-tight{padding:72px 0}
    .mtgfi-native-1031exchangedscrloan .eyebrow{
      display:inline-flex;align-items:center;gap:9px;
      font-size:.76rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase
    }
    .mtgfi-native-1031exchangedscrloan .eyebrow::before{content:"";width:28px;height:3px;border-radius:10px;background:currentColor}
    .mtgfi-native-1031exchangedscrloan .section-heading{max-width:760px;margin:0 0 44px}
    .mtgfi-native-1031exchangedscrloan .section-heading.center{margin-inline:auto;text-align:center}
    .mtgfi-native-1031exchangedscrloan .section-heading h2{
      margin:9px 0 15px;font-size:clamp(2rem,4vw,3.5rem);line-height:1.04;letter-spacing:-.045em;color:var(--navy)
    }
    .mtgfi-native-1031exchangedscrloan .section-heading p{margin:0;color:var(--muted);font-size:1.08rem}
    .mtgfi-native-1031exchangedscrloan .btn{
      border:0;border-radius:14px;min-height:52px;padding:13px 20px;
      display:inline-flex;align-items:center;justify-content:center;gap:10px;
      font-weight:900;text-decoration:none;transition:.2s ease;
      letter-spacing:-.01em
    }
    .mtgfi-native-1031exchangedscrloan .btn:hover{transform:translateY(-2px)}
    .mtgfi-native-1031exchangedscrloan .btn-primary{background:var(--blue);color:var(--white);box-shadow:0 13px 30px rgba(0,87,217,.26)}
    .mtgfi-native-1031exchangedscrloan .btn-primary:hover{background:#004CBD}
    .mtgfi-native-1031exchangedscrloan .btn-light{background:var(--white);color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .btn-outline{background:transparent;color:var(--navy);border:1px solid #BBC9DC}
    .mtgfi-native-1031exchangedscrloan .btn-outline:hover{background:var(--ice)}
    .mtgfi-native-1031exchangedscrloan .btn-ghost-light{background:rgba(255,255,255,.08);color:var(--white);border:1px solid rgba(255,255,255,.24)}
    .mtgfi-native-1031exchangedscrloan .btn svg{width:18px;height:18px}
    .mtgfi-native-1031exchangedscrloan .topbar{
      background:var(--blue);color:var(--white);font-size:.77rem;font-weight:800;letter-spacing:.035em
    }
    .mtgfi-native-1031exchangedscrloan .topbar-inner{
      min-height:34px;display:flex;align-items:center;justify-content:center;gap:10px;text-align:center
    }
    .mtgfi-native-1031exchangedscrloan .topbar-dot{width:6px;height:6px;border-radius:50%;background:#A7CDFF;flex:0 0 auto}
    .mtgfi-native-1031exchangedscrloan .site-header{
      position:sticky;top:0;z-index:80;background:rgba(255,255,255,.96);
      border-bottom:1px solid rgba(13,27,61,.09);backdrop-filter:blur(15px)
    }
    .mtgfi-native-1031exchangedscrloan .header-inner{height:86px;display:flex;align-items:center;justify-content:space-between;gap:24px}
    .mtgfi-native-1031exchangedscrloan .brand{display:flex;align-items:center;text-decoration:none;min-width:0}
    .mtgfi-native-1031exchangedscrloan .brand img{width:300px;height:auto}
    .mtgfi-native-1031exchangedscrloan .brand-mobile{display:none;align-items:center;gap:10px}
    .mtgfi-native-1031exchangedscrloan .brand-mobile img{width:45px;height:45px}
    .mtgfi-native-1031exchangedscrloan .brand-mobile strong{display:block;font-size:.89rem;line-height:1.05;color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .brand-mobile span{display:block;color:var(--blue);font-size:.75rem;font-weight:900;line-height:1.1;margin-top:3px}
    .mtgfi-native-1031exchangedscrloan .main-nav{display:flex;align-items:center;gap:25px}
    .mtgfi-native-1031exchangedscrloan .main-nav a{
      text-decoration:none;color:#344056;font-weight:800;font-size:.88rem;white-space:nowrap;
      transition:.2s ease
    }
    .mtgfi-native-1031exchangedscrloan .main-nav a:hover{color:var(--blue)}
    .mtgfi-native-1031exchangedscrloan .header-actions{display:flex;align-items:center;gap:10px}
    .mtgfi-native-1031exchangedscrloan .header-actions .btn{min-height:46px;padding:11px 16px;font-size:.88rem}
    .mtgfi-native-1031exchangedscrloan .menu-toggle{
      display:none;width:46px;height:46px;border:1px solid var(--line);background:var(--white);
      border-radius:13px;align-items:center;justify-content:center;color:var(--navy)
    }
    .mtgfi-native-1031exchangedscrloan .menu-toggle svg{width:24px;height:24px}
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      position:relative;overflow:hidden;background:
        radial-gradient(circle at 82% 18%,rgba(12,107,255,.28),transparent 26%),
        radial-gradient(circle at 8% 88%,rgba(0,87,217,.18),transparent 26%),
        linear-gradient(135deg,var(--navy-2),var(--navy));
      color:var(--white)
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      background-image:linear-gradient(rgba(255,255,255,.14) 1px,transparent 1px),
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      background-size:44px 44px;
      mask-image:linear-gradient(to bottom,black,transparent 88%)
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      content:"";position:absolute;width:530px;height:530px;border-radius:50%;
      border:1px solid rgba(255,255,255,.08);right:-200px;bottom:-300px;
      box-shadow:0 0 0 70px rgba(255,255,255,.025),0 0 0 150px rgba(255,255,255,.018)
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      position:relative;z-index:2;min-height:720px;padding:76px 0 72px;
      display:grid;grid-template-columns:minmax(0,1.03fr) minmax(470px,.97fr);
      gap:58px;align-items:center
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      margin:18px 0 14px;color:#A9CBFA;font-size:clamp(.76rem,1.3vw,.92rem);
      font-weight:950;letter-spacing:.16em;text-transform:uppercase
    }
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      margin:0;font-size:clamp(3rem,6.1vw,5.55rem);line-height:.94;letter-spacing:-.064em;
      max-width:760px
    }
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      margin:24px 0 0;max-width:650px;color:#D5E0F1;font-size:clamp(1.04rem,1.55vw,1.23rem);
      line-height:1.68
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      display:inline-flex;align-items:center;gap:8px;padding:9px 12px;border-radius:999px;
      border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06);
      color:#E7EFFA;font-size:.76rem;font-weight:800
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      position:relative;background:rgba(255,255,255,.985);color:var(--ink);
      border:1px solid rgba(255,255,255,.42);border-radius:28px;padding:25px;
      box-shadow:0 30px 100px rgba(0,0,0,.35)
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      flex:0 0 auto;background:var(--ice);color:var(--blue);border:1px solid #CFE0FC;
      padding:8px 10px;border-radius:11px;font-size:.67rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em
    }
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      display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:6px;
      background:#EEF2F7;border-radius:15px
    }
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      min-height:54px;border:0;border-radius:11px;background:transparent;color:#566174;
      padding:9px 10px;font-size:.77rem;font-weight:950;letter-spacing:.06em;text-transform:uppercase
    }
    .mtgfi-native-1031exchangedscrloan .strategy-tab.active{background:var(--navy);color:var(--white);box-shadow:0 8px 18px rgba(13,27,61,.18)}
    .mtgfi-native-1031exchangedscrloan .strategy-visual{
      min-height:225px;margin:17px 0 14px;border:1px solid #DCE5F1;border-radius:20px;
      background:linear-gradient(180deg,#FBFDFF,#EFF5FF);position:relative;overflow:hidden;padding:20px
    }
    .mtgfi-native-1031exchangedscrloan .strategy-visual::before{
      content:"";position:absolute;inset:0;opacity:.5;
      background-image:radial-gradient(#C9D8EC 1px,transparent 1px);background-size:18px 18px
    }
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      position:relative;z-index:2;height:185px;display:grid;grid-template-columns:1fr .7fr 1.3fr;
      gap:12px;align-items:center
    }
    .mtgfi-native-1031exchangedscrloan .flow-node{
      background:var(--white);border:1px solid #D7E1EE;border-radius:17px;padding:13px;
      box-shadow:0 10px 25px rgba(13,27,61,.08);text-align:center
    }
    .mtgfi-native-1031exchangedscrloan .flow-node strong{display:block;color:var(--navy);font-size:.83rem;line-height:1.2}
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      width:62px;height:62px;margin:0 auto 9px;position:relative;display:flex;align-items:flex-end;justify-content:center;gap:3px
    }
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    .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(2){width:20px;height:58px}
    .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(3){width:15px;height:45px;background:linear-gradient(180deg,#8893A4,#4D586B)}
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      width:55px;height:55px;border-radius:50%;border:2px solid #AFCBF3;margin:0 auto 8px;
      display:grid;place-items:center;background:rgba(255,255,255,.7)
    }
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    .mtgfi-native-1031exchangedscrloan .flow-arrow strong{display:block;color:var(--navy);font-size:.69rem;line-height:1.1}
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    .mtgfi-native-1031exchangedscrloan .mini-property{
      min-height:100px;background:var(--white);border:1px solid #D7E1EE;border-radius:12px;padding:9px 6px;
      display:flex;flex-direction:column;align-items:center;justify-content:center;
      box-shadow:0 7px 15px rgba(13,27,61,.06)
    }
    .mtgfi-native-1031exchangedscrloan .mini-house{width:32px;height:26px;background:var(--blue);position:relative;margin:11px 0 8px;border-radius:2px}
    .mtgfi-native-1031exchangedscrloan .mini-house::before{
      content:"";position:absolute;left:3px;top:-12px;width:23px;height:23px;background:var(--blue);
      transform:rotate(45deg);border-radius:2px
    }
    .mtgfi-native-1031exchangedscrloan .mini-house::after{
      content:"";position:absolute;left:12px;bottom:0;width:8px;height:13px;background:var(--white);z-index:2
    }
    .mtgfi-native-1031exchangedscrloan .mini-property b{font-size:.62rem;color:var(--navy);position:relative}
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      display:none;min-height:132px;background:var(--white);border:1px solid #D7E1EE;border-radius:15px;
      padding:13px;align-items:center;gap:13px;box-shadow:0 9px 20px rgba(13,27,61,.07)
    }
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon{margin:0;flex:0 0 auto;width:76px;height:80px}
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon i:nth-child(1){height:50px;width:18px}
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon i:nth-child(2){height:78px;width:24px}
    .mtgfi-native-1031exchangedscrloan .large-target .building-icon i:nth-child(3){height:61px;width:18px}
    .mtgfi-native-1031exchangedscrloan .large-target strong{display:block;color:var(--navy);font-size:.9rem}
    .mtgfi-native-1031exchangedscrloan .large-target span{display:block;color:var(--muted);font-size:.69rem;margin-top:5px}
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    .mtgfi-native-1031exchangedscrloan .console-stat span{display:block;color:var(--muted);font-size:.63rem;text-transform:uppercase;letter-spacing:.07em;font-weight:900}
    .mtgfi-native-1031exchangedscrloan .console-stat strong{display:block;color:var(--navy);font-size:.77rem;line-height:1.25;margin-top:4px}
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      display:flex;justify-content:center;margin-top:12px;color:var(--blue);font-size:.76rem;
      font-weight:900;text-decoration:none
    }
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    .mtgfi-native-1031exchangedscrloan .trust-item svg{width:24px;height:24px;color:var(--blue);flex:0 0 auto}
    .mtgfi-native-1031exchangedscrloan .trust-item small{display:block;color:var(--muted);font-size:.67rem;font-weight:850;text-transform:uppercase;letter-spacing:.08em}
    .mtgfi-native-1031exchangedscrloan .trust-item strong{display:block;color:var(--navy);font-size:.9rem;line-height:1.25}
    .mtgfi-native-1031exchangedscrloan .trust-brand{font-size:1rem;color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .trust-brand b{color:var(--blue)}
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      position:relative;overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);
      padding:28px;background:var(--white);box-shadow:var(--shadow-sm);transition:.25s ease
    }
    .mtgfi-native-1031exchangedscrloan .strategy-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
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      background:linear-gradient(145deg,var(--navy),#15346A);color:var(--white);border-color:transparent
    }
    .mtgfi-native-1031exchangedscrloan .strategy-number{
      position:absolute;right:20px;top:8px;font-size:5rem;line-height:1;color:rgba(13,27,61,.055);
      font-weight:950;letter-spacing:-.08em
    }
    .mtgfi-native-1031exchangedscrloan .featured .strategy-number{color:rgba(255,255,255,.08)}
    .mtgfi-native-1031exchangedscrloan .card-icon{
      width:54px;height:54px;border-radius:16px;background:var(--ice);display:grid;place-items:center;color:var(--blue);
      margin-bottom:42px
    }
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    .mtgfi-native-1031exchangedscrloan .card-icon svg{width:27px;height:27px}
    .mtgfi-native-1031exchangedscrloan .strategy-card h3{margin:0;font-size:1.52rem;line-height:1.12;letter-spacing:-.035em;color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .featured h3{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .strategy-card p{margin:14px 0 23px;color:var(--muted)}
    .mtgfi-native-1031exchangedscrloan .featured p{color:#CCD8EA}
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    .mtgfi-native-1031exchangedscrloan .strategy-card li{display:flex;gap:9px;color:#435066;font-size:.88rem;font-weight:700}
    .mtgfi-native-1031exchangedscrloan .featured li{color:#E4ECF8}
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    .mtgfi-native-1031exchangedscrloan .featured li::before{color:#7DB4FF}
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      display:inline-flex;align-items:center;gap:7px;color:var(--blue);font-weight:950;text-decoration:none
    }
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    .mtgfi-native-1031exchangedscrloan .text-link svg{width:17px;height:17px;transition:.2s}
    .mtgfi-native-1031exchangedscrloan .text-link:hover svg{transform:translateX(4px)}
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    .mtgfi-native-1031exchangedscrloan .builder-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:54px;align-items:start}
    .mtgfi-native-1031exchangedscrloan .builder-intro{position:sticky;top:130px}
    .mtgfi-native-1031exchangedscrloan .builder-intro h2{margin:10px 0 16px;color:var(--navy);font-size:clamp(2.3rem,4.5vw,4rem);line-height:1;letter-spacing:-.055em}
    .mtgfi-native-1031exchangedscrloan .builder-intro p{color:var(--muted);font-size:1.08rem;margin:0 0 24px}
    .mtgfi-native-1031exchangedscrloan .builder-benefits{display:grid;gap:12px;margin-top:28px}
    .mtgfi-native-1031exchangedscrloan .builder-benefit{display:flex;gap:12px;align-items:flex-start}
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      width:27px;height:27px;border-radius:9px;background:#DCEAFF;color:var(--blue);display:grid;place-items:center;flex:0 0 auto;
      font-weight:950
    }
    .mtgfi-native-1031exchangedscrloan .builder-benefit strong{display:block;color:var(--navy);font-size:.92rem}
    .mtgfi-native-1031exchangedscrloan .builder-benefit span{display:block;color:var(--muted);font-size:.79rem;margin-top:2px}
    .mtgfi-native-1031exchangedscrloan .calculator{
      background:var(--white);border:1px solid #DCE5F0;border-radius:28px;box-shadow:var(--shadow);
      overflow:hidden
    }
    .mtgfi-native-1031exchangedscrloan .calc-head{
      padding:24px 26px;background:linear-gradient(135deg,var(--navy),#173567);color:var(--white);
      display:flex;align-items:center;justify-content:space-between;gap:20px
    }
    .mtgfi-native-1031exchangedscrloan .calc-head h3{margin:0;font-size:1.33rem;letter-spacing:-.025em}
    .mtgfi-native-1031exchangedscrloan .calc-head p{margin:3px 0 0;color:#BECBE0;font-size:.78rem}
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      border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.08);color:var(--white);
      border-radius:10px;padding:8px 10px;font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.05em
    }
    .mtgfi-native-1031exchangedscrloan .calc-strategy button.active{background:var(--white);color:var(--navy)}
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    .mtgfi-native-1031exchangedscrloan .field label{font-size:.76rem;color:#39465A;font-weight:900}
    .mtgfi-native-1031exchangedscrloan .field small{font-size:.67rem;color:var(--muted)}
    .mtgfi-native-1031exchangedscrloan .input-wrap{position:relative}
    .mtgfi-native-1031exchangedscrloan .input-prefix,.mtgfi-native-1031exchangedscrloan .input-suffix{
      position:absolute;top:50%;transform:translateY(-50%);color:#778195;font-weight:850;font-size:.83rem;
      pointer-events:none
    }
    .mtgfi-native-1031exchangedscrloan .input-prefix{left:13px}.mtgfi-native-1031exchangedscrloan .input-suffix{right:13px}
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      width:100%;min-height:49px;border:1px solid #C9D5E4;border-radius:12px;background:var(--white);
      padding:11px 13px;color:var(--navy);font-size:16px;font-weight:750;transition:.2s
    }
    .mtgfi-native-1031exchangedscrloan .field input.has-prefix{padding-left:29px}
    .mtgfi-native-1031exchangedscrloan .field input.has-suffix{padding-right:42px}
    .mtgfi-native-1031exchangedscrloan .field input:focus,.mtgfi-native-1031exchangedscrloan .field select:focus,.mtgfi-native-1031exchangedscrloan .field textarea:focus{border-color:var(--blue);box-shadow:var(--focus);outline:none}
    .mtgfi-native-1031exchangedscrloan .range-meta{display:flex;justify-content:space-between;color:var(--muted);font-size:.67rem;font-weight:800}
    .mtgfi-native-1031exchangedscrloan input[type="range"]{min-height:24px;padding:0;border:0;accent-color:var(--blue);box-shadow:none}
    .mtgfi-native-1031exchangedscrloan .calc-divider{height:1px;background:#E3EAF3;margin:24px 0}
    .mtgfi-native-1031exchangedscrloan .results-title{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:14px}
    .mtgfi-native-1031exchangedscrloan .results-title h4{margin:0;color:var(--navy);font-size:1.15rem}
    .mtgfi-native-1031exchangedscrloan .results-title span{font-size:.68rem;color:var(--blue);font-weight:950;text-transform:uppercase;letter-spacing:.08em}
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    .mtgfi-native-1031exchangedscrloan .result-card{background:var(--ice-2);border:1px solid #DCE7F4;border-radius:14px;padding:14px}
    .mtgfi-native-1031exchangedscrloan .result-card.primary{background:var(--navy);border-color:var(--navy);color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .result-card span{display:block;color:var(--muted);font-size:.62rem;font-weight:900;text-transform:uppercase;letter-spacing:.07em}
    .mtgfi-native-1031exchangedscrloan .result-card.primary span{color:#AEC1DD}
    .mtgfi-native-1031exchangedscrloan .result-card strong{display:block;color:var(--navy);font-size:1.15rem;line-height:1.15;margin-top:5px;letter-spacing:-.025em}
    .mtgfi-native-1031exchangedscrloan .result-card.primary strong{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .result-card small{display:block;color:var(--muted);font-size:.63rem;margin-top:4px}
    .mtgfi-native-1031exchangedscrloan .result-card.primary small{color:#B8C8E0}
    .mtgfi-native-1031exchangedscrloan .dscr-meter{grid-column:1/-1;background:#F8FAFD;border:1px solid #DCE7F4;border-radius:14px;padding:15px}
    .mtgfi-native-1031exchangedscrloan .meter-top{display:flex;justify-content:space-between;gap:12px;align-items:center}
    .mtgfi-native-1031exchangedscrloan .meter-top strong{color:var(--navy)}
    .mtgfi-native-1031exchangedscrloan .meter-top b{color:var(--blue);font-size:1.2rem}
    .mtgfi-native-1031exchangedscrloan .meter-track{height:9px;background:#DCE5F1;border-radius:99px;overflow:hidden;margin-top:10px}
    .mtgfi-native-1031exchangedscrloan .meter-fill{height:100%;width:50%;background:linear-gradient(90deg,#5B8FE5,var(--blue));border-radius:99px;transition:.3s ease}
    .mtgfi-native-1031exchangedscrloan .calc-disclaimer{margin:15px 0 0;color:#6E7888;font-size:.68rem;line-height:1.55}
    .mtgfi-native-1031exchangedscrloan .finance-layer{
      background:linear-gradient(135deg,var(--navy-2),var(--navy));color:var(--white);position:relative;overflow:hidden
    }
    .mtgfi-native-1031exchangedscrloan .finance-layer::after{
      content:"";position:absolute;width:560px;height:560px;border-radius:50%;border:1px solid rgba(255,255,255,.07);
      right:-240px;top:-160px;box-shadow:0 0 0 90px rgba(255,255,255,.018)
    }
    .mtgfi-native-1031exchangedscrloan .finance-layer .section-heading h2{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .finance-layer .section-heading p{color:#BFCCE0}
    .mtgfi-native-1031exchangedscrloan .layer-steps{position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
    .mtgfi-native-1031exchangedscrloan .layer-step{border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.055);border-radius:20px;padding:25px}
    .mtgfi-native-1031exchangedscrloan .layer-step-num{
      width:41px;height:41px;border-radius:13px;background:var(--blue);display:grid;place-items:center;
      font-weight:950;margin-bottom:38px
    }
    .mtgfi-native-1031exchangedscrloan .layer-step h3{margin:0;font-size:1.22rem;letter-spacing:-.025em}
    .mtgfi-native-1031exchangedscrloan .layer-step p{margin:11px 0 0;color:#C6D2E4;font-size:.9rem}
    .mtgfi-native-1031exchangedscrloan .layer-note{
      position:relative;z-index:2;margin-top:24px;padding:18px 20px;border-radius:16px;
      background:rgba(255,255,255,.065);border:1px solid rgba(255,255,255,.13);
      display:flex;gap:12px;align-items:flex-start;color:#D7E2F2;font-size:.82rem
    }
    .mtgfi-native-1031exchangedscrloan .layer-note svg{width:21px;height:21px;color:#7BB5FF;flex:0 0 auto;margin-top:2px}
    .mtgfi-native-1031exchangedscrloan .timeline-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:55px;align-items:start}
    .mtgfi-native-1031exchangedscrloan .date-planner{
      background:var(--ice-2);border:1px solid #DCE7F3;border-radius:24px;padding:25px;box-shadow:var(--shadow-sm)
    }
    .mtgfi-native-1031exchangedscrloan .date-planner h3{margin:0;color:var(--navy);font-size:1.25rem}
    .mtgfi-native-1031exchangedscrloan .date-planner p{margin:5px 0 18px;color:var(--muted);font-size:.81rem}
    .mtgfi-native-1031exchangedscrloan .deadline-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:15px}
    .mtgfi-native-1031exchangedscrloan .deadline-card{background:var(--white);border:1px solid #DDE6F1;border-radius:14px;padding:14px}
    .mtgfi-native-1031exchangedscrloan .deadline-card span{display:block;color:var(--muted);font-size:.63rem;font-weight:900;text-transform:uppercase;letter-spacing:.07em}
    .mtgfi-native-1031exchangedscrloan .deadline-card strong{display:block;color:var(--navy);font-size:1rem;margin-top:5px}
    .mtgfi-native-1031exchangedscrloan .deadline-card b{display:block;color:var(--blue);font-size:.71rem;margin-top:3px}
    .mtgfi-native-1031exchangedscrloan .source-note{font-size:.67rem;color:#6E7888;margin-top:13px;line-height:1.5}
    .mtgfi-native-1031exchangedscrloan .source-note a{color:var(--blue);font-weight:900}
    .mtgfi-native-1031exchangedscrloan .timeline-list{position:relative;display:grid;gap:0}
    .mtgfi-native-1031exchangedscrloan .timeline-list::before{content:"";position:absolute;left:23px;top:25px;bottom:25px;width:2px;background:#C8D7EA}
    .mtgfi-native-1031exchangedscrloan .timeline-item{position:relative;display:grid;grid-template-columns:48px 1fr;gap:17px;padding:0 0 25px}
    .mtgfi-native-1031exchangedscrloan .timeline-item:last-child{padding-bottom:0}
    .mtgfi-native-1031exchangedscrloan .timeline-dot{
      position:relative;z-index:2;width:48px;height:48px;border-radius:16px;background:var(--white);border:2px solid #BCD0E9;
      display:grid;place-items:center;color:var(--blue);font-weight:950
    }
    .mtgfi-native-1031exchangedscrloan .timeline-item.active .timeline-dot{background:var(--blue);color:var(--white);border-color:var(--blue)}
    .mtgfi-native-1031exchangedscrloan .timeline-content{padding-top:2px}
    .mtgfi-native-1031exchangedscrloan .timeline-content h3{margin:0;color:var(--navy);font-size:1.06rem}
    .mtgfi-native-1031exchangedscrloan .timeline-content p{margin:6px 0 0;color:var(--muted);font-size:.87rem}
    .mtgfi-native-1031exchangedscrloan .compare-wrap{overflow:hidden;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow-sm)}
    .mtgfi-native-1031exchangedscrloan .compare-head,.mtgfi-native-1031exchangedscrloan .compare-row{display:grid;grid-template-columns:1.05fr 1fr 1fr}
    .mtgfi-native-1031exchangedscrloan .compare-head>div{padding:20px 22px;background:var(--navy);color:var(--white);font-weight:950}
    .mtgfi-native-1031exchangedscrloan .compare-head>div:first-child{color:#A8BAD4}
    .mtgfi-native-1031exchangedscrloan .compare-head>div:nth-child(2){background:#102A5B}
    .mtgfi-native-1031exchangedscrloan .compare-row>div{padding:18px 22px;border-top:1px solid var(--line);background:var(--white)}
    .mtgfi-native-1031exchangedscrloan .compare-row>div:nth-child(2){background:#F7FAFF}
    .mtgfi-native-1031exchangedscrloan .compare-row strong{color:var(--navy);font-size:.85rem}
    .mtgfi-native-1031exchangedscrloan .compare-row span{color:var(--muted);font-size:.83rem}
    .mtgfi-native-1031exchangedscrloan .property-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:13px}
    .mtgfi-native-1031exchangedscrloan .property-card{border:1px solid var(--line);border-radius:17px;padding:19px;background:var(--white);text-align:center}
    .mtgfi-native-1031exchangedscrloan .property-card .card-icon{margin:0 auto 14px;width:47px;height:47px;border-radius:14px}
    .mtgfi-native-1031exchangedscrloan .property-card strong{display:block;color:var(--navy);font-size:.86rem}
    .mtgfi-native-1031exchangedscrloan .property-card span{display:block;color:var(--muted);font-size:.7rem;margin-top:3px}
    .mtgfi-native-1031exchangedscrloan .process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
    .mtgfi-native-1031exchangedscrloan .process-card{position:relative;border:1px solid var(--line);border-radius:20px;padding:23px;background:var(--white)}
    .mtgfi-native-1031exchangedscrloan .process-card:not(:last-child)::after{
      content:"";position:absolute;right:-17px;top:50%;width:17px;height:2px;background:#C7D6E9
    }
    .mtgfi-native-1031exchangedscrloan .process-card b{display:block;color:var(--blue);font-size:.7rem;text-transform:uppercase;letter-spacing:.09em}
    .mtgfi-native-1031exchangedscrloan .process-card h3{margin:8px 0 8px;color:var(--navy);font-size:1rem}
    .mtgfi-native-1031exchangedscrloan .process-card p{margin:0;color:var(--muted);font-size:.78rem}
    .mtgfi-native-1031exchangedscrloan .faq-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:55px;align-items:start}
    .mtgfi-native-1031exchangedscrloan .faq-intro h2{margin:10px 0 14px;color:var(--navy);font-size:clamp(2.2rem,4vw,3.7rem);line-height:1;letter-spacing:-.05em}
    .mtgfi-native-1031exchangedscrloan .faq-intro p{color:var(--muted)}
    .mtgfi-native-1031exchangedscrloan .faq-list{border-top:1px solid var(--line)}
    .mtgfi-native-1031exchangedscrloan .faq-item{border-bottom:1px solid var(--line)}
    .mtgfi-native-1031exchangedscrloan .faq-question{
      width:100%;border:0;background:transparent;padding:20px 0;display:flex;align-items:center;justify-content:space-between;
      gap:18px;text-align:left;color:var(--navy);font-weight:900
    }
    .mtgfi-native-1031exchangedscrloan .faq-question svg{width:21px;height:21px;transition:.25s;color:var(--blue);flex:0 0 auto}
    .mtgfi-native-1031exchangedscrloan .faq-item.open .faq-question svg{transform:rotate(45deg)}
    .mtgfi-native-1031exchangedscrloan .faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .25s ease}
    .mtgfi-native-1031exchangedscrloan .faq-answer>div{overflow:hidden}
    .mtgfi-native-1031exchangedscrloan .faq-answer p{margin:0;padding:0 42px 20px 0;color:var(--muted);font-size:.88rem}
    .mtgfi-native-1031exchangedscrloan .faq-item.open .faq-answer{grid-template-rows:1fr}
    .mtgfi-native-1031exchangedscrloan .cta-section{padding:0 0 100px}
    .mtgfi-native-1031exchangedscrloan .cta-card{
      position:relative;overflow:hidden;border-radius:30px;padding:55px;
      background:linear-gradient(135deg,#0A1734,var(--navy) 55%,#124795);color:var(--white);
      display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center;box-shadow:var(--shadow)
    }
    .mtgfi-native-1031exchangedscrloan .cta-card::before{
      content:"";position:absolute;inset:0;opacity:.13;background-image:radial-gradient(#fff 1px,transparent 1px);
      background-size:22px 22px;mask-image:linear-gradient(90deg,black,transparent 80%)
    }
    .mtgfi-native-1031exchangedscrloan .cta-content,.mtgfi-native-1031exchangedscrloan .cta-side{position:relative;z-index:2}
    .mtgfi-native-1031exchangedscrloan .cta-card h2{margin:0;font-size:clamp(2.25rem,4.4vw,4rem);line-height:.98;letter-spacing:-.055em}
    .mtgfi-native-1031exchangedscrloan .cta-card p{margin:17px 0 0;color:#C9D6E8;max-width:700px}
    .mtgfi-native-1031exchangedscrloan .cta-side{
      background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.15);border-radius:21px;padding:20px
    }
    .mtgfi-native-1031exchangedscrloan .cta-side strong{display:block;font-size:1.05rem}
    .mtgfi-native-1031exchangedscrloan .cta-side ul{list-style:none;padding:0;margin:13px 0 20px;display:grid;gap:8px;color:#D7E3F2;font-size:.8rem}
    .mtgfi-native-1031exchangedscrloan .cta-side li::before{content:"✓";color:#75B2FF;font-weight:950;margin-right:8px}
    .mtgfi-native-1031exchangedscrloan .cta-side .btn{width:100%}
    .mtgfi-native-1031exchangedscrloan .site-footer{background:#07132C;color:#D2DCEB;padding:58px 0 28px}
    .mtgfi-native-1031exchangedscrloan .footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr 1fr;gap:40px}
    .mtgfi-native-1031exchangedscrloan .footer-brand{display:flex;align-items:center;gap:13px;margin-bottom:16px}
    .mtgfi-native-1031exchangedscrloan .footer-brand img{width:58px;height:58px}
    .mtgfi-native-1031exchangedscrloan .footer-brand strong{display:block;color:var(--white);font-size:1.1rem;line-height:1.1}
    .mtgfi-native-1031exchangedscrloan .footer-brand span{display:block;color:#77B1FF;font-size:.78rem;font-weight:900}
    .mtgfi-native-1031exchangedscrloan .footer-about{margin:0;color:#98A8C1;font-size:.8rem;max-width:400px}
    .mtgfi-native-1031exchangedscrloan .footer-col h3{margin:0 0 14px;color:var(--white);font-size:.8rem;text-transform:uppercase;letter-spacing:.09em}
    .mtgfi-native-1031exchangedscrloan .footer-col a{display:block;color:#AEBBD0;text-decoration:none;font-size:.8rem;margin:8px 0}
    .mtgfi-native-1031exchangedscrloan .footer-col a:hover{color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .footer-seal{
      border:1px solid rgba(255,255,255,.12);border-radius:17px;padding:17px;background:rgba(255,255,255,.035)
    }
    .mtgfi-native-1031exchangedscrloan .footer-seal b{display:block;color:var(--white)}
    .mtgfi-native-1031exchangedscrloan .footer-seal span{display:block;color:#A7B6CC;font-size:.75rem;margin-top:4px}
    .mtgfi-native-1031exchangedscrloan .footer-legal{border-top:1px solid rgba(255,255,255,.1);margin-top:38px;padding-top:24px}
    .mtgfi-native-1031exchangedscrloan .footer-legal p{margin:0 0 10px;color:#899AB4;font-size:.66rem;line-height:1.65}
    .mtgfi-native-1031exchangedscrloan .footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:18px;color:#7F91AD;font-size:.68rem}
    .mtgfi-native-1031exchangedscrloan .dialog-backdrop{
      position:fixed;inset:0;z-index:200;background:rgba(3,10,24,.74);backdrop-filter:blur(8px);
      display:none;padding:20px;align-items:center;justify-content:center
    }
    .mtgfi-native-1031exchangedscrloan .dialog-backdrop.open{display:flex}
    .mtgfi-native-1031exchangedscrloan .dialog{
      width:min(100%,780px);max-height:min(92vh,840px);overflow:auto;background:var(--white);border-radius:26px;
      box-shadow:0 40px 130px rgba(0,0,0,.55);position:relative
    }
    .mtgfi-native-1031exchangedscrloan .dialog-header{
      position:sticky;top:0;z-index:4;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);
      border-bottom:1px solid var(--line);padding:20px 24px 15px
    }
    .mtgfi-native-1031exchangedscrloan .dialog-title-row{display:flex;justify-content:space-between;gap:20px;align-items:flex-start}
    .mtgfi-native-1031exchangedscrloan .dialog-title-row small{display:block;color:var(--blue);font-weight:950;text-transform:uppercase;letter-spacing:.1em}
    .mtgfi-native-1031exchangedscrloan .dialog-title-row h2{margin:3px 0 0;color:var(--navy);font-size:1.42rem;letter-spacing:-.03em}
    .mtgfi-native-1031exchangedscrloan .dialog-close{border:0;background:var(--ice);color:var(--navy);width:40px;height:40px;border-radius:12px;display:grid;place-items:center}
    .mtgfi-native-1031exchangedscrloan .dialog-close svg{width:21px;height:21px}
    .mtgfi-native-1031exchangedscrloan .progress-wrap{margin-top:15px}
    .mtgfi-native-1031exchangedscrloan .progress-meta{display:flex;justify-content:space-between;color:var(--muted);font-size:.68rem;font-weight:850}
    .mtgfi-native-1031exchangedscrloan .progress-track{height:6px;border-radius:99px;background:#E4EBF4;overflow:hidden;margin-top:7px}
    .mtgfi-native-1031exchangedscrloan .progress-bar{height:100%;width:25%;background:var(--blue);transition:.3s}
    .mtgfi-native-1031exchangedscrloan .dialog-body{padding:25px}
    .mtgfi-native-1031exchangedscrloan .form-step{display:none}
    .mtgfi-native-1031exchangedscrloan .form-step.active{display:block}
    .mtgfi-native-1031exchangedscrloan .step-heading h3{margin:0;color:var(--navy);font-size:1.45rem;letter-spacing:-.03em}
    .mtgfi-native-1031exchangedscrloan .step-heading p{margin:7px 0 20px;color:var(--muted);font-size:.87rem}
    .mtgfi-native-1031exchangedscrloan .choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px}
    .mtgfi-native-1031exchangedscrloan .choice{position:relative}
    .mtgfi-native-1031exchangedscrloan .choice input{position:absolute;opacity:0;pointer-events:none}
    .mtgfi-native-1031exchangedscrloan .choice label{
      display:block;height:100%;border:1px solid #CCD8E7;border-radius:15px;padding:15px;background:var(--white);
      transition:.2s;color:#3F4B5F;font-size:.84rem;font-weight:800
    }
    .mtgfi-native-1031exchangedscrloan .choice label strong{display:block;color:var(--navy);font-size:.93rem;margin-bottom:3px}
    .mtgfi-native-1031exchangedscrloan .choice input:checked+label{border-color:var(--blue);background:var(--ice);box-shadow:0 0 0 3px rgba(0,87,217,.1)}
    .mtgfi-native-1031exchangedscrloan .dialog-actions{display:flex;justify-content:space-between;gap:10px;margin-top:25px}
    .mtgfi-native-1031exchangedscrloan .dialog-actions .btn{min-width:120px}
    .mtgfi-native-1031exchangedscrloan .consent{
      display:flex;gap:10px;align-items:flex-start;margin-top:15px;color:var(--muted);font-size:.69rem;line-height:1.5
    }
    .mtgfi-native-1031exchangedscrloan .consent input{margin-top:4px;accent-color:var(--blue)}
    .mtgfi-native-1031exchangedscrloan .success-state{text-align:center;padding:30px 10px 20px}
    .mtgfi-native-1031exchangedscrloan .success-icon{
      width:74px;height:74px;border-radius:25px;background:#E5F6EE;color:var(--success);display:grid;place-items:center;
      margin:0 auto 19px
    }
    .mtgfi-native-1031exchangedscrloan .success-icon svg{width:38px;height:38px}
    .mtgfi-native-1031exchangedscrloan .success-state h3{margin:0;color:var(--navy);font-size:1.7rem;letter-spacing:-.035em}
    .mtgfi-native-1031exchangedscrloan .success-state p{color:var(--muted);max-width:520px;margin:10px auto 22px}
    .mtgfi-native-1031exchangedscrloan .no-script{padding:14px;background:#FFF4E5;color:#7A4100;text-align:center;font-weight:700}
    @media (max-width:1120px){
      .mtgfi-native-1031exchangedscrloan .brand img{width:270px}
      .mtgfi-native-1031exchangedscrloan .main-nav{gap:16px}
      .mtgfi-native-1031exchangedscrloan .main-nav a{font-size:.81rem}
      .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:minmax(0,1fr) minmax(430px,.94fr);gap:36px}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:repeat(3,1fr)}
    }
    @media (max-width:980px){
      .mtgfi-native-1031exchangedscrloan .header-inner{height:76px}
      .mtgfi-native-1031exchangedscrloan .brand img{width:268px}
      .mtgfi-native-1031exchangedscrloan .main-nav,.mtgfi-native-1031exchangedscrloan .header-actions .btn-outline{display:none}
      .mtgfi-native-1031exchangedscrloan .menu-toggle{display:flex}
      .mtgfi-native-1031exchangedscrloan .mobile-nav{
        position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--line);
        padding:16px 20px 22px;box-shadow:var(--shadow-sm)
      }
      .mtgfi-native-1031exchangedscrloan .mobile-nav.open{display:grid}
      .mtgfi-native-1031exchangedscrloan .mobile-nav a{padding:11px 5px;text-decoration:none;color:var(--navy);font-weight:850;border-bottom:1px solid #EDF1F6}
      .mtgfi-native-1031exchangedscrloan .mobile-nav .btn{margin-top:13px;color:var(--white)}
      .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:1fr;padding:62px 0 65px;gap:38px}
      .mtgfi-native-1031exchangedscrloan .hero-copy{max-width:760px}
      .mtgfi-native-1031exchangedscrloan .strategy-console{max-width:720px;width:100%;margin:auto}
      .mtgfi-native-1031exchangedscrloan .trust-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .trust-item{border-bottom:1px solid var(--line)}
      .mtgfi-native-1031exchangedscrloan .trust-item:nth-child(2){border-right:0}
      .mtgfi-native-1031exchangedscrloan .trust-item:first-child{padding-left:24px}
      .mtgfi-native-1031exchangedscrloan .strategy-cards{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .strategy-card:last-child{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .builder-layout,.mtgfi-native-1031exchangedscrloan .timeline-layout,.mtgfi-native-1031exchangedscrloan .faq-layout{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .builder-intro{position:static}
      .mtgfi-native-1031exchangedscrloan .layer-steps{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .layer-step{display:grid;grid-template-columns:45px 1fr;column-gap:15px}
      .mtgfi-native-1031exchangedscrloan .layer-step-num{margin:0;grid-row:1/3}
      .mtgfi-native-1031exchangedscrloan .process-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .process-card:nth-child(2)::after{display:none}
      .mtgfi-native-1031exchangedscrloan .footer-grid{grid-template-columns:1.2fr 1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid .footer-col:last-child{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .cta-card{grid-template-columns:1fr}
    }
    @media (max-width:720px){
      .mtgfi-native-1031exchangedscrloan .container{width:min(calc(100% - 28px),var(--container))}
      .mtgfi-native-1031exchangedscrloan .section{padding:76px 0}.mtgfi-native-1031exchangedscrloan .section-tight{padding:58px 0}
      .mtgfi-native-1031exchangedscrloan .topbar-inner{min-height:32px;font-size:.68rem}
      .mtgfi-native-1031exchangedscrloan .header-inner{height:70px}
      .mtgfi-native-1031exchangedscrloan .brand-desktop{display:none}.mtgfi-native-1031exchangedscrloan .brand-mobile{display:flex}
      .mtgfi-native-1031exchangedscrloan .brand-mobile img{width:45px!important;height:45px!important}
      .mtgfi-native-1031exchangedscrloan .header-actions .btn-primary{display:none}
      .mtgfi-native-1031exchangedscrloan .hero-inner{display:flex;flex-direction:column;align-items:stretch;padding:38px 0 52px;gap:0}
      .mtgfi-native-1031exchangedscrloan .hero-copy{display:contents}
      .mtgfi-native-1031exchangedscrloan .hero-copy .eyebrow{order:1;align-self:flex-start}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-kicker{order:2}
      .mtgfi-native-1031exchangedscrloan .hero-copy h1{order:3}
      .mtgfi-native-1031exchangedscrloan .strategy-console{order:4;margin-top:26px}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-lead{order:5}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-actions{order:6}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-note{order:7}
      .mtgfi-native-1031exchangedscrloan .hero-copy .hero-chips{order:8}
      .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(2.65rem,13vw,4rem)}
      .mtgfi-native-1031exchangedscrloan .hero-lead{font-size:1rem;margin-top:24px}
      .mtgfi-native-1031exchangedscrloan .hero-actions{margin-top:24px}
      .mtgfi-native-1031exchangedscrloan .hero-actions .btn{flex:1 1 100%}
      .mtgfi-native-1031exchangedscrloan .hero-chips{display:none}
      .mtgfi-native-1031exchangedscrloan .strategy-console{padding:17px;border-radius:22px}
      .mtgfi-native-1031exchangedscrloan .console-top{margin-bottom:12px}
      .mtgfi-native-1031exchangedscrloan .console-top h2{font-size:1.18rem}
      .mtgfi-native-1031exchangedscrloan .console-badge{display:none}
      .mtgfi-native-1031exchangedscrloan .strategy-visual{min-height:192px;padding:13px}
      .mtgfi-native-1031exchangedscrloan .flow{height:165px;grid-template-columns:.9fr .58fr 1.25fr;gap:7px}
      .mtgfi-native-1031exchangedscrloan .flow-node{padding:10px 7px}
      .mtgfi-native-1031exchangedscrloan .building-icon{width:49px;height:52px}
      .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(1){width:12px;height:31px}
      .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(2){width:16px;height:48px}
      .mtgfi-native-1031exchangedscrloan .building-icon i:nth-child(3){width:12px;height:38px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow .circle{width:43px;height:43px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow .circle svg{width:22px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow strong{font-size:.58rem}
      .mtgfi-native-1031exchangedscrloan .target-grid{gap:4px}
      .mtgfi-native-1031exchangedscrloan .mini-property{min-height:88px;padding:6px 3px}
      .mtgfi-native-1031exchangedscrloan .mini-house{transform:scale(.82);margin:7px 0 4px}
      .mtgfi-native-1031exchangedscrloan .mini-property b{font-size:.52rem}
      .mtgfi-native-1031exchangedscrloan .console-copy{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .console-stat{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:9px 11px}
      .mtgfi-native-1031exchangedscrloan .console-stat strong{margin:0;text-align:right}
      .mtgfi-native-1031exchangedscrloan .trust-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .trust-item{border-right:0;padding:15px 4px!important;min-height:0}
      .mtgfi-native-1031exchangedscrloan .strategy-cards{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .strategy-card:last-child{grid-column:auto}
      .mtgfi-native-1031exchangedscrloan .strategy-card{padding:24px}
      .mtgfi-native-1031exchangedscrloan .card-icon{margin-bottom:28px}
      .mtgfi-native-1031exchangedscrloan .calc-head{display:block;padding:20px}
      .mtgfi-native-1031exchangedscrloan .calc-strategy{margin-top:13px}
      .mtgfi-native-1031exchangedscrloan .calc-strategy button{flex:1}
      .mtgfi-native-1031exchangedscrloan .calc-body{padding:20px}
      .mtgfi-native-1031exchangedscrloan .form-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .field.full{grid-column:auto}
      .mtgfi-native-1031exchangedscrloan .result-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .dscr-meter{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .deadline-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .compare-wrap{border:0;box-shadow:none;overflow:visible}
      .mtgfi-native-1031exchangedscrloan .compare-head{display:none}
      .mtgfi-native-1031exchangedscrloan .compare-row{display:grid;grid-template-columns:1fr;margin-bottom:14px;border:1px solid var(--line);border-radius:16px;overflow:hidden}
      .mtgfi-native-1031exchangedscrloan .compare-row>div{border-top:1px solid var(--line);padding:14px 16px}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:first-child{border-top:0;background:var(--navy);color:var(--white)}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:first-child strong{color:var(--white)}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:nth-child(2)::before{content:"More Doors";display:block;color:var(--blue);font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}
      .mtgfi-native-1031exchangedscrloan .compare-row>div:nth-child(3)::before{content:"Bigger Deal";display:block;color:var(--blue);font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .process-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .process-card::after{display:none!important}
      .mtgfi-native-1031exchangedscrloan .cta-card{padding:33px 23px;border-radius:24px}
      .mtgfi-native-1031exchangedscrloan .footer-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid>div:first-child,.mtgfi-native-1031exchangedscrloan .footer-grid .footer-col:last-child{grid-column:1/-1}
      .mtgfi-native-1031exchangedscrloan .footer-bottom{display:block}
      .mtgfi-native-1031exchangedscrloan .choice-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .dialog-backdrop{padding:8px;align-items:flex-end}
      .mtgfi-native-1031exchangedscrloan .dialog{max-height:96vh;border-radius:22px 22px 0 0}
      .mtgfi-native-1031exchangedscrloan .dialog-header{padding:17px 18px 13px}
      .mtgfi-native-1031exchangedscrloan .dialog-body{padding:20px 18px}
    }
    @media (max-width:430px){
      .mtgfi-native-1031exchangedscrloan .hero-kicker{font-size:.66rem;letter-spacing:.12em}
      .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.8rem}
      .mtgfi-native-1031exchangedscrloan .strategy-tab{font-size:.66rem;padding:7px 5px}
      .mtgfi-native-1031exchangedscrloan .flow-node span{display:none}
      .mtgfi-native-1031exchangedscrloan .console-action{min-height:49px}
      .mtgfi-native-1031exchangedscrloan .result-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid{grid-template-columns:1fr}
      .mtgfi-native-1031exchangedscrloan .footer-grid>div,.mtgfi-native-1031exchangedscrloan .footer-grid>div:first-child,.mtgfi-native-1031exchangedscrloan .footer-grid .footer-col:last-child{grid-column:auto}
      .mtgfi-native-1031exchangedscrloan .dialog-actions .btn{min-width:0;flex:1}
    }
    @media (max-width:360px){
      .mtgfi-native-1031exchangedscrloan .container{width:min(calc(100% - 22px),var(--container))}
      .mtgfi-native-1031exchangedscrloan .brand-mobile strong{font-size:.78rem}
      .mtgfi-native-1031exchangedscrloan .brand-mobile span{font-size:.67rem}
      .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.52rem}
      .mtgfi-native-1031exchangedscrloan .strategy-console{padding:14px}
      .mtgfi-native-1031exchangedscrloan .strategy-visual{padding:8px}
      .mtgfi-native-1031exchangedscrloan .flow{gap:4px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow .circle{width:38px;height:38px}
      .mtgfi-native-1031exchangedscrloan .flow-arrow strong{display:none}
      .mtgfi-native-1031exchangedscrloan .mini-property:nth-child(3){display:none}
      .mtgfi-native-1031exchangedscrloan .target-grid{grid-template-columns:1fr 1fr}
      .mtgfi-native-1031exchangedscrloan .console-stat span{font-size:.56rem}
      .mtgfi-native-1031exchangedscrloan .console-stat strong{font-size:.69rem}
      .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr}
    }
    @media (prefers-reduced-motion:reduce){
      .mtgfi-native-1031exchangedscrloan{scroll-behavior:auto}
      .mtgfi-native-1031exchangedscrloan *,.mtgfi-native-1031exchangedscrloan *::before,.mtgfi-native-1031exchangedscrloan *::after{animation:none!important;transition:none!important}
    }
  
/* ===== v0.2.1 REAL-WORLD PHOTO UPGRADE + RESPONSIVE QA ===== */
.mtgfi-native-1031exchangedscrloan .hero{
  color:var(--navy);background:
    radial-gradient(circle at 88% 7%,rgba(0,87,217,.10),transparent 25%),
    radial-gradient(circle at 6% 90%,rgba(74,169,246,.11),transparent 28%),
    linear-gradient(180deg,#FFFFFF 0%,#F5F9FF 100%);
  border-bottom:1px solid #DCE6F4;
}
.mtgfi-native-1031exchangedscrloan .hero::before{opacity:.32;background-image:linear-gradient(rgba(0,87,217,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(0,87,217,.055) 1px,transparent 1px);mask-image:linear-gradient(to bottom,black,transparent 93%)}
.mtgfi-native-1031exchangedscrloan .hero::after{border-color:rgba(0,87,217,.08);box-shadow:0 0 0 70px rgba(0,87,217,.025),0 0 0 150px rgba(0,87,217,.018)}
.mtgfi-native-1031exchangedscrloan .hero-inner{min-height:650px;padding:36px 0 42px;grid-template-columns:minmax(0,.91fr) minmax(530px,1.09fr);gap:42px}
.mtgfi-native-1031exchangedscrloan .hero-copy{max-width:645px}
.mtgfi-native-1031exchangedscrloan .hero .eyebrow{color:var(--blue)}
.mtgfi-native-1031exchangedscrloan .hero-kicker{margin:15px 0 13px;color:var(--blue);font-size:clamp(.72rem,1.1vw,.88rem)}
.mtgfi-native-1031exchangedscrloan .hero h1{color:var(--navy);font-size:clamp(3.15rem,5.35vw,5rem);line-height:.93;letter-spacing:-.062em}
.mtgfi-native-1031exchangedscrloan .hero h1 span{color:var(--blue)}
.mtgfi-native-1031exchangedscrloan .hero-lead{margin-top:21px;color:#536172;font-size:clamp(1rem,1.35vw,1.14rem);line-height:1.62}
.mtgfi-native-1031exchangedscrloan .hero-note{color:#68778D}
.mtgfi-native-1031exchangedscrloan .hero-chip{border-color:#CFDDF0;background:rgba(255,255,255,.85);color:#30415A;box-shadow:0 7px 20px rgba(13,27,61,.055)}
.mtgfi-native-1031exchangedscrloan .hero .btn-ghost-light{border:1px solid #AFC4E2;background:#fff;color:var(--navy);box-shadow:0 8px 22px rgba(13,27,61,.06)}
.mtgfi-native-1031exchangedscrloan .hero .btn-ghost-light:hover{border-color:var(--blue);color:var(--blue)}

.mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{padding:0;overflow:hidden;border:1px solid rgba(13,27,61,.12);border-radius:26px;background:#fff;box-shadow:0 28px 80px rgba(13,27,61,.20)}
.mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:332px;position:relative;overflow:hidden;background:#0A1734}
.mtgfi-native-1031exchangedscrloan .hero-photo-main{width:100%;height:100%;object-fit:cover;display:block;transform:scale(1.015)}
.mtgfi-native-1031exchangedscrloan .hero-photo-shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,19,44,.03) 32%,rgba(7,19,44,.72) 100%),linear-gradient(90deg,rgba(7,19,44,.18),transparent 55%)}
.mtgfi-native-1031exchangedscrloan .hero-inset-card{position:absolute;left:20px;bottom:22px;width:38%;min-width:185px;border:4px solid #fff;border-radius:17px;overflow:hidden;background:#fff;box-shadow:0 18px 45px rgba(0,0,0,.28)}
.mtgfi-native-1031exchangedscrloan .hero-inset-card img{display:block;width:100%;height:122px;object-fit:cover}
.mtgfi-native-1031exchangedscrloan .inset-caption{padding:8px 10px 9px;background:#fff}
.mtgfi-native-1031exchangedscrloan .inset-caption span,.mtgfi-native-1031exchangedscrloan .photo-mode span{display:block;color:var(--blue);font-size:.61rem;font-weight:950;letter-spacing:.1em;text-transform:uppercase}
.mtgfi-native-1031exchangedscrloan .inset-caption strong{display:block;color:var(--navy);font-size:.76rem;margin-top:2px;line-height:1.18}
.mtgfi-native-1031exchangedscrloan .exchange-arrow{position:absolute;left:37%;bottom:91px;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--blue);box-shadow:0 10px 30px rgba(0,0,0,.24);border:1px solid #D6E2F1}
.mtgfi-native-1031exchangedscrloan .exchange-arrow svg{width:25px;height:25px}
.mtgfi-native-1031exchangedscrloan .photo-mode{position:absolute;right:18px;bottom:22px;width:48%;padding:15px 16px;border:1px solid rgba(255,255,255,.24);border-radius:15px;background:rgba(5,17,42,.77);backdrop-filter:blur(8px);color:#fff;transition:opacity .25s ease,transform .25s ease}
.mtgfi-native-1031exchangedscrloan .photo-mode strong{display:block;margin-top:4px;font-size:.92rem;line-height:1.2}
.mtgfi-native-1031exchangedscrloan .photo-mode small{display:block;margin-top:4px;color:#D0DDF0;font-size:.66rem;font-weight:750}
.mtgfi-native-1031exchangedscrloan .photo-mode-bigger{opacity:0;transform:translateY(8px);pointer-events:none}
.mtgfi-native-1031exchangedscrloan .photo-console[data-strategy="bigger"] .photo-mode-doors{opacity:0;transform:translateY(8px);pointer-events:none}
.mtgfi-native-1031exchangedscrloan .photo-console[data-strategy="bigger"] .photo-mode-bigger{opacity:1;transform:none}
.mtgfi-native-1031exchangedscrloan .door-strip{position:absolute;right:19px;top:17px;display:flex;align-items:center;gap:5px;padding:8px 10px;border-radius:999px;background:rgba(255,255,255,.90);box-shadow:0 8px 24px rgba(0,0,0,.12)}
.mtgfi-native-1031exchangedscrloan .door-strip i{display:block;width:9px;height:15px;border-radius:2px 2px 0 0;background:var(--blue)}
.mtgfi-native-1031exchangedscrloan .door-strip i:nth-child(2){height:20px;background:#124795}.mtgfi-native-1031exchangedscrloan .door-strip i:nth-child(3){height:13px;background:#6B7280}
.mtgfi-native-1031exchangedscrloan .door-strip span{margin-left:3px;color:var(--navy);font-size:.58rem;font-weight:950;text-transform:uppercase;letter-spacing:.06em}
.mtgfi-native-1031exchangedscrloan .console-panel{padding:18px 20px 20px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top{margin-bottom:11px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top small{font-size:.66rem}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top h2{font-size:1.13rem;margin-top:3px}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tabs{gap:7px;padding:5px;margin-bottom:12px}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab{min-height:55px;text-transform:none;letter-spacing:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab span{font-size:.8rem;font-weight:950;text-transform:uppercase;letter-spacing:.055em}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab small{font-size:.61rem;font-weight:750;opacity:.78}
.mtgfi-native-1031exchangedscrloan .photo-console .console-copy{margin-bottom:12px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-stat{padding:9px 10px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-stat span{font-size:.56rem}
.mtgfi-native-1031exchangedscrloan .photo-console .console-stat strong{font-size:.7rem}
.mtgfi-native-1031exchangedscrloan .photo-console .console-action{min-height:49px}
.mtgfi-native-1031exchangedscrloan .photo-console .identified-link{margin-top:9px;font-size:.7rem}

.mtgfi-native-1031exchangedscrloan .investor-section{background:linear-gradient(180deg,#FFFFFF,#F5F9FF);border-top:1px solid #E0E8F3;border-bottom:1px solid #E0E8F3}
.mtgfi-native-1031exchangedscrloan .investor-layout{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:56px;align-items:center}
.mtgfi-native-1031exchangedscrloan .investor-photo-card{position:relative;overflow:hidden;min-height:515px;border-radius:26px;box-shadow:0 24px 70px rgba(13,27,61,.17);background:#DDE8F5}
.mtgfi-native-1031exchangedscrloan .investor-photo-card>img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover;display:block}
.mtgfi-native-1031exchangedscrloan .investor-photo-card::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(7,19,44,.78) 100%)}
.mtgfi-native-1031exchangedscrloan .investor-photo-overlay{position:absolute;z-index:2;left:24px;right:24px;bottom:23px;color:#fff}
.mtgfi-native-1031exchangedscrloan .investor-photo-overlay span{display:block;color:#87B9FF;font-size:.67rem;font-weight:950;letter-spacing:.12em;text-transform:uppercase}
.mtgfi-native-1031exchangedscrloan .investor-photo-overlay strong{display:block;max-width:440px;margin-top:5px;font-size:1.35rem;line-height:1.15}
.mtgfi-native-1031exchangedscrloan .investor-copy h2{margin:10px 0 17px;color:var(--navy);font-size:clamp(2.25rem,4.1vw,3.8rem);line-height:.98;letter-spacing:-.052em}
.mtgfi-native-1031exchangedscrloan .investor-copy>p{margin:0;color:var(--muted);font-size:.98rem;line-height:1.72}
.mtgfi-native-1031exchangedscrloan .investor-points{display:grid;gap:10px;margin:25px 0}
.mtgfi-native-1031exchangedscrloan .investor-points>div{display:grid;grid-template-columns:42px 1fr;gap:12px;align-items:start;padding:13px 14px;border:1px solid #DCE6F2;border-radius:15px;background:#fff}
.mtgfi-native-1031exchangedscrloan .investor-points b{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;background:var(--ice);color:var(--blue);font-size:.72rem}
.mtgfi-native-1031exchangedscrloan .investor-points span{color:var(--muted);font-size:.79rem;line-height:1.45}
.mtgfi-native-1031exchangedscrloan .investor-points strong{display:block;color:var(--navy);font-size:.9rem;margin-bottom:2px}
.mtgfi-native-1031exchangedscrloan .investor-actions{display:flex;gap:11px;flex-wrap:wrap}

.mtgfi-native-1031exchangedscrloan #properties{background:#fff}
.mtgfi-native-1031exchangedscrloan #properties .section-heading{max-width:860px}
.mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;align-items:stretch}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card{padding:0;overflow:hidden;text-align:left;border-radius:19px;box-shadow:0 10px 28px rgba(13,27,61,.07);transition:transform .25s ease,box-shadow .25s ease}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card:hover{transform:translateY(-5px);box-shadow:0 20px 44px rgba(13,27,61,.13)}
.mtgfi-native-1031exchangedscrloan .property-photo{position:relative;aspect-ratio:1.33/1;overflow:hidden;background:#DDE6F2}
.mtgfi-native-1031exchangedscrloan .property-photo img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .45s ease}
.mtgfi-native-1031exchangedscrloan .photo-property-card:hover .property-photo img{transform:scale(1.045)}
.mtgfi-native-1031exchangedscrloan .property-badge{position:absolute;left:10px;top:10px!important;margin:0!important;padding:6px 8px;border-radius:999px;background:rgba(7,19,44,.80);backdrop-filter:blur(6px);color:#fff!important;font-size:.56rem!important;font-weight:950;text-transform:uppercase;letter-spacing:.06em}
.mtgfi-native-1031exchangedscrloan .property-card-body{padding:14px 14px 16px}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card strong{font-size:.85rem;line-height:1.2}
.mtgfi-native-1031exchangedscrloan .property-card.photo-property-card .property-card-body span{font-size:.68rem;line-height:1.4;margin-top:5px}

.mtgfi-native-1031exchangedscrloan .cta-card{isolation:isolate;background:#07132C;min-height:390px}
.mtgfi-native-1031exchangedscrloan .cta-photo{position:absolute;z-index:-3;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;filter:saturate(.9) contrast(1.04)}
.mtgfi-native-1031exchangedscrloan .cta-card::after{content:"";position:absolute;z-index:-2;inset:0;background:linear-gradient(90deg,rgba(5,17,42,.97) 0%,rgba(5,17,42,.91) 47%,rgba(5,17,42,.60) 76%,rgba(5,17,42,.43) 100%)}
.mtgfi-native-1031exchangedscrloan .cta-card::before{z-index:-1;opacity:.12}
.mtgfi-native-1031exchangedscrloan .cta-side{background:rgba(7,19,44,.62);backdrop-filter:blur(11px)}

@media (max-width:1120px){
  .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:minmax(0,.88fr) minmax(480px,1.12fr);gap:28px}
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(3rem,5.5vw,4.55rem)}
  .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:repeat(3,1fr)}
  .mtgfi-native-1031exchangedscrloan .photo-property-card:nth-child(4),.mtgfi-native-1031exchangedscrloan .photo-property-card:nth-child(5){grid-column:span 1}
}
@media (max-width:980px){
  .mtgfi-native-1031exchangedscrloan .hero-inner{grid-template-columns:1fr;gap:34px;padding:48px 0 58px}
  .mtgfi-native-1031exchangedscrloan .hero-copy{max-width:780px}
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{max-width:780px}
  .mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:390px}
  .mtgfi-native-1031exchangedscrloan .investor-layout{grid-template-columns:1fr;gap:35px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-card{min-height:470px}
}
@media (max-width:720px){
  .mtgfi-native-1031exchangedscrloan .hero-inner{padding:34px 0 48px;gap:0}
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(2.62rem,12.3vw,3.85rem)}
  .mtgfi-native-1031exchangedscrloan .hero-copy .strategy-console{margin-top:22px}
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{display:flex;flex-direction:column;padding:0;border-radius:21px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-panel{order:1;padding:15px}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{order:2;height:245px;border-top:1px solid #E1E8F2}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-top{margin-bottom:9px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-top h2{font-size:1.03rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tabs{margin-bottom:10px}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab{min-height:51px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-copy{display:none}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-action{min-height:46px}
  .mtgfi-native-1031exchangedscrloan .photo-console .identified-link{font-size:.66rem}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card{left:13px;bottom:13px;width:42%;min-width:145px;border-width:3px;border-radius:13px}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card img{height:86px}
  .mtgfi-native-1031exchangedscrloan .inset-caption{padding:6px 7px}
  .mtgfi-native-1031exchangedscrloan .inset-caption span{font-size:.5rem}.mtgfi-native-1031exchangedscrloan .inset-caption strong{font-size:.64rem}
  .mtgfi-native-1031exchangedscrloan .exchange-arrow{left:39%;bottom:64px;width:39px;height:39px}.mtgfi-native-1031exchangedscrloan .exchange-arrow svg{width:20px}
  .mtgfi-native-1031exchangedscrloan .photo-mode{right:12px;bottom:13px;width:47%;padding:10px 11px;border-radius:12px}
  .mtgfi-native-1031exchangedscrloan .photo-mode strong{font-size:.72rem}.mtgfi-native-1031exchangedscrloan .photo-mode small{display:none}.mtgfi-native-1031exchangedscrloan .photo-mode span{font-size:.51rem}
  .mtgfi-native-1031exchangedscrloan .door-strip{right:12px;top:11px;padding:6px 8px}.mtgfi-native-1031exchangedscrloan .door-strip span{display:none}
  .mtgfi-native-1031exchangedscrloan .hero-lead{margin-top:22px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-card{min-height:350px;border-radius:21px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-overlay{left:18px;right:18px;bottom:17px}
  .mtgfi-native-1031exchangedscrloan .investor-photo-overlay strong{font-size:1.08rem}
  .mtgfi-native-1031exchangedscrloan .investor-copy h2{font-size:2.45rem}
  .mtgfi-native-1031exchangedscrloan .investor-actions .btn{flex:1 1 100%}
  .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr 1fr}
  .mtgfi-native-1031exchangedscrloan .property-photo{aspect-ratio:1.38/1}
  .mtgfi-native-1031exchangedscrloan .cta-card{min-height:0;padding:35px 25px}
  .mtgfi-native-1031exchangedscrloan .cta-card::after{background:linear-gradient(180deg,rgba(5,17,42,.94),rgba(5,17,42,.86))}
}
@media (max-width:430px){
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.72rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab span{font-size:.7rem}.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab small{font-size:.54rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{height:220px}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card{width:44%;min-width:132px}
  .mtgfi-native-1031exchangedscrloan .photo-mode{width:48%;padding:9px}
  .mtgfi-native-1031exchangedscrloan .property-grid{grid-template-columns:1fr}
  .mtgfi-native-1031exchangedscrloan .property-photo{aspect-ratio:1.55/1}
  .mtgfi-native-1031exchangedscrloan .investor-photo-card{min-height:310px}
  .mtgfi-native-1031exchangedscrloan .investor-copy h2{font-size:2.25rem}
}
@media (max-width:360px){
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.48rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-panel{padding:13px}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{height:205px}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab small{display:none}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card{min-width:120px}
  .mtgfi-native-1031exchangedscrloan .photo-mode strong{font-size:.65rem}
}

/* ===== v0.2.1 DEVICE QA OVERRIDES ===== */
/* Keep the 1024px landscape header clean without forcing the hero into a stacked layout. */
@media (min-width:981px) and (max-width:1060px){
  .mtgfi-native-1031exchangedscrloan .main-nav,.mtgfi-native-1031exchangedscrloan .header-actions .btn-outline{display:none}
  .mtgfi-native-1031exchangedscrloan .menu-toggle{display:flex}
  .mtgfi-native-1031exchangedscrloan .mobile-nav{
    position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--line);
    padding:16px 20px 22px;box-shadow:var(--shadow-sm)
  }
  .mtgfi-native-1031exchangedscrloan .mobile-nav.open{display:grid}
  .mtgfi-native-1031exchangedscrloan .mobile-nav a{padding:11px 5px;text-decoration:none;color:var(--navy);font-weight:850;border-bottom:1px solid #EDF1F6}
  .mtgfi-native-1031exchangedscrloan .mobile-nav .btn{margin-top:13px;color:var(--white)}
}
/* On portrait tablets, put the actual More Doors / Bigger Deal decision ahead of the photo. */
@media (min-width:721px) and (max-width:820px){
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{display:flex;flex-direction:column}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-panel{order:1}
  .mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{order:2;height:350px;border-top:1px solid #E1E8F2}
}

/* ===== WordPress block-theme integration ===== */
.mtgfi-native-1031exchangedscrloan :where(.wp-site-blocks) > * { margin-block-start: 0; }
.mtgfi-native-1031exchangedscrloan :where(.wp-site-blocks) { padding: 0; }
.mtgfi-native-1031exchangedscrloan :where(.wp-block-post-content) > * { margin-block-start: 0; margin-block-end: 0; }
.mtgfi-native-1031exchangedscrloan { overflow-x: clip; }
.mtgfi-native-1031exchangedscrloan.admin-bar .site-header { top: 32px; }
@media (max-width:782px){ .mtgfi-native-1031exchangedscrloan.admin-bar .site-header { top: 46px; } }

.mtgfi-native-1031exchangedscrloan .nm1031-main { min-height: 55vh; }
.mtgfi-native-1031exchangedscrloan .nm1031-page-shell { padding: 76px 0 96px; }
.mtgfi-native-1031exchangedscrloan .nm1031-page-shell > .wp-block-group__inner-container { width:min(calc(100% - 40px),var(--container)); margin-inline:auto; }
.mtgfi-native-1031exchangedscrloan .nm1031-page-title { max-width: 880px; margin: 0 auto 42px; text-align:center; }
.mtgfi-native-1031exchangedscrloan .nm1031-page-title h1 { margin: 10px 0 16px; color:var(--navy); font-size:clamp(2.6rem,5vw,5rem); line-height:.96; letter-spacing:-.055em; }
.mtgfi-native-1031exchangedscrloan .nm1031-page-title p { color:var(--muted); font-size:1.12rem; }
.mtgfi-native-1031exchangedscrloan .nm1031-content-section { padding:82px 0; }
.mtgfi-native-1031exchangedscrloan .nm1031-content-section.is-ice { background:var(--ice-2); border-block:1px solid #E1EAF5; }
.mtgfi-native-1031exchangedscrloan .nm1031-content-section.is-navy { background:var(--navy-2); color:#D3DFEF; }
.mtgfi-native-1031exchangedscrloan .nm1031-content-section.is-navy h2,.mtgfi-native-1031exchangedscrloan .nm1031-content-section.is-navy h3 { color:#fff; }
.mtgfi-native-1031exchangedscrloan .nm1031-content-section.is-navy p { color:#C0CEE1; }
.mtgfi-native-1031exchangedscrloan .nm1031-content-section > .wp-block-group__inner-container { width:min(calc(100% - 40px),var(--container)); margin-inline:auto; }
.mtgfi-native-1031exchangedscrloan .nm1031-content-grid { gap:20px; }
.mtgfi-native-1031exchangedscrloan .nm1031-info-card { height:100%; padding:28px; border:1px solid var(--line); border-radius:20px; background:#fff; box-shadow:0 10px 30px rgba(13,27,61,.06); }
.mtgfi-native-1031exchangedscrloan .nm1031-info-card h2,.mtgfi-native-1031exchangedscrloan .nm1031-info-card h3 { color:var(--navy); }
.mtgfi-native-1031exchangedscrloan .nm1031-info-card p,.mtgfi-native-1031exchangedscrloan .nm1031-info-card li { color:var(--muted); }
.mtgfi-native-1031exchangedscrloan .nm1031-info-card ul { padding-left:1.15rem; }
.mtgfi-native-1031exchangedscrloan .nm1031-callout { padding:24px 26px; border-left:5px solid var(--blue); border-radius:0 16px 16px 0; background:var(--ice); color:var(--navy); }
.mtgfi-native-1031exchangedscrloan .nm1031-legal-note { font-size:.84rem; color:#68778D; line-height:1.65; }
.mtgfi-native-1031exchangedscrloan .nm1031-image-card { overflow:hidden; border-radius:24px; box-shadow:var(--shadow-sm); }
.mtgfi-native-1031exchangedscrloan .nm1031-image-card img { width:100%; min-height:360px; object-fit:cover; }
.mtgfi-native-1031exchangedscrloan .nm1031-route-cta { padding:64px 0 90px; }
.mtgfi-native-1031exchangedscrloan .nm1031-route-cta .wp-block-cover { min-height:360px; border-radius:26px; overflow:hidden; }
.mtgfi-native-1031exchangedscrloan .nm1031-route-cta .wp-block-cover__inner-container { width:min(calc(100% - 48px),1040px); }

/* Header built from Gutenberg template-part blocks. */
.mtgfi-native-1031exchangedscrloan .site-header { position:sticky; top:0; z-index:1000; background:#fff; border-bottom:1px solid #DBE5F1; box-shadow:0 7px 22px rgba(7,20,47,.055); }
.mtgfi-native-1031exchangedscrloan .site-header .topbar { margin:0; }
.mtgfi-native-1031exchangedscrloan .site-header .topbar > .wp-block-group__inner-container { min-height:34px; display:flex; align-items:center; justify-content:center; }
.mtgfi-native-1031exchangedscrloan .site-header .header-inner { width:min(calc(100% - 40px),var(--container)); margin-inline:auto; min-height:86px; height:auto; }
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-site-logo { flex:0 0 auto; }
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-site-logo img { width:290px; max-height:70px; object-fit:contain; }
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation { margin-left:auto; color:var(--navy); font-size:.85rem; font-weight:850; }
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation-item__content { text-decoration:none; }
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation-item__content:hover { color:var(--blue); }
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation__responsive-container-open,
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation__responsive-container-close { color:var(--navy); }
.mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation__responsive-container.is-menu-open { padding:28px; background:#fff; color:var(--navy); }
.mtgfi-native-1031exchangedscrloan .site-header .header-cta .wp-block-button__link { min-height:50px; padding:12px 18px; border-radius:13px; background:var(--blue); color:#fff; font-weight:900; box-shadow:0 12px 26px rgba(0,87,217,.24); }
.mtgfi-native-1031exchangedscrloan .site-header .header-cta .wp-block-button__link:hover { background:#004CBD; transform:translateY(-1px); }

/* Gutenberg button mapping. */
.mtgfi-native-1031exchangedscrloan .wp-block-buttons.hero-actions,.mtgfi-native-1031exchangedscrloan .wp-block-buttons.investor-actions { gap:11px; }
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-btn .wp-block-button__link { border-radius:14px; min-height:52px; padding:13px 20px; display:inline-flex; align-items:center; justify-content:center; gap:10px; font-weight:900; text-decoration:none; transition:.2s ease; letter-spacing:-.01em; }
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-btn .wp-block-button__link:hover { transform:translateY(-2px); }
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-primary .wp-block-button__link { background:var(--blue); color:#fff; box-shadow:0 13px 30px rgba(0,87,217,.26); }
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-outline .wp-block-button__link { background:#fff; color:var(--navy); border:1px solid #BBC9DC; }
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-light .wp-block-button__link { background:#fff; color:var(--navy); }

/* Hero Gutenberg wrappers. */
.mtgfi-native-1031exchangedscrloan .hero > .wp-block-group__inner-container { width:min(calc(100% - 40px),var(--container)); margin-inline:auto; }
.mtgfi-native-1031exchangedscrloan .hero .hero-inner { width:100%; margin:0; }
.mtgfi-native-1031exchangedscrloan .hero-copy .wp-block-heading { margin-top:0; }
.mtgfi-native-1031exchangedscrloan .hero-copy .hero-actions { margin-top:25px; }
.mtgfi-native-1031exchangedscrloan .hero-copy .hero-note { margin-top:12px; }
.mtgfi-native-1031exchangedscrloan .hero-chips { display:flex; flex-wrap:wrap; gap:9px; }
.mtgfi-native-1031exchangedscrloan .hero-chip { display:inline-flex; align-items:center; gap:7px; }
.mtgfi-native-1031exchangedscrloan .hero-chip::before { content:"✓"; display:grid; place-items:center; width:18px; height:18px; border-radius:50%; background:rgba(0,87,217,.10); color:var(--blue); font-weight:950; }

/* Core-block cards used in generated content. */
.mtgfi-native-1031exchangedscrloan .strategy-cards.wp-block-columns,.mtgfi-native-1031exchangedscrloan .process-grid.wp-block-columns,.mtgfi-native-1031exchangedscrloan .property-grid.wp-block-columns,.mtgfi-native-1031exchangedscrloan .layer-steps.wp-block-columns { align-items:stretch; }
.mtgfi-native-1031exchangedscrloan .strategy-card.wp-block-column,.mtgfi-native-1031exchangedscrloan .process-card.wp-block-column,.mtgfi-native-1031exchangedscrloan .layer-step.wp-block-column { box-sizing:border-box; }
.mtgfi-native-1031exchangedscrloan .strategy-card .wp-block-buttons { margin-top:auto; }
.mtgfi-native-1031exchangedscrloan .strategy-card .wp-block-button__link { padding:0; background:transparent; color:var(--blue); font-weight:900; text-decoration:none; }
.mtgfi-native-1031exchangedscrloan .strategy-card .wp-block-button__link:hover { text-decoration:underline; }
.mtgfi-native-1031exchangedscrloan .property-card.wp-block-column { padding:0; }
.mtgfi-native-1031exchangedscrloan .property-card .wp-block-image { margin:0; }
.mtgfi-native-1031exchangedscrloan .property-card .wp-block-image img { width:100%; height:190px; object-fit:cover; }
.mtgfi-native-1031exchangedscrloan .property-card-body { padding:15px 16px 18px; }
.mtgfi-native-1031exchangedscrloan .property-card-body strong { display:block; color:var(--navy); font-size:.9rem; line-height:1.25; }
.mtgfi-native-1031exchangedscrloan .property-card-body p { margin:5px 0 0; color:var(--muted); font-size:.76rem; line-height:1.4; }

/* FAQ uses native Details blocks. */
.mtgfi-native-1031exchangedscrloan .nm1031-faq-list { display:grid; gap:12px; }
.mtgfi-native-1031exchangedscrloan .nm1031-faq-list details.wp-block-details { margin:0; border:1px solid var(--line); border-radius:16px; background:#fff; overflow:hidden; }
.mtgfi-native-1031exchangedscrloan .nm1031-faq-list details.wp-block-details summary { padding:19px 20px; color:var(--navy); font-weight:900; cursor:pointer; }
.mtgfi-native-1031exchangedscrloan .nm1031-faq-list details.wp-block-details > :not(summary) { margin:0; padding:0 20px 20px; color:var(--muted); }
.mtgfi-native-1031exchangedscrloan .nm1031-faq-list details.wp-block-details[open] { border-color:#B6CBE8; box-shadow:0 9px 24px rgba(13,27,61,.06); }

/* Footer built from Gutenberg template-part blocks. */
.mtgfi-native-1031exchangedscrloan .site-footer { padding:58px 0 28px; }
.mtgfi-native-1031exchangedscrloan .site-footer > .wp-block-group__inner-container { width:min(calc(100% - 40px),var(--container)); margin-inline:auto; }
.mtgfi-native-1031exchangedscrloan .site-footer .wp-block-site-logo img { width:270px; filter:brightness(0) invert(1); }
.mtgfi-native-1031exchangedscrloan .site-footer h2,.mtgfi-native-1031exchangedscrloan .site-footer h3 { color:#fff; }
.mtgfi-native-1031exchangedscrloan .site-footer a { color:#D2DCEB; text-decoration:none; }
.mtgfi-native-1031exchangedscrloan .site-footer a:hover { color:#fff; text-decoration:underline; }
.mtgfi-native-1031exchangedscrloan .site-footer .footer-grid { gap:38px; }
.mtgfi-native-1031exchangedscrloan .site-footer .footer-links { display:grid; gap:8px; font-size:.88rem; }
.mtgfi-native-1031exchangedscrloan .site-footer .footer-legal { border-top:1px solid rgba(255,255,255,.13); margin-top:34px; padding-top:24px; }
.mtgfi-native-1031exchangedscrloan .site-footer .footer-legal p { color:#AEBBD0; font-size:.75rem; line-height:1.65; }
.mtgfi-native-1031exchangedscrloan .site-footer .footer-bottom { display:flex; flex-wrap:wrap; justify-content:space-between; gap:12px; border-top:1px solid rgba(255,255,255,.13); margin-top:20px; padding-top:20px; color:#93A4BE; font-size:.72rem; }

/* Funnel route. */
.mtgfi-native-1031exchangedscrloan .nm1031-funnel-shell { padding:58px 0 90px; background:linear-gradient(180deg,#F6F9FF,#fff); }
.mtgfi-native-1031exchangedscrloan .nm1031-funnel-shell > .wp-block-group__inner-container { width:min(calc(100% - 28px),920px); margin-inline:auto; }
.mtgfi-native-1031exchangedscrloan .nm1031-funnel-intro { max-width:760px; margin:0 auto 28px; text-align:center; }
.mtgfi-native-1031exchangedscrloan .nm1031-funnel-intro h1 { margin:10px 0 14px; color:var(--navy); font-size:clamp(2.3rem,5vw,4.3rem); line-height:.98; letter-spacing:-.05em; }
.mtgfi-native-1031exchangedscrloan .nm1031-funnel-intro p { color:var(--muted); }

@media (max-width:1120px){
  .mtgfi-native-1031exchangedscrloan .site-header .header-inner { min-height:76px; }
  .mtgfi-native-1031exchangedscrloan .site-header .wp-block-site-logo img { width:255px; }
  .mtgfi-native-1031exchangedscrloan .site-header .header-cta { display:none; }
  .mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation { font-size:.8rem; }
}
@media (max-width:960px){
  .mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation__responsive-container-open { display:flex; }
  .mtgfi-native-1031exchangedscrloan .site-header .wp-block-navigation__responsive-container:not(.hidden-by-default):not(.is-menu-open) { display:none; }
  .mtgfi-native-1031exchangedscrloan .hero > .wp-block-group__inner-container { width:min(calc(100% - 30px),var(--container)); }
  .mtgfi-native-1031exchangedscrloan .nm1031-content-grid.wp-block-columns { flex-wrap:wrap!important; }
  .mtgfi-native-1031exchangedscrloan .nm1031-content-grid > .wp-block-column { flex-basis:100%!important; }
}
@media (max-width:782px){
  .mtgfi-native-1031exchangedscrloan .site-header .header-inner { width:min(calc(100% - 24px),var(--container)); min-height:70px; gap:12px; }
  .mtgfi-native-1031exchangedscrloan .site-header .wp-block-site-logo img { width:215px; }
  .mtgfi-native-1031exchangedscrloan .nm1031-page-shell,.mtgfi-native-1031exchangedscrloan .nm1031-content-section { padding:62px 0; }
  .mtgfi-native-1031exchangedscrloan .nm1031-content-section > .wp-block-group__inner-container,.mtgfi-native-1031exchangedscrloan .nm1031-page-shell > .wp-block-group__inner-container { width:min(calc(100% - 28px),var(--container)); }
  .mtgfi-native-1031exchangedscrloan .nm1031-page-title { margin-bottom:30px; }
  .mtgfi-native-1031exchangedscrloan .site-footer .footer-grid.wp-block-columns { flex-wrap:wrap!important; }
  .mtgfi-native-1031exchangedscrloan .site-footer .footer-grid > .wp-block-column { flex-basis:100%!important; }
}
@media (max-width:520px){
  .mtgfi-native-1031exchangedscrloan .site-header .wp-block-site-logo img { width:186px; }
  .mtgfi-native-1031exchangedscrloan .site-header .topbar { font-size:.66rem; }
  .mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-btn,.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-btn .wp-block-button__link { width:100%; }
  .mtgfi-native-1031exchangedscrloan .hero-chips { display:grid; }
  .mtgfi-native-1031exchangedscrloan .nm1031-info-card { padding:22px; }
  .mtgfi-native-1031exchangedscrloan .site-footer .wp-block-site-logo img { width:230px; }
}

/* ===== v1.0.0 generated Gutenberg page system ===== */
.mtgfi-native-1031exchangedscrloan .wp-block-post-content{margin:0}
.mtgfi-native-1031exchangedscrloan .wp-block-post-content>.alignfull{margin-left:0!important;margin-right:0!important;width:100%!important}
.mtgfi-native-1031exchangedscrloan .wp-block-post-content .container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-primary .wp-block-button__link,
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-outline .wp-block-button__link{min-height:52px;padding:13px 20px;display:inline-flex;align-items:center;justify-content:center;border-radius:14px;font-weight:900;text-decoration:none;transition:transform .2s ease,background .2s ease,border-color .2s ease,color .2s ease}
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-primary .wp-block-button__link:hover,
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-outline .wp-block-button__link:hover{transform:translateY(-2px)}
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-primary .wp-block-button__link{background:var(--blue);color:#fff;box-shadow:0 13px 30px rgba(0,87,217,.26)}
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-primary .wp-block-button__link:hover{background:#004CBD;color:#fff}
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-outline .wp-block-button__link{background:#fff;color:var(--navy);border:1px solid #BBC9DC}
.mtgfi-native-1031exchangedscrloan .wp-block-button.nm1031-outline .wp-block-button__link:hover{border-color:var(--blue);color:var(--blue)}

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.mtgfi-native-1031exchangedscrloan .page-hero-inner{position:relative;display:grid;grid-template-columns:minmax(0,1fr) minmax(420px,.82fr);gap:58px;align-items:center}
.mtgfi-native-1031exchangedscrloan .page-hero-copy h1{margin:12px 0 20px;color:var(--navy);font-size:clamp(3rem,5.6vw,5.6rem);line-height:.94;letter-spacing:-.062em}
.mtgfi-native-1031exchangedscrloan .page-hero-lead{max-width:740px;margin:0;color:var(--muted);font-size:clamp(1rem,1.35vw,1.18rem);line-height:1.7}
.mtgfi-native-1031exchangedscrloan .page-hero-actions{margin-top:29px;gap:11px}
.mtgfi-native-1031exchangedscrloan .page-hero-media{min-width:0}
.mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image{margin:0;border-radius:26px;overflow:hidden;box-shadow:0 28px 75px rgba(7,20,47,.18);border:1px solid rgba(13,27,61,.12);background:#DCE8F5}
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.mtgfi-native-1031exchangedscrloan .page-hero-summary{padding:34px;border:1px solid #D6E1EF;border-radius:24px;background:#fff;box-shadow:0 25px 70px rgba(7,20,47,.13)}
.mtgfi-native-1031exchangedscrloan .page-hero-summary h3{margin:0 0 12px;color:var(--navy);font-size:1.65rem}
.mtgfi-native-1031exchangedscrloan .page-hero-summary p,.mtgfi-native-1031exchangedscrloan .page-hero-summary li{color:var(--muted)}

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.mtgfi-native-1031exchangedscrloan .nm1031-info-card h3{margin:0 0 12px;font-size:1.32rem;line-height:1.12;letter-spacing:-.03em}
.mtgfi-native-1031exchangedscrloan .nm1031-info-card p{margin:0 0 14px}
.mtgfi-native-1031exchangedscrloan .nm1031-info-card ul{margin:16px 0 0;display:grid;gap:8px}
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.mtgfi-native-1031exchangedscrloan .trust-grid>.wp-block-group{margin:0}
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.mtgfi-native-1031exchangedscrloan .layer-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.mtgfi-native-1031exchangedscrloan .layer-step{margin:0}
.mtgfi-native-1031exchangedscrloan .layer-step .eyebrow{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:#fff;color:var(--blue);margin-bottom:18px}
.mtgfi-native-1031exchangedscrloan .investor-photo-card>.wp-block-image{position:absolute;inset:0;margin:0;height:100%}
.mtgfi-native-1031exchangedscrloan .investor-photo-card>.wp-block-image img{width:100%;height:100%;object-fit:cover}
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.mtgfi-native-1031exchangedscrloan .investor-points>.investor-point{margin:0;padding:0;border:0;background:transparent}
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.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph{padding:18px 22px;border-top:1px solid var(--line);background:#fff}
.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph:nth-child(2){background:#F7FAFF}
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.mtgfi-native-1031exchangedscrloan .nm1031-faq-detail summary{list-style:none;padding:20px 42px 20px 0;color:var(--navy);font-weight:900;cursor:pointer;position:relative}
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.mtgfi-native-1031exchangedscrloan .nm1031-faq-detail summary::after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);color:var(--blue);font-size:1.45rem;font-weight:500}
.mtgfi-native-1031exchangedscrloan .nm1031-faq-detail[open] summary::after{content:"−"}
.mtgfi-native-1031exchangedscrloan .nm1031-faq-detail>p{margin:0;padding:0 42px 20px 0;color:var(--muted);font-size:.88rem}
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.mtgfi-native-1031exchangedscrloan .cta-card>.cta-photo{position:absolute;z-index:-3;inset:0;margin:0;width:100%;height:100%}
.mtgfi-native-1031exchangedscrloan .cta-card>.cta-photo img{width:100%;height:100%;object-fit:cover;object-position:center;filter:saturate(.9) contrast(1.04)}
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.mtgfi-native-1031exchangedscrloan .cta-side .wp-block-list li::before{content:"✓";color:#75B2FF;font-weight:950;margin-right:8px}
.mtgfi-native-1031exchangedscrloan .cta-side .wp-block-button,.mtgfi-native-1031exchangedscrloan .cta-side .wp-block-button__link{width:100%}

.mtgfi-native-1031exchangedscrloan .nm1031-contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:22px;padding:80px 0}
.mtgfi-native-1031exchangedscrloan .nm1031-contact-card{padding:34px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 14px 42px rgba(13,27,61,.08)}
.mtgfi-native-1031exchangedscrloan .nm1031-contact-card h2{margin-top:0}
.mtgfi-native-1031exchangedscrloan .nm1031-admin-note{padding:12px;border-left:4px solid #F1A629;background:#FFF8E8;color:#695124}
.mtgfi-native-1031exchangedscrloan .nm1031-rate-panel{padding:34px;margin:80px auto;border:1px solid #C9D8EA;border-radius:24px;background:#F7FAFF;box-shadow:0 18px 55px rgba(13,27,61,.08)}
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.mtgfi-native-1031exchangedscrloan .nm1031-rate-disclosure{font-size:.82rem;color:#66748A}
.mtgfi-native-1031exchangedscrloan .nm1031-embedded-funnel{padding:82px 0;background:#F5F9FF;border-top:1px solid #E1EAF5}
.mtgfi-native-1031exchangedscrloan .nm1031-thank-you-shell{padding:100px 0 120px;background:linear-gradient(180deg,#F2F7FF,#fff)}
.mtgfi-native-1031exchangedscrloan .nm1031-thank-you{max-width:840px;text-align:center}
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.mtgfi-native-1031exchangedscrloan .nm1031-thank-you p{color:var(--muted);font-size:1.05rem}
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/* Native accessibility and block-editor parity. */
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@media(max-width:1020px){
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  .mtgfi-native-1031exchangedscrloan .nm1031-card-grid{grid-template-columns:1fr 1fr}.mtgfi-native-1031exchangedscrloan .nm1031-card-grid>.nm1031-info-card:last-child:nth-child(odd){grid-column:1/-1}
  .mtgfi-native-1031exchangedscrloan .layer-steps{grid-template-columns:1fr 1fr}.mtgfi-native-1031exchangedscrloan .layer-steps>.layer-step:last-child{grid-column:1/-1}
}
@media(max-width:782px){
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  .mtgfi-native-1031exchangedscrloan .page-hero{padding:60px 0 66px}.mtgfi-native-1031exchangedscrloan .page-hero-inner{gap:28px}.mtgfi-native-1031exchangedscrloan .page-hero-copy h1{font-size:clamp(2.7rem,12vw,4rem)}.mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image img{height:330px}
  .mtgfi-native-1031exchangedscrloan .nm1031-card-grid,.mtgfi-native-1031exchangedscrloan .layer-steps,.mtgfi-native-1031exchangedscrloan .nm1031-contact-grid{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .nm1031-card-grid>.nm1031-info-card:last-child:nth-child(odd),.mtgfi-native-1031exchangedscrloan .layer-steps>.layer-step:last-child{grid-column:auto}
  .mtgfi-native-1031exchangedscrloan .nm1031-simple-cta-wrap{padding:62px 0 72px}
  .mtgfi-native-1031exchangedscrloan .compare-head{display:none}.mtgfi-native-1031exchangedscrloan .compare-row{grid-template-columns:1fr;margin-bottom:14px;border:1px solid var(--line);border-radius:16px;overflow:hidden}.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph{border-top:1px solid var(--line);padding:14px 16px}.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph:first-child{border-top:0;background:var(--navy);color:#fff}.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph:first-child strong{color:#fff}.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph:nth-child(2)::before{content:"More Doors";display:block;color:var(--blue);font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph:nth-child(3)::before{content:"Bigger Deal";display:block;color:var(--blue);font-size:.65rem;font-weight:950;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}
}
@media(max-width:520px){
  .mtgfi-native-1031exchangedscrloan .page-hero-actions .wp-block-button,.mtgfi-native-1031exchangedscrloan .page-hero-actions .wp-block-button__link,.mtgfi-native-1031exchangedscrloan .nm1031-simple-cta .wp-block-button,.mtgfi-native-1031exchangedscrloan .nm1031-simple-cta .wp-block-button__link{width:100%}
  .mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image img{height:260px}.mtgfi-native-1031exchangedscrloan .page-hero-summary,.mtgfi-native-1031exchangedscrloan .nm1031-contact-card{padding:24px}
  .mtgfi-native-1031exchangedscrloan .nm1031-card-grid{gap:14px}.mtgfi-native-1031exchangedscrloan .nm1031-info-card{padding:23px}
}
@media(prefers-reduced-motion:reduce){.mtgfi-native-1031exchangedscrloan *,.mtgfi-native-1031exchangedscrloan *::before,.mtgfi-native-1031exchangedscrloan *::after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}
.mtgfi-native-1031exchangedscrloan .nm1031-rate-table{margin-top:24px;border:1px solid #C9D8EA;border-radius:16px;overflow:hidden;background:#fff}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row{display:grid;grid-template-columns:1fr .55fr 1.25fr}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row>*{padding:14px 16px;border-top:1px solid #E1E9F3}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row>*+*{border-left:1px solid #E1E9F3}.mtgfi-native-1031exchangedscrloan .nm1031-rate-head{background:var(--navy);color:#fff;font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.mtgfi-native-1031exchangedscrloan .nm1031-rate-head>*{border-top:0}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row strong{color:var(--navy)}.mtgfi-native-1031exchangedscrloan .nm1031-rate-empty,.mtgfi-native-1031exchangedscrloan .nm1031-state-map-empty{margin-top:22px;padding:20px;border:1px dashed #9CB4D4;border-radius:14px;background:#fff;color:var(--navy)}.mtgfi-native-1031exchangedscrloan .nm1031-rate-empty p,.mtgfi-native-1031exchangedscrloan .nm1031-state-map-empty p{margin:6px 0 0;color:var(--muted)}
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@media(max-width:900px){.mtgfi-native-1031exchangedscrloan .nm1031-state-map{grid-template-columns:repeat(6,1fr)}}@media(max-width:620px){.mtgfi-native-1031exchangedscrloan .nm1031-state-map{grid-template-columns:repeat(4,1fr)}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .nm1031-rate-head{display:none}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row>*+*{border-left:0}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row>*{padding:10px 14px}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row strong{padding-top:16px}.mtgfi-native-1031exchangedscrloan .nm1031-rate-row span:last-child{padding-bottom:16px}}@media(max-width:380px){.mtgfi-native-1031exchangedscrloan .nm1031-state-map{grid-template-columns:repeat(3,1fr)}}


/* Configured phone actions remain hidden until a site-specific number is saved. */
.mtgfi-native-1031exchangedscrloan .site-header .header-actions{display:flex;align-items:center;gap:13px;flex:0 0 auto}
.mtgfi-native-1031exchangedscrloan .nm1031-header-phone{display:flex;flex-direction:column;align-items:flex-end;justify-content:center;color:var(--navy);text-decoration:none;line-height:1.05;white-space:nowrap}
.mtgfi-native-1031exchangedscrloan .nm1031-header-phone span{font-size:.61rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.mtgfi-native-1031exchangedscrloan .nm1031-header-phone strong{margin-top:4px;font-size:.88rem;color:var(--navy)}
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@media(max-width:1120px){.mtgfi-native-1031exchangedscrloan .site-header .nm1031-header-phone{display:none}}
@media(max-width:782px){
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}


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.mtgfi-native-1031exchangedscrloan .contact-grid{display:grid;grid-template-columns:340px minmax(0,1fr);gap:35px;align-items:start}.mtgfi-native-1031exchangedscrloan .contact-card{padding:30px;border-radius:23px;background:linear-gradient(145deg,var(--navy-2),var(--navy));color:#fff;box-shadow:var(--shadow)}.mtgfi-native-1031exchangedscrloan .contact-card .eyebrow{color:#8CBCFF}.mtgfi-native-1031exchangedscrloan .contact-card h2{font-size:1.6rem}.mtgfi-native-1031exchangedscrloan .contact-phone{display:block;color:#fff;font-size:1.55rem;font-weight:950;text-decoration:none}.mtgfi-native-1031exchangedscrloan .contact-card p{color:#BDCADC}.mtgfi-native-1031exchangedscrloan .contact-facts{display:grid;gap:9px;margin-top:22px}.mtgfi-native-1031exchangedscrloan .contact-facts span{padding:10px 12px;border:1px solid rgba(255,255,255,.15);border-radius:11px;background:rgba(255,255,255,.06);font-size:.76rem;font-weight:800}.mtgfi-native-1031exchangedscrloan .contact-form{padding:30px;border:1px solid var(--line);border-radius:23px;background:#fff;box-shadow:var(--shadow-sm)}.mtgfi-native-1031exchangedscrloan .form-heading span{color:var(--blue);font-size:.7rem;font-weight:950;text-transform:uppercase;letter-spacing:.1em}.mtgfi-native-1031exchangedscrloan .form-heading h2{margin:5px 0;color:var(--navy);font-size:2rem}.mtgfi-native-1031exchangedscrloan .form-heading p{margin:0 0 23px;color:var(--muted)}.mtgfi-native-1031exchangedscrloan .contact-form>.btn{margin-top:22px}.mtgfi-native-1031exchangedscrloan .contact-success{margin-top:20px;padding:17px;border:1px solid #B7DDC8;border-radius:13px;background:#F0FAF5;color:#17613F}.mtgfi-native-1031exchangedscrloan .contact-success p{margin:4px 0 0}
.mtgfi-native-1031exchangedscrloan .state-legend{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:26px}.mtgfi-native-1031exchangedscrloan .state-legend button{border:1px solid var(--line);border-radius:999px;background:#fff;color:#44536A;padding:10px 13px;font-weight:850;font-size:.76rem}.mtgfi-native-1031exchangedscrloan .state-legend button.active{background:var(--navy);color:#fff;border-color:var(--navy)}.mtgfi-native-1031exchangedscrloan .state-legend b{margin-left:5px}.mtgfi-native-1031exchangedscrloan .state-map{display:grid;grid-template-columns:repeat(10,1fr);gap:8px;padding:24px;border:1px solid var(--line);border-radius:22px;background:#F8FBFF}.mtgfi-native-1031exchangedscrloan .state-chip{min-height:47px;border:1px solid transparent;border-radius:11px;color:#fff;font-weight:950;transition:.18s}.mtgfi-native-1031exchangedscrloan .state-chip:hover,.mtgfi-native-1031exchangedscrloan .state-chip:focus-visible{transform:translateY(-2px)}.mtgfi-native-1031exchangedscrloan .state-chip.licensed{background:#0057D9}.mtgfi-native-1031exchangedscrloan .state-chip.eligible{background:#45779F}.mtgfi-native-1031exchangedscrloan .state-chip.llc{background:#A46006}.mtgfi-native-1031exchangedscrloan .state-chip.unavailable{background:#8B94A4}.mtgfi-native-1031exchangedscrloan .state-chip.dimmed{opacity:.18;transform:none}.mtgfi-native-1031exchangedscrloan .state-chip.selected{box-shadow:0 0 0 4px rgba(0,87,217,.18)}.mtgfi-native-1031exchangedscrloan .state-detail{margin-top:16px;padding:18px 20px;border:1px solid var(--line);border-radius:15px;background:#fff}.mtgfi-native-1031exchangedscrloan .state-detail strong{color:var(--navy)}.mtgfi-native-1031exchangedscrloan .state-detail p{margin:4px 0 0;color:var(--muted)}.mtgfi-native-1031exchangedscrloan .state-notes{background:#F7FAFF;border-top:1px solid var(--line)}
.mtgfi-native-1031exchangedscrloan .not-found{padding:120px 0;text-align:center;background:linear-gradient(180deg,#F5F9FF,#fff)}.mtgfi-native-1031exchangedscrloan .not-found img{width:130px;margin:0 auto 20px}.mtgfi-native-1031exchangedscrloan .not-found .eyebrow{color:var(--blue)}.mtgfi-native-1031exchangedscrloan .not-found h1{margin:12px 0;color:var(--navy);font-size:clamp(3rem,7vw,6rem);letter-spacing:-.06em}.mtgfi-native-1031exchangedscrloan .not-found p{color:var(--muted);font-size:1.1rem}.mtgfi-native-1031exchangedscrloan .not-found>div>div:last-child{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-top:25px}
.mtgfi-native-1031exchangedscrloan .route-loader{display:grid;place-items:center;min-height:55vh;color:var(--navy)}
@media(max-width:1180px){.mtgfi-native-1031exchangedscrloan .full-nav{display:none}.mtgfi-native-1031exchangedscrloan .header-plan,.mtgfi-native-1031exchangedscrloan .header-phone{display:none}.mtgfi-native-1031exchangedscrloan .menu-toggle{display:flex}.mtgfi-native-1031exchangedscrloan .footer-grid-full{grid-template-columns:2fr repeat(2,1fr)}.mtgfi-native-1031exchangedscrloan .footer-grid-full>div:nth-child(4),.mtgfi-native-1031exchangedscrloan .footer-grid-full>div:nth-child(5){margin-top:15px}.mtgfi-native-1031exchangedscrloan .resource-grid{grid-template-columns:1fr 1fr}.mtgfi-native-1031exchangedscrloan .state-map{grid-template-columns:repeat(8,1fr)}}
@media(max-width:900px){.mtgfi-native-1031exchangedscrloan .mobile-nav-inner{grid-template-columns:1fr 1fr}.mtgfi-native-1031exchangedscrloan .legal-layout,.mtgfi-native-1031exchangedscrloan .article-layout,.mtgfi-native-1031exchangedscrloan .contact-grid{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .legal-aside,.mtgfi-native-1031exchangedscrloan .article-aside{position:static}.mtgfi-native-1031exchangedscrloan .article-hero-grid{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .article-hero figure{max-width:700px}.mtgfi-native-1031exchangedscrloan .footer-grid-full{grid-template-columns:1fr 1fr}.mtgfi-native-1031exchangedscrloan .footer-brand{grid-column:1/-1}.mtgfi-native-1031exchangedscrloan .state-map{grid-template-columns:repeat(6,1fr)}}
@media(max-width:680px){.mtgfi-native-1031exchangedscrloan .footer-grid-full{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .footer-brand{grid-column:auto}.mtgfi-native-1031exchangedscrloan .resource-grid{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .choice-grid{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .working-funnel{padding:23px 18px}.mtgfi-native-1031exchangedscrloan .funnel-progress{padding:18px}.mtgfi-native-1031exchangedscrloan .funnel-actions{position:sticky;bottom:68px;z-index:5;margin-inline:-18px;margin-bottom:-23px;padding:15px 18px;background:rgba(255,255,255,.97);box-shadow:0 -10px 25px rgba(7,20,47,.08)}.mtgfi-native-1031exchangedscrloan .funnel-actions .btn{flex:1;min-width:0}.mtgfi-native-1031exchangedscrloan .article-hero figure img{height:290px}.mtgfi-native-1031exchangedscrloan .article-layout{gap:45px}.mtgfi-native-1031exchangedscrloan .comparison-table{overflow-x:auto}.mtgfi-native-1031exchangedscrloan .comparison-table>div{min-width:650px}.mtgfi-native-1031exchangedscrloan .state-map{grid-template-columns:repeat(5,1fr);padding:15px;gap:6px}.mtgfi-native-1031exchangedscrloan .state-chip{min-height:43px}.mtgfi-native-1031exchangedscrloan .footer-bottom nav{justify-content:flex-start}.mtgfi-native-1031exchangedscrloan .mobile-nav-inner{grid-template-columns:1fr 1fr}.mtgfi-native-1031exchangedscrloan .contact-form,.mtgfi-native-1031exchangedscrloan .contact-card{padding:23px}.mtgfi-native-1031exchangedscrloan .legal-hero{padding:58px 0}.mtgfi-native-1031exchangedscrloan .article-hero{padding:55px 0}}
@media(max-width:430px){.mtgfi-native-1031exchangedscrloan .mobile-nav-inner{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .state-map{grid-template-columns:repeat(4,1fr)}.mtgfi-native-1031exchangedscrloan .topbar-copy span:nth-child(3),.mtgfi-native-1031exchangedscrloan .topbar-dot{display:none}.mtgfi-native-1031exchangedscrloan .funnel-intro{text-align:left}.mtgfi-native-1031exchangedscrloan .funnel-trust-row{justify-content:flex-start}.mtgfi-native-1031exchangedscrloan .success-actions .btn{width:100%}.mtgfi-native-1031exchangedscrloan .footer-brand img{width:235px}}
/* v1.1.1 responsive containment pass: grid children must be allowed to shrink. */
.mtgfi-native-1031exchangedscrloan .footer-grid-full,.mtgfi-native-1031exchangedscrloan .footer-grid-full>*,.mtgfi-native-1031exchangedscrloan .footer-brand,.mtgfi-native-1031exchangedscrloan .article-layout,.mtgfi-native-1031exchangedscrloan .article-layout>*,.mtgfi-native-1031exchangedscrloan .article-copy,.mtgfi-native-1031exchangedscrloan .article-aside,.mtgfi-native-1031exchangedscrloan .legal-layout,.mtgfi-native-1031exchangedscrloan .legal-layout>*,.mtgfi-native-1031exchangedscrloan .contact-grid,.mtgfi-native-1031exchangedscrloan .contact-grid>*{min-width:0;max-width:100%}
.mtgfi-native-1031exchangedscrloan .footer-grid-full>div,.mtgfi-native-1031exchangedscrloan .footer-brand,.mtgfi-native-1031exchangedscrloan .footer-brand p,.mtgfi-native-1031exchangedscrloan .footer-phone{overflow-wrap:anywhere;word-break:normal}
.mtgfi-native-1031exchangedscrloan .footer-brand img{max-width:100%;height:auto}
.mtgfi-native-1031exchangedscrloan .article-copy,.mtgfi-native-1031exchangedscrloan .article-aside{width:100%}
.mtgfi-native-1031exchangedscrloan .comparison-table{max-width:100%}
@media(max-width:900px){.mtgfi-native-1031exchangedscrloan .article-layout{justify-content:stretch}}
@media(max-width:680px){.mtgfi-native-1031exchangedscrloan .comparison-table{overflow-x:auto;overscroll-behavior-inline:contain;-webkit-overflow-scrolling:touch}.mtgfi-native-1031exchangedscrloan .comparison-table>div{min-width:650px}}
/* Final routed-preview parity and mobile-call sizing. */
.mtgfi-native-1031exchangedscrloan h1[tabindex="-1"]:focus{outline:none!important;box-shadow:none!important}
.mtgfi-native-1031exchangedscrloan .mobile-call-bar svg{width:20px!important;height:20px!important;flex:0 0 20px!important}
.mtgfi-native-1031exchangedscrloan .mobile-call-bar span{line-height:1.2}
.mtgfi-native-1031exchangedscrloan .page-hero-summary h2{margin:0 0 12px;color:var(--navy);font-size:1.65rem}
@media(prefers-reduced-motion:reduce){.mtgfi-native-1031exchangedscrloan{scroll-behavior:auto}.mtgfi-native-1031exchangedscrloan .nav-dropdown,.mtgfi-native-1031exchangedscrloan .nav-menu>button svg,.mtgfi-native-1031exchangedscrloan .resource-image img,.mtgfi-native-1031exchangedscrloan .state-chip{transition:none!important}.mtgfi-native-1031exchangedscrloan .btn:hover,.mtgfi-native-1031exchangedscrloan .resource-card:hover .resource-image img,.mtgfi-native-1031exchangedscrloan .state-chip:hover{transform:none!important}}

/* ===== v1.1.4 BORDER HIERARCHY + FOOTER CONTAINMENT PASS =====
   Preserves the approved margin and spacing redesign while removing
   competing outlines, stacked divider lines, and footer grid collisions. */
.mtgfi-native-1031exchangedscrloan{
  --line:#DEE7F1;
  --line-soft:rgba(13,27,61,.075);
  --line-medium:#CAD7E6;
  --line-strong:#B7C7DA;
  --line-inverse:rgba(255,255,255,.14);
  --surface-shadow:0 15px 42px rgba(7,20,47,.075);
}

/* Full-width boundaries: one quiet divider, never a heavy box. */
.mtgfi-native-1031exchangedscrloan .site-header{border-bottom-color:var(--line-soft);box-shadow:0 1px 0 rgba(13,27,61,.025)}
.mtgfi-native-1031exchangedscrloan .hero,.mtgfi-native-1031exchangedscrloan .page-hero,.mtgfi-native-1031exchangedscrloan .legal-hero,.mtgfi-native-1031exchangedscrloan .article-hero{border-bottom-color:var(--line-soft)}
.mtgfi-native-1031exchangedscrloan .trust-strip{border-bottom-color:var(--line-soft)}
.mtgfi-native-1031exchangedscrloan .builder-section,.mtgfi-native-1031exchangedscrloan .investor-section{
  border-top-color:var(--line-soft);
  border-bottom-color:var(--line-soft)
}
.mtgfi-native-1031exchangedscrloan .state-notes,.mtgfi-native-1031exchangedscrloan .nm1031-embedded-funnel{border-top-color:var(--line-soft)}

/* Primary surfaces: consistent soft perimeter and controlled shadow. */
.mtgfi-native-1031exchangedscrloan .strategy-console,
.mtgfi-native-1031exchangedscrloan .strategy-card:not(.featured),
.mtgfi-native-1031exchangedscrloan .calculator,
.mtgfi-native-1031exchangedscrloan .date-planner,
.mtgfi-native-1031exchangedscrloan .compare-wrap,
.mtgfi-native-1031exchangedscrloan .property-card,
.mtgfi-native-1031exchangedscrloan .process-card,
.mtgfi-native-1031exchangedscrloan .funnel-card,
.mtgfi-native-1031exchangedscrloan .contact-form,
.mtgfi-native-1031exchangedscrloan .page-hero-summary,
.mtgfi-native-1031exchangedscrloan .legal-aside,
.mtgfi-native-1031exchangedscrloan .article-aside,
.mtgfi-native-1031exchangedscrloan .resource-card,
.mtgfi-native-1031exchangedscrloan .state-map,
.mtgfi-native-1031exchangedscrloan .state-detail,
.mtgfi-native-1031exchangedscrloan .nm1031-contact-card,
.mtgfi-native-1031exchangedscrloan .nm1031-rate-panel,
.mtgfi-native-1031exchangedscrloan .nm1031-rate-table,
.mtgfi-native-1031exchangedscrloan .comparison-table{
  border-color:var(--line-soft)
}
.mtgfi-native-1031exchangedscrloan .strategy-card:not(.featured),
.mtgfi-native-1031exchangedscrloan .property-card,
.mtgfi-native-1031exchangedscrloan .process-card,
.mtgfi-native-1031exchangedscrloan .resource-card,
.mtgfi-native-1031exchangedscrloan .contact-form,
.mtgfi-native-1031exchangedscrloan .page-hero-summary,
.mtgfi-native-1031exchangedscrloan .legal-aside,
.mtgfi-native-1031exchangedscrloan .article-aside,
.mtgfi-native-1031exchangedscrloan .state-map,
.mtgfi-native-1031exchangedscrloan .state-detail{
  box-shadow:var(--surface-shadow)
}
.mtgfi-native-1031exchangedscrloan .strategy-card.featured{border-color:transparent}
.mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image{border-color:var(--line-soft)}
.mtgfi-native-1031exchangedscrloan .photo-console .hero-photo-stage{border-top-color:var(--line-soft)}

/* Nested cards, chips and status surfaces use the quietest line. */
.mtgfi-native-1031exchangedscrloan .console-stat,
.mtgfi-native-1031exchangedscrloan .result-card,
.mtgfi-native-1031exchangedscrloan .dscr-meter,
.mtgfi-native-1031exchangedscrloan .deadline-card,
.mtgfi-native-1031exchangedscrloan .investor-point p,
.mtgfi-native-1031exchangedscrloan .checklist li,
.mtgfi-native-1031exchangedscrloan .contact-facts span,
.mtgfi-native-1031exchangedscrloan .funnel-trust-row span,
.mtgfi-native-1031exchangedscrloan .hero-chip,
.mtgfi-native-1031exchangedscrloan .console-badge,
.mtgfi-native-1031exchangedscrloan .flow-node,
.mtgfi-native-1031exchangedscrloan .mini-property,
.mtgfi-native-1031exchangedscrloan .large-target,
.mtgfi-native-1031exchangedscrloan .funnel-progress,
.mtgfi-native-1031exchangedscrloan .funnel-actions,
.mtgfi-native-1031exchangedscrloan .dialog-header,
.mtgfi-native-1031exchangedscrloan .faq-list,
.mtgfi-native-1031exchangedscrloan .faq-item,
.mtgfi-native-1031exchangedscrloan .nm1031-faq-page,
.mtgfi-native-1031exchangedscrloan .nm1031-faq-detail{
  border-color:var(--line-soft)
}

/* Inputs and actionable outlines remain visible without looking boxed in. */
.mtgfi-native-1031exchangedscrloan .field input,
.mtgfi-native-1031exchangedscrloan .field select,
.mtgfi-native-1031exchangedscrloan .field textarea,
.mtgfi-native-1031exchangedscrloan .choice-card,
.mtgfi-native-1031exchangedscrloan .choice label,
.mtgfi-native-1031exchangedscrloan .btn-outline,
.mtgfi-native-1031exchangedscrloan .menu-toggle,
.mtgfi-native-1031exchangedscrloan .mobile-menu-phone,
.mtgfi-native-1031exchangedscrloan .state-legend button{
  border-color:var(--line-medium)
}
.mtgfi-native-1031exchangedscrloan .field input:hover,.mtgfi-native-1031exchangedscrloan .field select:hover,.mtgfi-native-1031exchangedscrloan .field textarea:hover{border-color:var(--line-strong)}
.mtgfi-native-1031exchangedscrloan .field input:focus,.mtgfi-native-1031exchangedscrloan .field select:focus,.mtgfi-native-1031exchangedscrloan .field textarea:focus{border-color:var(--blue)}
.mtgfi-native-1031exchangedscrloan .choice-card:hover,.mtgfi-native-1031exchangedscrloan .choice label:hover{border-color:#8EB7EE}

/* Internal rules: use a single soft separator, not competing outer lines. */
.mtgfi-native-1031exchangedscrloan .trust-item,
.mtgfi-native-1031exchangedscrloan .compare-row>div,
.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph,
.mtgfi-native-1031exchangedscrloan .comparison-table>div>*,
.mtgfi-native-1031exchangedscrloan .nm1031-rate-row>*,
.mtgfi-native-1031exchangedscrloan .mobile-nav a{
  border-color:var(--line-soft)
}
.mtgfi-native-1031exchangedscrloan .compare-head{border-bottom-color:var(--line-soft)}
.mtgfi-native-1031exchangedscrloan .funnel-progress{border-bottom-color:var(--line-soft)}
.mtgfi-native-1031exchangedscrloan .funnel-actions{border-top-color:var(--line-soft)}
.mtgfi-native-1031exchangedscrloan .footer-legal,.mtgfi-native-1031exchangedscrloan .footer-bottom{border-color:rgba(255,255,255,.09)}
.mtgfi-native-1031exchangedscrloan .footer-seal,.mtgfi-native-1031exchangedscrloan .footer-phone,.mtgfi-native-1031exchangedscrloan .cta-side,.mtgfi-native-1031exchangedscrloan .btn-ghost-light{border-color:var(--line-inverse)}

/* Footer containment: undo the legacy flex rule that squeezed the brand
   copy and vanity number into vertical columns after the spacing redesign. */
.mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-brand{
  display:block;
  align-items:initial;
  gap:0;
  margin:0;
  min-width:0
}
.mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-brand>a:first-child{display:inline-block;max-width:100%}
.mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-brand img{
  display:block;
  width:min(270px,100%);
  height:auto;
  max-width:100%
}
.mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-brand p{
  max-width:430px;
  margin:13px 0 0;
  line-height:1.62;
  overflow-wrap:normal;
  word-break:normal
}
.mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-phone{
  display:inline-flex;
  width:max-content;
  max-width:100%;
  white-space:nowrap;
  overflow-wrap:normal!important;
  word-break:normal!important
}
.mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-phone span,
.mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-phone strong{white-space:nowrap}

/* Mobile: remove stacked/double rules where cards become single-column. */
@media(max-width:980px){
  .mtgfi-native-1031exchangedscrloan .trust-item{border-right:0;border-bottom:1px solid var(--line-soft)}
  .mtgfi-native-1031exchangedscrloan .trust-item:last-child{border-bottom:0}
}
@media(max-width:720px){
  .mtgfi-native-1031exchangedscrloan .trust-strip{border-bottom:1px solid var(--line-soft)}
  .mtgfi-native-1031exchangedscrloan .compare-wrap{border:0;box-shadow:none}
  .mtgfi-native-1031exchangedscrloan .compare-row{
    border-color:var(--line-medium);
    box-shadow:0 10px 28px rgba(7,20,47,.055)
  }
  .mtgfi-native-1031exchangedscrloan .compare-row>div,.mtgfi-native-1031exchangedscrloan .compare-row>.wp-block-paragraph{border-top-color:var(--line-soft)}
  .mtgfi-native-1031exchangedscrloan .strategy-console,.mtgfi-native-1031exchangedscrloan .calculator,.mtgfi-native-1031exchangedscrloan .funnel-card,.mtgfi-native-1031exchangedscrloan .contact-form,.mtgfi-native-1031exchangedscrloan .page-hero-summary,.mtgfi-native-1031exchangedscrloan .legal-aside,.mtgfi-native-1031exchangedscrloan .article-aside,.mtgfi-native-1031exchangedscrloan .resource-card,.mtgfi-native-1031exchangedscrloan .state-map,.mtgfi-native-1031exchangedscrloan .state-detail{
    border-color:var(--line-soft)
  }
  .mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-brand img{width:min(250px,100%)}
}
@media(max-width:430px){
  .mtgfi-native-1031exchangedscrloan .footer-grid-full .footer-phone{width:100%;justify-content:center;text-align:center}
}



/* ===== v1.1.5 HOME HERO SPACING + BORDER REFINEMENT =====
   Re-centers the opening composition, reduces the oversized type/card scale,
   and simplifies nested outlines without changing the approved content. */
.mtgfi-native-1031exchangedscrloan .site-header .header-inner,
.mtgfi-native-1031exchangedscrloan .header-inner{
  width:min(calc(100% - 72px),1460px);
  min-height:86px;
  height:86px;
  gap:28px
}
.mtgfi-native-1031exchangedscrloan .brand img{
  width:276px;
  max-height:84px;
  object-fit:contain
}

.mtgfi-native-1031exchangedscrloan .hero .hero-inner{
  width:min(calc(100% - 72px),1460px);
  margin-inline:auto;
  min-height:auto;
  padding:54px 0 60px;
  grid-template-columns:minmax(0,.93fr) minmax(650px,1.07fr);
  gap:56px;
  align-items:center
}
.mtgfi-native-1031exchangedscrloan .hero-copy{
  max-width:660px;
  padding:4px 0
}
.mtgfi-native-1031exchangedscrloan .hero-kicker{
  margin:14px 0 17px;
  line-height:1.35
}
.mtgfi-native-1031exchangedscrloan .hero h1{
  max-width:660px;
  font-size:clamp(3.55rem,4.05vw,4.35rem);
  line-height:.98;
  letter-spacing:-.052em;
  text-wrap:balance
}
.mtgfi-native-1031exchangedscrloan .hero-lead{
  max-width:630px;
  margin-top:22px;
  font-size:clamp(1rem,1.15vw,1.12rem);
  line-height:1.58
}
.mtgfi-native-1031exchangedscrloan .hero-actions{
  margin-top:27px;
  gap:11px
}
.mtgfi-native-1031exchangedscrloan .hero-actions .btn{
  min-height:52px;
  padding:13px 18px
}
.mtgfi-native-1031exchangedscrloan .hero-note{margin-top:11px}
.mtgfi-native-1031exchangedscrloan .hero-chips{
  margin-top:23px;
  gap:8px
}
.mtgfi-native-1031exchangedscrloan .hero-chip{
  padding:8px 11px;
  border:0;
  background:rgba(255,255,255,.9);
  box-shadow:0 8px 22px rgba(13,27,61,.065)
}

.mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{
  border:1px solid rgba(13,27,61,.085);
  border-radius:24px;
  box-shadow:0 20px 58px rgba(13,27,61,.14)
}
.mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:300px}
.mtgfi-native-1031exchangedscrloan .hero-inset-card{
  left:20px;
  bottom:20px;
  border-width:3px;
  border-radius:16px;
  box-shadow:0 15px 38px rgba(0,0,0,.22)
}
.mtgfi-native-1031exchangedscrloan .hero-inset-card img{height:112px}
.mtgfi-native-1031exchangedscrloan .exchange-arrow{
  bottom:82px;
  width:46px;
  height:46px;
  border:0;
  box-shadow:0 10px 26px rgba(0,0,0,.2)
}
.mtgfi-native-1031exchangedscrloan .photo-mode{
  right:18px;
  bottom:20px;
  padding:14px 16px;
  border-color:rgba(255,255,255,.12);
  border-radius:14px;
  background:rgba(5,17,42,.79)
}
.mtgfi-native-1031exchangedscrloan .door-strip{
  top:16px;
  right:18px;
  padding:7px 10px;
  box-shadow:0 7px 20px rgba(0,0,0,.11)
}
.mtgfi-native-1031exchangedscrloan .console-panel{padding:19px 21px 18px}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top{
  align-items:center;
  margin-bottom:10px
}
.mtgfi-native-1031exchangedscrloan .photo-console .console-top h2{
  font-size:1.08rem;
  line-height:1.18
}
.mtgfi-native-1031exchangedscrloan .console-badge{
  border:0;
  padding:8px 10px;
  background:#EEF5FF;
  box-shadow:none
}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tabs{
  gap:6px;
  padding:4px;
  margin-bottom:10px;
  border-radius:13px;
  background:#EEF3F9
}
.mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab{
  min-height:50px;
  border-radius:10px
}
.mtgfi-native-1031exchangedscrloan .strategy-tab.active{
  box-shadow:0 6px 16px rgba(13,27,61,.14)
}
.mtgfi-native-1031exchangedscrloan .photo-console .console-copy{
  gap:9px;
  margin-bottom:10px
}
.mtgfi-native-1031exchangedscrloan .photo-console .console-stat{
  padding:9px 11px;
  border:0;
  border-radius:11px;
  background:#F6F8FB
}
.mtgfi-native-1031exchangedscrloan .photo-console .console-action{
  min-height:48px;
  border-radius:12px;
  box-shadow:0 10px 24px rgba(0,87,217,.2)
}
.mtgfi-native-1031exchangedscrloan .photo-console .identified-link{
  margin-top:7px;
  line-height:1.3
}

@media(max-width:1180px){
  .mtgfi-native-1031exchangedscrloan .site-header .header-inner,
  .mtgfi-native-1031exchangedscrloan .header-inner{width:min(calc(100% - 48px),1120px);min-height:78px;height:78px}
  .mtgfi-native-1031exchangedscrloan .brand img{width:255px}
  .mtgfi-native-1031exchangedscrloan .hero .hero-inner{
    width:min(calc(100% - 48px),1120px);
    padding:46px 0 54px;
    grid-template-columns:minmax(0,.9fr) minmax(500px,1.1fr);
    gap:34px
  }
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(3.1rem,5vw,4rem)}
  .mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:292px}
}
@media(max-width:1020px){
  .mtgfi-native-1031exchangedscrloan .hero .hero-inner{
    width:min(calc(100% - 44px),820px);
    grid-template-columns:1fr;
    gap:34px;
    padding:46px 0 58px
  }
  .mtgfi-native-1031exchangedscrloan .hero-copy{max-width:760px}
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{max-width:820px}
  .mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:360px}
}
@media(max-width:720px){
  .mtgfi-native-1031exchangedscrloan .site-header .header-inner,
  .mtgfi-native-1031exchangedscrloan .header-inner{width:min(calc(100% - 24px),var(--container));min-height:70px;height:70px}
  .mtgfi-native-1031exchangedscrloan .hero .hero-inner{
    width:min(calc(100% - 28px),var(--container));
    padding:31px 0 44px;
    gap:0
  }
  .mtgfi-native-1031exchangedscrloan .hero-copy{padding:0}
  .mtgfi-native-1031exchangedscrloan .hero h1{
    max-width:none;
    font-size:clamp(2.55rem,11.7vw,3.55rem);
    line-height:.96;
    letter-spacing:-.055em
  }
  .mtgfi-native-1031exchangedscrloan .hero-lead{line-height:1.55}
  .mtgfi-native-1031exchangedscrloan .hero-actions .btn{min-height:50px}
  .mtgfi-native-1031exchangedscrloan .strategy-console.photo-console{
    border-radius:20px;
    box-shadow:0 15px 42px rgba(13,27,61,.13)
  }
  .mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:270px}
  .mtgfi-native-1031exchangedscrloan .console-panel{padding:17px 16px 16px}
  .mtgfi-native-1031exchangedscrloan .console-badge{display:none}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-top h2{font-size:1.02rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-copy{gap:7px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-stat{padding:9px 8px}
}
@media(max-width:430px){
  .mtgfi-native-1031exchangedscrloan .hero .hero-inner{width:min(calc(100% - 24px),var(--container));padding-top:28px}
  .mtgfi-native-1031exchangedscrloan .hero-photo-stage{height:244px}
  .mtgfi-native-1031exchangedscrloan .hero-inset-card{left:12px;bottom:12px}
  .mtgfi-native-1031exchangedscrloan .photo-mode{right:12px;bottom:12px}
  .mtgfi-native-1031exchangedscrloan .door-strip{top:12px;right:12px}
}


/* v2.1.1 full-working browser-preview enhancements */
.mtgfi-native-1031exchangedscrloan .preview-error-summary{margin:0 0 22px;padding:18px 20px;border:1px solid #d73a49;border-left-width:5px;border-radius:12px;background:#fff5f5;color:#721c24;box-shadow:0 8px 24px rgba(7,21,44,.06)}
.mtgfi-native-1031exchangedscrloan .preview-error-summary:focus{outline:3px solid #ffbf47;outline-offset:3px}
.mtgfi-native-1031exchangedscrloan .preview-error-summary strong{display:block;margin-bottom:7px;font-size:1rem}
.mtgfi-native-1031exchangedscrloan .preview-error-summary ul{margin:0;padding-left:22px}
.mtgfi-native-1031exchangedscrloan .preview-error-summary a{color:#721c24;font-weight:800;text-decoration:underline;text-underline-offset:2px}
.mtgfi-native-1031exchangedscrloan .preview-error-summary[hidden]{display:none!important}
.mtgfi-native-1031exchangedscrloan :where(input,select,textarea)[aria-invalid="true"]{border-color:#b42318!important;box-shadow:0 0 0 3px rgba(180,35,24,.12)!important}
.mtgfi-native-1031exchangedscrloan .preview-submission-card{margin:22px auto 0;padding:18px;border:1px solid rgba(0,87,217,.18);border-radius:16px;background:#f3f8ff;text-align:left;max-width:720px}
.mtgfi-native-1031exchangedscrloan .preview-submission-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.mtgfi-native-1031exchangedscrloan .preview-submission-item{padding:12px 14px;border-radius:12px;background:#fff;box-shadow:0 1px 0 rgba(7,21,44,.06)}
.mtgfi-native-1031exchangedscrloan .preview-submission-item span{display:block;margin-bottom:3px;color:#62708a;font-size:.69rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.mtgfi-native-1031exchangedscrloan .preview-submission-item strong{display:block;color:#07152c;overflow-wrap:anywhere}
.mtgfi-native-1031exchangedscrloan .preview-runtime-note{margin:18px 0 0;padding:13px 15px;border-radius:12px;background:#eef7f1;color:#244b33;font-size:.9rem;line-height:1.55}
.mtgfi-native-1031exchangedscrloan .preview-runtime-note strong{color:#173c25}
.mtgfi-native-1031exchangedscrloan .preview-copy-row{display:flex;align-items:center;justify-content:center;gap:10px;flex-wrap:wrap;margin-top:16px}
.mtgfi-native-1031exchangedscrloan .preview-copy-button{appearance:none;border:1px solid rgba(0,87,217,.3);border-radius:999px;background:#fff;color:#0057d9;padding:10px 15px;font-weight:900;cursor:pointer}
.mtgfi-native-1031exchangedscrloan .preview-copy-button:hover{background:#edf5ff}
.mtgfi-native-1031exchangedscrloan .preview-copy-status{min-height:1.3em;color:#4f5f78;font-size:.84rem;font-weight:750}
.mtgfi-native-1031exchangedscrloan .preview-thank-you-meta{margin:26px auto 0;max-width:760px;text-align:left}
.mtgfi-native-1031exchangedscrloan .preview-next-link{display:inline-flex!important}
.mtgfi-native-1031exchangedscrloan .contact-success{margin-top:22px;padding:22px;border:1px solid rgba(0,87,217,.2);border-radius:16px;background:#f3f8ff;color:#07152c}
.mtgfi-native-1031exchangedscrloan .contact-success>strong{display:block;font-size:1.2rem}
.mtgfi-native-1031exchangedscrloan .contact-success p{margin:8px 0 0}
.mtgfi-native-1031exchangedscrloan .contact-success .success-actions{margin-top:18px}
@media(max-width:650px){.mtgfi-native-1031exchangedscrloan .preview-submission-grid{grid-template-columns:1fr}.mtgfi-native-1031exchangedscrloan .preview-submission-card{padding:14px}.mtgfi-native-1031exchangedscrloan .preview-submission-item{padding:11px 12px}}


/* ===== v2.1.3 COMPLETE MOBILE UX + SPACING QA PASS =====
   Surgical responsive refinements only: no approved visual direction changed. */
.mtgfi-native-1031exchangedscrloan{scroll-padding-top:112px;scroll-padding-bottom:88px}
.mtgfi-native-1031exchangedscrloan .mobile-call-bar{transition:transform .22s ease,opacity .22s ease,visibility .22s ease}
.mtgfi-native-1031exchangedscrloan .mobile-call-bar.is-hidden{transform:translateY(calc(100% + 28px));opacity:0;visibility:hidden;pointer-events:none}

@media(max-width:900px){
  .mtgfi-native-1031exchangedscrloan .section{padding:82px 0}
  .mtgfi-native-1031exchangedscrloan .section-tight{padding:62px 0}
  .mtgfi-native-1031exchangedscrloan .page-hero{padding:66px 0 70px}
  .mtgfi-native-1031exchangedscrloan .article-layout,.mtgfi-native-1031exchangedscrloan .legal-layout,.mtgfi-native-1031exchangedscrloan .contact-grid{gap:44px}
}

@media(max-width:720px){
  .mtgfi-native-1031exchangedscrloan{--mobile-gutter:18px}
  .mtgfi-native-1031exchangedscrloan{scroll-padding-top:84px;scroll-padding-bottom:28px}
  .mtgfi-native-1031exchangedscrloan{padding-bottom:calc(70px + env(safe-area-inset-bottom))}
  .mtgfi-native-1031exchangedscrloan.mobile-nav-open{overflow:hidden}

  /* Consistent gutters across every routed page. */
  .mtgfi-native-1031exchangedscrloan .container,
  .mtgfi-native-1031exchangedscrloan .hero .hero-inner,
  .mtgfi-native-1031exchangedscrloan .site-header .header-inner,
  .mtgfi-native-1031exchangedscrloan .header-inner,
  .mtgfi-native-1031exchangedscrloan .nm1031-funnel-shell>.wp-block-group__inner-container{
    width:min(calc(100% - 36px),var(--container))
  }
  .mtgfi-native-1031exchangedscrloan .site-header .header-inner,.mtgfi-native-1031exchangedscrloan .header-inner{width:min(calc(100% - 32px),var(--container))}

  /* Keep the menu fully usable inside the viewport instead of extending below it. */
  .mtgfi-native-1031exchangedscrloan .mobile-nav{
    max-height:calc(100dvh - 102px);
    overflow-y:auto;
    overscroll-behavior:contain;
    -webkit-overflow-scrolling:touch;
    padding:12px 18px calc(22px + env(safe-area-inset-bottom));
    scrollbar-gutter:stable
  }
  .mtgfi-native-1031exchangedscrloan .mobile-nav-inner{gap:12px}
  .mtgfi-native-1031exchangedscrloan .mobile-nav-inner>div>span{margin:6px 0 4px}
  .mtgfi-native-1031exchangedscrloan .mobile-nav-inner>div>a{
    display:flex;align-items:center;min-height:44px;padding:10px 0;
    border-bottom:1px solid var(--line-soft)
  }
  .mtgfi-native-1031exchangedscrloan .mobile-nav .btn,.mtgfi-native-1031exchangedscrloan .mobile-menu-phone{width:100%;min-height:52px;margin-top:10px}

  /* Reduced vertical drift while retaining the approved hierarchy. */
  .mtgfi-native-1031exchangedscrloan .section{padding:58px 0}
  .mtgfi-native-1031exchangedscrloan .section-tight{padding:44px 0}
  .mtgfi-native-1031exchangedscrloan .section-heading{margin-bottom:30px}
  .mtgfi-native-1031exchangedscrloan .section-heading h2{margin:7px 0 12px;font-size:clamp(1.95rem,9vw,2.55rem);line-height:1.06}
  .mtgfi-native-1031exchangedscrloan .section-heading p{font-size:1rem;line-height:1.6}

  /* Home hero and strategy console. */
  .mtgfi-native-1031exchangedscrloan .hero .hero-inner{padding:28px 0 40px}
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:clamp(2.45rem,11vw,3.25rem);line-height:.98;letter-spacing:-.052em}
  .mtgfi-native-1031exchangedscrloan .hero-kicker{margin:12px 0 14px}
  .mtgfi-native-1031exchangedscrloan .strategy-console{margin-top:22px}
  .mtgfi-native-1031exchangedscrloan .photo-console .console-panel{padding:16px 15px 15px}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tabs{margin-bottom:9px}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab{min-height:48px}
  .mtgfi-native-1031exchangedscrloan .photo-console .identified-link{min-height:44px;margin-top:4px;display:flex;align-items:center;justify-content:center;text-align:center}
  .mtgfi-native-1031exchangedscrloan .hero-lead{margin-top:22px;line-height:1.58}
  .mtgfi-native-1031exchangedscrloan .hero-actions{margin-top:21px}
  .mtgfi-native-1031exchangedscrloan .trust-item{padding:14px 4px!important}

  /* Core page heroes. */
  .mtgfi-native-1031exchangedscrloan .page-hero{padding:46px 0 50px}
  .mtgfi-native-1031exchangedscrloan .page-hero-inner{gap:22px}
  .mtgfi-native-1031exchangedscrloan .page-hero-copy h1{margin:10px 0 14px;font-size:clamp(2.25rem,10.4vw,3rem);line-height:1;letter-spacing:-.05em;text-wrap:balance}
  .mtgfi-native-1031exchangedscrloan .page-hero-lead{font-size:1rem;line-height:1.58}
  .mtgfi-native-1031exchangedscrloan .page-hero-actions{margin-top:21px}
  .mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image{border-radius:20px}
  .mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image img{height:238px}
  .mtgfi-native-1031exchangedscrloan .page-hero-summary{padding:21px;border-radius:19px}
  .mtgfi-native-1031exchangedscrloan .page-hero-summary h2,.mtgfi-native-1031exchangedscrloan .page-hero-summary h3{font-size:1.35rem}

  /* Articles and legal pages. */
  .mtgfi-native-1031exchangedscrloan .article-hero{padding:44px 0 46px}
  .mtgfi-native-1031exchangedscrloan .article-hero-grid{gap:24px}
  .mtgfi-native-1031exchangedscrloan .article-hero h1{margin:10px 0 14px;font-size:clamp(2.22rem,10.2vw,3rem);line-height:1;letter-spacing:-.05em;text-wrap:balance}
  .mtgfi-native-1031exchangedscrloan .article-hero p{font-size:1rem;line-height:1.58}
  .mtgfi-native-1031exchangedscrloan .article-hero figure{border-radius:20px}
  .mtgfi-native-1031exchangedscrloan .article-hero figure img{height:245px}
  .mtgfi-native-1031exchangedscrloan .article-meta{margin-top:17px;gap:6px}
  .mtgfi-native-1031exchangedscrloan .article-meta span{padding:7px 9px}
  .mtgfi-native-1031exchangedscrloan .article-layout{gap:32px}
  .mtgfi-native-1031exchangedscrloan .article-copy{font-size:1rem}
  .mtgfi-native-1031exchangedscrloan .article-copy .article-lead{font-size:1.08rem;line-height:1.65}
  .mtgfi-native-1031exchangedscrloan .article-copy h2{margin:30px 0 10px;font-size:1.68rem;line-height:1.12}
  .mtgfi-native-1031exchangedscrloan .article-callout{margin:26px 0;padding:19px;border-left-width:4px;border-radius:0 15px 15px 0}
  .mtgfi-native-1031exchangedscrloan .article-aside{padding:21px;border-radius:18px}

  .mtgfi-native-1031exchangedscrloan .legal-hero{padding:46px 0 44px}
  .mtgfi-native-1031exchangedscrloan .legal-hero h1{margin:10px 0 14px;font-size:clamp(2.25rem,10.4vw,3rem);line-height:1;letter-spacing:-.05em;text-wrap:balance}
  .mtgfi-native-1031exchangedscrloan .legal-hero p{font-size:1rem;line-height:1.58}
  .mtgfi-native-1031exchangedscrloan .legal-layout{gap:32px}
  .mtgfi-native-1031exchangedscrloan .legal-copy h2{margin:30px 0 10px;font-size:1.45rem;line-height:1.18}
  .mtgfi-native-1031exchangedscrloan .legal-aside{padding:21px;border-radius:18px}

  /* Cards and content grids. */
  .mtgfi-native-1031exchangedscrloan .strategy-cards,.mtgfi-native-1031exchangedscrloan .process-grid,.mtgfi-native-1031exchangedscrloan .property-grid,.mtgfi-native-1031exchangedscrloan .resource-grid,.mtgfi-native-1031exchangedscrloan .layer-steps{gap:15px}
  .mtgfi-native-1031exchangedscrloan .strategy-card{padding:22px;border-radius:20px}
  .mtgfi-native-1031exchangedscrloan .strategy-card p{margin:11px 0 19px}
  .mtgfi-native-1031exchangedscrloan .strategy-card ul{margin-bottom:20px}
  .mtgfi-native-1031exchangedscrloan .process-card{padding:20px;border-radius:18px}
  .mtgfi-native-1031exchangedscrloan .resource-card{border-radius:18px}
  .mtgfi-native-1031exchangedscrloan .resource-card>div{padding:20px}
  .mtgfi-native-1031exchangedscrloan .resource-image img{height:190px}
  .mtgfi-native-1031exchangedscrloan .property-card.photo-property-card{border-radius:17px}
  .mtgfi-native-1031exchangedscrloan .property-card-body{padding:14px 15px 17px}

  /* Calculator and deadline controls. */
  .mtgfi-native-1031exchangedscrloan .calculator{border-radius:20px}
  .mtgfi-native-1031exchangedscrloan .calc-head{padding:18px}
  .mtgfi-native-1031exchangedscrloan .calc-body{padding:18px}
  .mtgfi-native-1031exchangedscrloan .calc-strategy button,.mtgfi-native-1031exchangedscrloan .strategy-tab,.mtgfi-native-1031exchangedscrloan .state-legend button{min-height:44px}
  .mtgfi-native-1031exchangedscrloan .form-grid{gap:15px}
  .mtgfi-native-1031exchangedscrloan .field{gap:8px}
  .mtgfi-native-1031exchangedscrloan .field input,.mtgfi-native-1031exchangedscrloan .field select,.mtgfi-native-1031exchangedscrloan .field textarea{min-height:52px;font-size:16px}
  .mtgfi-native-1031exchangedscrloan input[type="range"]{min-height:44px;padding:10px 0}
  .mtgfi-native-1031exchangedscrloan .deadline-grid{gap:10px}
  .mtgfi-native-1031exchangedscrloan .deadline-card{padding:14px;border-radius:13px}

  /* Funnel: remove the stacked sticky controls that covered fields and consent. */
  .mtgfi-native-1031exchangedscrloan .funnel-page.section{padding:42px 0 54px}
  .mtgfi-native-1031exchangedscrloan .funnel-intro{margin-bottom:24px;text-align:left}
  .mtgfi-native-1031exchangedscrloan .funnel-intro h1{margin:9px 0 13px;font-size:clamp(2.35rem,10.5vw,3.05rem);line-height:.99;letter-spacing:-.048em;text-wrap:balance}
  .mtgfi-native-1031exchangedscrloan .funnel-intro p{font-size:1rem;line-height:1.58}
  .mtgfi-native-1031exchangedscrloan .funnel-trust-row{justify-content:flex-start;margin-top:16px}
  .mtgfi-native-1031exchangedscrloan .funnel-card{border-radius:20px}
  .mtgfi-native-1031exchangedscrloan .funnel-progress{padding:16px 18px}
  .mtgfi-native-1031exchangedscrloan .working-funnel{padding:22px 18px 20px}
  .mtgfi-native-1031exchangedscrloan .step-heading{margin-bottom:20px}
  .mtgfi-native-1031exchangedscrloan .step-heading h2{font-size:1.72rem;line-height:1.12}
  .mtgfi-native-1031exchangedscrloan .choice-grid{gap:10px}
  .mtgfi-native-1031exchangedscrloan .choice-card{min-height:96px;padding:16px 14px 16px 49px;border-radius:15px}
  .mtgfi-native-1031exchangedscrloan .choice-check{left:15px;top:18px;width:23px;height:23px}
  .mtgfi-native-1031exchangedscrloan .choice-card small{font-size:.79rem;line-height:1.45}
  .mtgfi-native-1031exchangedscrloan .funnel-actions{
    position:static;bottom:auto;z-index:auto;
    margin:24px 0 0;padding:20px 0 0;
    background:transparent;box-shadow:none;border-radius:0
  }
  .mtgfi-native-1031exchangedscrloan .funnel-actions .btn{min-height:52px}
  .mtgfi-native-1031exchangedscrloan .form-legal{font-size:.76rem;line-height:1.58}
  .mtgfi-native-1031exchangedscrloan .consent{font-size:.78rem;line-height:1.55;gap:11px}
  .mtgfi-native-1031exchangedscrloan .consent input[type="checkbox"]{width:20px;height:20px;min-width:20px;margin-top:2px}
  .mtgfi-native-1031exchangedscrloan .preview-inline-deadlines,.mtgfi-native-1031exchangedscrloan .preview-owner-stop{padding:15px}

  /* Contact page. */
  .mtgfi-native-1031exchangedscrloan .contact-grid{gap:22px}
  .mtgfi-native-1031exchangedscrloan .contact-card,.mtgfi-native-1031exchangedscrloan .contact-form{padding:20px;border-radius:19px}
  .mtgfi-native-1031exchangedscrloan .form-heading h2{font-size:1.68rem}
  .mtgfi-native-1031exchangedscrloan .contact-form>.btn{width:100%;min-height:54px}

  /* Turn the wide article comparison into readable mobile cards. */
  .mtgfi-native-1031exchangedscrloan .comparison-table{display:grid;gap:11px;margin:24px 0;border:0;border-radius:0;overflow:visible}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div{display:grid!important;grid-template-columns:1fr!important;min-width:0!important;border:1px solid var(--line-medium);border-radius:14px;overflow:hidden;background:#fff}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div:first-child{display:none!important}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div>*{display:grid;grid-template-columns:minmax(92px,.72fr) minmax(0,1.28fr);gap:12px;align-items:start;padding:12px 14px;border:0;border-bottom:1px solid var(--line-soft);font-size:.86rem;overflow-wrap:anywhere}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div>*:last-child{border-bottom:0}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div:not(:first-child)>span::before{color:var(--blue);font-size:.64rem;font-weight:950;letter-spacing:.08em;text-transform:uppercase}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div:not(:first-child)>span:nth-child(1)::before{content:"Review area"}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div:not(:first-child)>span:nth-child(2)::before{content:"More Doors"}
  .mtgfi-native-1031exchangedscrloan .comparison-table>div:not(:first-child)>span:nth-child(3)::before{content:"Bigger Deal"}

  /* Touch targets for mobile navigation and standalone action links. */
  .mtgfi-native-1031exchangedscrloan .breadcrumbs{gap:5px;margin-bottom:14px}
  .mtgfi-native-1031exchangedscrloan .breadcrumbs a{display:inline-flex;align-items:center;min-height:36px;padding:4px 1px}
  .mtgfi-native-1031exchangedscrloan .text-link,.mtgfi-native-1031exchangedscrloan .identified-link{min-height:44px;align-items:center}
  .mtgfi-native-1031exchangedscrloan .footer-grid-full>div>a:not(.footer-phone){display:flex;align-items:center;min-height:42px;padding:8px 0}
  .mtgfi-native-1031exchangedscrloan .footer-bottom nav{gap:4px 12px}
  .mtgfi-native-1031exchangedscrloan .footer-bottom nav a{display:inline-flex;align-items:center;min-height:40px;padding:8px 0}

  /* Footer density and containment. */
  .mtgfi-native-1031exchangedscrloan .site-footer{padding:48px 0 24px}
  .mtgfi-native-1031exchangedscrloan .footer-grid-full{gap:28px}
  .mtgfi-native-1031exchangedscrloan .footer-grid-full>div:not(.footer-brand){padding-top:0}
  .mtgfi-native-1031exchangedscrloan .footer-grid-full h2{margin-bottom:8px}
  .mtgfi-native-1031exchangedscrloan .footer-legal{margin-top:25px;padding-top:20px}
  .mtgfi-native-1031exchangedscrloan .footer-bottom{margin-top:16px;padding-top:16px}

  /* Fixed call control: compact, auto-hiding, and absent on focused reading/form routes. */
  .mtgfi-native-1031exchangedscrloan .mobile-call-bar{
    left:14px;right:14px;bottom:calc(8px + env(safe-area-inset-bottom));
    min-height:50px;border-radius:14px;font-size:.94rem
  }
  .mtgfi-native-1031exchangedscrloan.mobile-nav-open .mobile-call-bar{transform:translateY(calc(100% + 28px));opacity:0;visibility:hidden;pointer-events:none}
  .mtgfi-native-1031exchangedscrloan[data-route="/1031-exchange-financing-plan/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/contact/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/thank-you/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/1031-portfolio-builder/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/1031-exchange-timeline/"],
  .mtgfi-native-1031exchangedscrloan[data-route^="/resources/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/privacy-policy/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/notice-at-collection/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/privacy-choices/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/communication-consent/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/terms/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/accessibility/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/business-purpose-disclosure/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/disclosures/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/nmls-consumer-access/"],
  .mtgfi-native-1031exchangedscrloan[data-route="/404/"]{padding-bottom:env(safe-area-inset-bottom)}
  .mtgfi-native-1031exchangedscrloan[data-route="/1031-exchange-financing-plan/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/contact/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/thank-you/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/1031-portfolio-builder/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/1031-exchange-timeline/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route^="/resources/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/privacy-policy/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/notice-at-collection/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/privacy-choices/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/communication-consent/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/terms/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/accessibility/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/business-purpose-disclosure/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/disclosures/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/nmls-consumer-access/"] .mobile-call-bar,
  .mtgfi-native-1031exchangedscrloan[data-route="/404/"] .mobile-call-bar{display:none!important}
}

@media(max-width:430px){
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.58rem}
  .mtgfi-native-1031exchangedscrloan .page-hero-copy h1,.mtgfi-native-1031exchangedscrloan .article-hero h1,.mtgfi-native-1031exchangedscrloan .legal-hero h1{font-size:2.3rem}
  .mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image img{height:222px}
  .mtgfi-native-1031exchangedscrloan .article-hero figure img{height:225px}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab span{font-size:.68rem}
  .mtgfi-native-1031exchangedscrloan .photo-console .strategy-tab small{font-size:.55rem}
  .mtgfi-native-1031exchangedscrloan .state-map{grid-template-columns:repeat(4,1fr);gap:7px;padding:13px}
  .mtgfi-native-1031exchangedscrloan .state-chip{min-height:46px}
}

@media(max-width:380px){
  .mtgfi-native-1031exchangedscrloan{--mobile-gutter:14px}
  .mtgfi-native-1031exchangedscrloan .container,.mtgfi-native-1031exchangedscrloan .hero .hero-inner,.mtgfi-native-1031exchangedscrloan .nm1031-funnel-shell>.wp-block-group__inner-container{width:min(calc(100% - 28px),var(--container))}
  .mtgfi-native-1031exchangedscrloan .site-header .header-inner,.mtgfi-native-1031exchangedscrloan .header-inner{width:min(calc(100% - 24px),var(--container))}
  .mtgfi-native-1031exchangedscrloan .hero h1{font-size:2.38rem}
  .mtgfi-native-1031exchangedscrloan .page-hero-copy h1,.mtgfi-native-1031exchangedscrloan .article-hero h1,.mtgfi-native-1031exchangedscrloan .legal-hero h1{font-size:2.16rem}
  .mtgfi-native-1031exchangedscrloan .funnel-intro h1{font-size:2.18rem}
  .mtgfi-native-1031exchangedscrloan .page-hero-media .page-hero-image img{height:208px}
  .mtgfi-native-1031exchangedscrloan .article-hero figure img{height:210px}
  .mtgfi-native-1031exchangedscrloan .working-funnel{padding-inline:15px}
  .mtgfi-native-1031exchangedscrloan .funnel-progress{padding-inline:15px}
  .mtgfi-native-1031exchangedscrloan .choice-card{padding-right:12px}
  .mtgfi-native-1031exchangedscrloan .mobile-call-bar{left:10px;right:10px;font-size:.9rem}
}

@media(prefers-reduced-motion:reduce){
  .mtgfi-native-1031exchangedscrloan .mobile-call-bar{transition:none}
}




.mtgfi-native-1031exchangedscrloan .preview-inline-deadlines{margin-top:20px;padding:18px;border:1px solid #CFE0F5;border-radius:16px;background:#F6FAFF;color:#41506A}
.mtgfi-native-1031exchangedscrloan .preview-inline-deadlines p{margin:0 0 7px}.mtgfi-native-1031exchangedscrloan .preview-inline-deadlines p:last-child{margin-bottom:0;font-size:.76rem;line-height:1.55;color:#68778C}
.mtgfi-native-1031exchangedscrloan .preview-owner-stop{margin:18px 0 0;padding:17px 18px;border:2px solid #B42318;border-radius:15px;background:#FFF4F2;color:#7A271A}
.mtgfi-native-1031exchangedscrloan .preview-owner-stop strong{display:block;margin-bottom:5px}.mtgfi-native-1031exchangedscrloan .preview-owner-stop[hidden]{display:none!important}
.mtgfi-native-1031exchangedscrloan .preview-field-note{display:block;margin-top:6px;color:#68778C;font-size:.72rem;line-height:1.45}
.mtgfi-native-1031exchangedscrloan .preview-required-note{margin:0 0 16px;color:#68778C;font-size:.74rem}
.mtgfi-native-1031exchangedscrloan .preview-status-card{padding:16px;border:1px solid #CFE0F5;border-radius:15px;background:#F8FBFF}
@media(max-width:767px){.mtgfi-native-1031exchangedscrloan .preview-inline-deadlines,.mtgfi-native-1031exchangedscrloan .preview-owner-stop{padding:15px}.mtgfi-native-1031exchangedscrloan .choice-card{min-height:96px}}



/* v2.1.4: targeted form accessibility and optional detail disclosures. */
.mtgfi-native-1031exchangedscrloan [hidden]{display:none!important}
.mtgfi-native-1031exchangedscrloan .choice-card:has(input:focus-visible){outline:3px solid var(--blue);outline-offset:3px;box-shadow:0 0 0 6px rgba(0,87,217,.13)}
.mtgfi-native-1031exchangedscrloan .choice-card:focus-within{border-color:var(--blue)}
.mtgfi-native-1031exchangedscrloan .funnel-advanced{margin:20px 0;border:1px solid var(--line);border-radius:14px;padding:0 16px;background:#FBFDFF}
.mtgfi-native-1031exchangedscrloan .funnel-advanced summary{cursor:pointer;min-height:52px;display:list-item;align-content:center;font-weight:800;color:var(--navy);padding:14px 0}
.mtgfi-native-1031exchangedscrloan .funnel-advanced[open]>.form-grid{padding:6px 0 18px}
.mtgfi-native-1031exchangedscrloan .preview-scenario-summary{margin:18px 28px 0;padding:16px;border:1px solid #CFE0F5;background:#F4F8FF;border-radius:14px;color:var(--navy);font-size:.88rem;line-height:1.55;overflow-wrap:anywhere}
.mtgfi-native-1031exchangedscrloan .deadline-effective{padding:12px 0 0;margin-bottom:6px}
@media(max-width:720px){.mtgfi-native-1031exchangedscrloan .preview-scenario-summary{margin:16px 18px 0}.mtgfi-native-1031exchangedscrloan .funnel-advanced{padding-inline:13px}}
@media(forced-colors:active){.mtgfi-native-1031exchangedscrloan .choice-card:has(input:focus-visible){outline:3px solid Highlight}}


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.mtgfi-native-1031exchangedscrloan .mtgfi-icon-6a9c040a4cde::before{content:"";display:inline-block;flex:none;width:1.2em;height:1.2em;vertical-align:middle;background-color:currentColor;mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2024%2024%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%3E%3Cpath%20d%3D%22M4%207h16M4%2012h16M4%2017h16%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;-webkit-mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%2024%2024%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%3E%3Cpath%20d%3D%22M4%207h16M4%2012h16M4%2017h16%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;}
.mtgfi-native-1031exchangedscrloan .mtgfi-icon-2ba0e8f6d107::after{content:"";display:inline-block;flex:none;width:1.2em;height:1.2em;vertical-align:middle;background-color:currentColor;mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222.3%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M5%2012h14M13%206l6%206-6%206%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;-webkit-mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222.3%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M5%2012h14M13%206l6%206-6%206%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;}
.mtgfi-native-1031exchangedscrloan .mtgfi-icon-c17430093d35::before{content:"";display:inline-block;flex:none;width:1.2em;height:1.2em;vertical-align:middle;background-color:currentColor;mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22m5%2012%204%204L19%206%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;-webkit-mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22m5%2012%204%204L19%206%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;}
.mtgfi-native-1031exchangedscrloan .mtgfi-icon-a08a7fea2395::before{content:"";display:inline-block;flex:none;width:1.2em;height:1.2em;vertical-align:middle;background-color:currentColor;mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M4%2019V9m6%2010V5m6%2014v-7m4%207H2%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;-webkit-mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M4%2019V9m6%2010V5m6%2014v-7m4%207H2%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;}
.mtgfi-native-1031exchangedscrloan .mtgfi-icon-b6cd161e1f49::before{content:"";display:inline-block;flex:none;width:1.2em;height:1.2em;vertical-align:middle;background-color:currentColor;mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M3%2011%2012%204l9%207v9H3z%22%3E%3C%2Fpath%3E%3Cpath%20d%3D%22M9%2020v-6h6v6%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;-webkit-mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M3%2011%2012%204l9%207v9H3z%22%3E%3C%2Fpath%3E%3Cpath%20d%3D%22M9%2020v-6h6v6%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;}
.mtgfi-native-1031exchangedscrloan .mtgfi-icon-e488e5e7ca26::after{content:"";display:inline-block;flex:none;width:1.2em;height:1.2em;vertical-align:middle;background-color:currentColor;mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222.4%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M5%2012h14M13%206l6%206-6%206%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;-webkit-mask:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20fill%3D%22none%22%20stroke%3D%22currentColor%22%20stroke-width%3D%222.4%22%20viewBox%3D%220%200%2024%2024%22%3E%3Cpath%20d%3D%22M5%2012h14M13%206l6%206-6%206%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E") center/contain no-repeat;}
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/* Visual polish review 2026-10-22. */
/* 1031 visual polish: branding is not a body-text link; improve photo-label contrast. */
.mtgfi-native-1031exchangedscrloan .brand-mobile,
.mtgfi-native-1031exchangedscrloan .brand-mobile:hover {
  text-decoration: none;
}
.mtgfi-native-1031exchangedscrloan .photo-mode > span {
  color: #c7dcff;
}